Welcome to One Step Wealthier A podcast about money, mindset, and making your life work on your own terms. Every Sunday, I share honest reflections about investing, saving, and building a life of freedom—especially for women who are just starting out or feel like “finance isn’t for people like me.” I’m a qualified financial advisor and I’m also someone who’s figuring it all out, one step at a time—and sharing what I learn along the way. Expect straight talk, a few mistakes, and a lot of enco ...
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Step Wealthier Podcasts
It all begins with savings and cash flow! Most people play the dangerous game of chasing after outrageous returns risking all their money in aggressive joint ventures, real estate, and the stock market. Stop what you’re doing and LISTEN so we can show you how you really can enjoy today AND can have a way wealthier tomorrow.
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Are you a coach, consultant, or expert, struggling to generate consistent leads, make more sales, and earn more income? Are you tired of wasting your time on old and outdated marketing strategies that just don’t work? Do you spend hours and hours creating content that doesn’t attract paying clients let alone build an audience? Are you starting to think that building a coaching business just might not be for you? Well, if you answered YES to any of those questions, you’re in the right place. ...
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Are you a passionate champion of talent development? Looking to stay up to date on the latest chapter news, industry insights and trends? ATD Houston's 'Train To Win' is a fun and informative podcast featuring leaders in the talent development field. Join us as we work together to bridge the gaps between thought leaders and professionals who are eager to grow their skills. We understand how important it is to stay ahead in the popularly evolving world of talent development, that’s why our po ...
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Welcome to The Property Investor Playbook, your ultimate guide to building wealth through property investment. Hosted by Daniel Chadrawy and Lara Osborn, this podcast offers step-by-step insights into growing your financial portfolio through real estate. Join us as we bring you in-depth interviews with industry experts, successful investors, and everyday Australians on their journey to financial freedom. Learn from those who have successfully navigated the path to prosperity and gain invalua ...
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Routine Is Not Boring — It’s the Shortcut to Your Goals
10:58
10:58
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10:58In today’s episode, I challenge the idea that routine is boring or rigid. For me, routine is the exact opposite—it’s freedom. It’s the tool that helps me stay consistent with investing, exercising, eating well, and even waking up early, all without willpower or decision fatigue. Routine isn’t about being disciplined. It’s about removing friction fr…
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CI - S2 - 066 The Power Offer Framework (Live Training From Tom's Private Mastermind) Part 2 with Joel Erway
35:45
35:45
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35:45In Part 1, Joel Erway broke down his power offer framework and why it works so well. Now, he is going deeper into implementation. Listen as he answers real questions about building audience attention, staying compliant with ad policies, qualifying leads, and keeping offers fresh without losing their punch. He also introduces Inspire, his new tool t…
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CI - S2 - 065 - The Power Offer Framework (Live Training From Tom's Private Mastermind) Part 1 with Joel Erway
27:43
27:43
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27:43What if you could book qualified coaching clients without wasting money on ads or chasing dead leads? In this private mastermind training, Tom Krol sits down with Joel Erway, Wall Street Journal bestselling author and creator of the Power Offer System, as he breaks down his proven framework that helps coaches book qualified appointments without bur…
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What If It’s All for Nothing? Creating Through the Valley of Despair
14:02
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14:02This isn’t a motivational pep talk. It’s an honest look into what it feels like when you're doing everything right—early mornings, consistency, discipline—and still, nothing seems to move. No recognition, no growth, no signs of progress. In this episode, I talk about being in the “valley of despair”—that painful middle space between starting and su…
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CI - S2 - 064 - Why Entrepreneurs Making Less Money Seem Wealthier Than You with Brent Daniels
14:31
14:31
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14:31Why do some people who earn less than you seem to live better? In this episode, Brent Daniels sits down with Tom Krol to break down the simple money habits that distinguish the wealthy from those who are constantly struggling. Tom shares his Tax-Tithe-Table-Take system, a practical framework designed to protect your income, build wealth, and preven…
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CI - S2 - 063 - From Zero Sales to $35K Clients - The Podcast Strategy That Actually Works with Darrin Bentley
18:13
18:13
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18:13When you try to sound perfect, you sound fake. When you use jargon, you just lose people. And when you pretend to know everything, ultimately, you lose trust. In today's episode, Darrin Bentley reveals how to turn every guest spot into real leads, real sales, and real clients without sounding fake. He also shared the same framework he used to help …
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Slow Growth, Strong Roots: Why I’m Not Rushing Success
7:59
7:59
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7:59On Instagram, it can feel like everyone’s blowing up overnight — but real, lasting growth often looks a lot quieter. In this episode, I talk about: 🌳 Why fast success isn’t always strong success 🎋 The Chinese bamboo tree (and what it taught me about patience) 📉 Why my podcast growing slowly doesn’t mean it’s failing 📈 How I apply the same mindset t…
