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In today's episode we are joined by the incredible Jo Bell—an author, entrepreneur and Mum who started Bells Accountants 16 years ago, striving to differentiate her business from a traditional accountancy firm by offering a personalised service and unravelling jargon, she has built 5 practices through organic growth and acquisitions. Jo shares her journey through life’s challenges, from unexpected turmoil to transformative growth, offering wisdom and hope to anyone navigating uncertain times. A Kent Best Woman in Business winner, she is one of the Top 50 Women In Finance globally and her message is clear: when everything is uncertain, anything is possible. Her personal mantra and powerful reflections remind us to embrace the present, find beauty in the chaos and turn challenges into opportunities.
Jo also discusses her empowering children’s book series, Money and You, which equips young readers with essential financial literacy skills. Aimed at ages 8-12 (but praised by adults and teens alike), the series provides practical tools for managing money, building businesses, and creating a strong foundation for the future. Her series of books are available through the Ruby Tuesday Website, podcast listeners can use code BELLS15 for a 15% discount (details below).

Homework for this week:
Reflect on Uncertainty:

Take a moment to reflect on a time in your life when uncertainty seemed overwhelming, but it ultimately led to unexpected opportunities or growth. Perhaps it was a difficult decision, a major life change or a period of transition that left you unsure of what would come next.

Write about this experience, focusing on what you learned from it, how you found strength in the unknown, and how things eventually turned out in a way that surprised or empowered you.

Then, consider your current challenges and how this past experience might offer you a sense of hope or perspective. What are some ways that uncertainty today could open up new possibilities, even if they aren’t immediately clear?

Use this reflection to remind yourself that even in moments of doubt, there is always room for growth, transformation, and new opportunities—just as you’ve experienced before.

If you’re happy to share your reflection with us in our facebook group or on social media, tag us @reignwhenitsraining and use the hashtag #reignmaker

Connect with Jo:
Jo Bell’s Book Series: Money and You https://rubytuesdaybooks.com/series-name/money-and-you/
Discount Code: Use BELL15 for 15% off.
Websites: www.joannebell.co.uk www.bellsaccountants.co.uk

We also want to hear from you! What are your dreams? What's holding you back? Questions? Stories? Ideas?

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Thank you Reignmakers!