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CI - S2 - 062 - The Midnight Call That Made Tom Record This Warning Immediately
31:20
31:20
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31:20It’s past midnight, and Tom Krol just got off a phone call that shook him to his core. A long-time friend and fellow coach called in crisis, completely wiped out financially. The story hit so close to home that Tom immediately turned on the mic to record this urgent warning for every entrepreneur and coach who thinks “it could never happen to me.” …
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CI - S2 - 061 - Why Most Entrepreneurs Fear Success More Than Failure (The Psychology Exposed) - Part 2 with Joe and Jenn Delle Fave
31:06
31:06
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31:06Most people think failure is the biggest fear holding them back. But as Tom Krol reveals in this powerful follow-up, it is often the fear of success that stops entrepreneurs from reaching their full potential. In this episode, Tom gets real about the mindset shifts that separate struggling entrepreneurs from those who thrive. He breaks down how bel…
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Why I Almost Bought a Flat (and Why I’m Glad I Didn’t)
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13:42During the pandemic, I almost bought a flat. I had the cash, the pressure, the “get on the ladder” advice from everyone around me… and I nearly said yes. But something stopped me — and I’m so glad it did. In this episode, I share: Why I was convinced property was the way to build wealth What changed my mind about home ownership The freedom renting …
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CI - S2 - 060 - Why Most Entrepreneurs Fear Success More Than Failure (The Psychology Exposed) - Part 1 with Joe and Jenn Delle Fave
34:11
34:11
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34:11Most entrepreneurs think failure is what stops them. The truth? More often, it’s the fear of success that holds them back. In this powerful first part of a two-part training, Tom Krol breaks down the ancient principles of business, his nine rules of marketing that work in any market, and why most people sabotage themselves before they even start. H…
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CI - S2 - 059 - Why Some Coaches Make Millions While Others Struggle (The Hidden Playbook)
26:58
26:58
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26:58Why do some coaches break into seven figures while others can’t seem to move past six? In this solo episode, Tom Krol shares the real strategies and habits that separate top earners from the rest of the pack. From structuring revenue share deals to mastering storytelling to building financial discipline, Tom lays out the exact playbook successful c…
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Stop Acting Rich: Why Looking Wealthy Might Be Making You Broke
7:38
7:38
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7:38Do you ever feel like you're doing everything right — working hard, earning more — yet still struggling to get ahead? This episode is a wake-up call about the hidden trap of trying to "act rich" while sacrificing your actual future wealth. I talk about: Why relying on a state pension is risky at best The difference between spending money and having…
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CI - S2 - 058 - The Brutal Truth About Going From Local Expert to National Brand - Ken Corsini
34:03
34:03
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34:03Most investors talk about going big, but Ken Corsini actually did it. From flipping more than 200 houses a year to building Red Barn, launching a national franchise, and landing multiple HGTV shows, Ken knows what it really takes to go from local player to national brand. In this episode, he shares the good, the bad, and the unexpected truths about…
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CI - S2 - 057 - How Al Nicoletti Became THE Probate Expert (And How You Can Too)
26:35
26:35
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26:35Most real estate coaches tell their students to avoid complicated, messy deals. Al Nicoletti built his entire career on them. From attorney to nationally known probate expert, Al figured out how to turn one of real estate’s most overlooked niches into a profitable and scalable system. In this episode, Al explains what probate really is, how he beca…
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Rest Is Productive (Even When It Feels Like It’s Not)
8:14
8:14
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8:14In this episode, I talk about something I’m still learning myself: how to rest without guilt. I share a personal story about almost working 14 days in a row (again) and what made me stop mid-email. I’ve always believed that more work equals more worth — and it’s a belief I’m actively unlearning. This is an episode for anyone who feels the urge to f…
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CIP - S2 - 056 - From Fired to Multiple 7-Figure Exits - Tom Krol's Most Vulnerable Interview Yet - (Part 2)
45:06
45:06
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45:06In this follow-up episode, Tom Krol shares the real business rules and lessons that took him from being broke and fired to building and selling multiple seven-figure companies. If Part One focused on mindset and rock-bottom moments, Part Two is all about the playbook. Tom breaks down his 10 non-negotiable business rules, the marketing framework tha…
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CIP - S2 - 055 - From Fired to Multiple 7-Figure Exits - Tom Krol's Most Vulnerable Interview Yet - (Part 1)
47:37
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47:37This isn’t the polished success story you’ve heard before. In part one of this two-part interview, Tom Krol opens up about the lowest point of his life: getting fired, struggling to pay bills, and watching his wife break down in tears. He shares how mentorship from his stepbrother, Todd Toback, and the hard lessons of humility set him on a complete…
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Freedom Comes From Needing Less — Not From Having More
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6:55In this episode of One Step Wealthier, I explore why true financial freedom isn't about endless earning — it's about needing less. I share a parable of two brothers, one a royal advisor and the other a monk, to illustrate the balance between ambition and contentment. Drawing from my own experience working hourly jobs and building toward independenc…
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CIP - S2 - 054 - The 70% Close Rate System – Secrets From a $30K High-Ticket Sales Machine (Part 2) with Tiffany and Josh High
33:29
33:29
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33:29In part two of this exclusive training, Tiffany and Josh High, alongside their secret weapon, Sean Anderson, take you deeper into the psychology and tactics that drive their 70% close rate on $30K–$50K offers. If part one showed you the foundation, this episode reveals the advanced playbook: how to frame price so it feels small, craft stories that …
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CIP - S2 - 053 - The 70% Close Rate System – Secrets From a $30K High-Ticket Sales Machine (Part 1) with Tiffany and Josh High
44:57
44:57
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44:57Most coaches hate sales calls. But imagine closing 70% of your high-ticket offers without pressure or gimmicks. That’s exactly what Tiffany and Josh High have figured out: a $30K sales system built on psychology, clarity, and getting your audience to lean in. In this episode, joined by sales trainer Sean, they break down the exact process they use …
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The Job I Didn't Get (and Why It Set Me Free)
12:51
12:51
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12:51In this week’s reflective episode, I talk about the rejection that turned out to be a blessing in disguise. After going through a six-stage recruitment process for a financial advisory firm, I was devastated to be turned down — but in hindsight, it saved me from a career that would have clashed deeply with my core values. I share my experience, my …
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CIP - S2 - 052 - The T-4 Freedom Formula – What Rich Coaches Know That You Don’t with Tom Krol
41:11
41:11
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41:11Most coaches think that making money equals understanding money. The truth? That’s the fastest way to lose it. The same financial mistakes that keep employees broke are quietly destroying entrepreneurs as well. In this episode, Tom Krol pulls back the curtain on the exact wealth training he normally shares only with high-level private clients. He b…
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CIP - S2 - 051 - The Plug-and-Play AI System That Transforms Coaches Into Email Marketing Machines with Nick Krem
37:13
37:13
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37:13Most coaches are using AI incorrectly, and it’s costing them sales. The truth? Smart coaches treat AI like a business partner, not just a content machine. They use it to drive conversions, scale email marketing, and maintain a steady revenue flow. In this episode, Tom talks with Nick Krem, co-founder of the AI Real Estate Institute, about a plug-an…
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Am I Dreaming Small – or Dreaming Real? Navigating Income Limits & Integrity
11:37
11:37
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11:37Is earning more always the answer? This week, I reflect on a powerful conversation with friends about raising income vs. cutting spending — and share why I’ve chosen a different path. My income isn’t scalable right now, and instead of chasing more hours or higher pay at any cost, I’ve chosen peace of mind, low expenses, and integrity. 🎧 Quick heads…
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CIP - S2 - 050 - Why High Fees Are the Least of Your Payment Processor Problems with Ryan Ellefsen and Jason
38:05
38:05
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38:05Most coaches believe the primary issue with payment processors is the high fees. The reality? That’s just the beginning. What really puts businesses at risk are account freezes, reserve holds, and hidden restrictions that can block your cash flow without warning, and in some cases, shut you down overnight. In this episode, Ryan Ellefsen and Jason e…
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CIP - S2 - 049 - The Anti-Buyers Remorse Call That Keeps Clients Forever with Benjamin Hoang
31:55
31:55
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31:55Most coaches worry about making the sale, but the real challenge is keeping clients happy and invested long after they have made a purchase. That is where Benjamin Hoang comes in. In this episode, Benjamin breaks down the “Anti-Buyers Remorse Call,” a simple but powerful framework that locks in client trust, sets the tone for a long-term relationsh…
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Introvert Burnout: Why I Need a Day Alone to Function
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10:14
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10:14For years, I thought I was an extrovert. I love chatting with people, I’m never shy in social settings, and I’m often the one starting conversations. But here’s the twist — after a day full of social interaction, I feel completely drained. In this episode, I share how I discovered I’m actually an ambivert and how working in a people-facing job left…
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CIP - S2 - 048 - He Never Meant to Be a Coach – Now He Makes 7-Figures (Full Strategy Revealed) with Eric Brewer
40:50
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40:50Eric used to struggle to get leads for his real estate business. He started posting on social media not because he had a master plan but because he was desperate. Then, the desperate content strategy accidentally turned him into one of the most followed coaches in his space. In this episode, Eric shares how he built a 7-figure coaching business wit…
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CIP - S2 - 047 - Why Coaches Go Broke (Even When They’re Making Money) with Amanda Webster
32:49
32:49
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32:49Many coaches can sell, but when it comes to profit, the number buyers care about, they fall short. In this episode, Amanda Webster explains why so many coaching businesses run out of cash even when revenue looks good, and what to do about it. She breaks down how to keep your books clean, plan for taxes, and build a second income stream with simple …
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You don’t need a six-figure salary to build wealth — just patience, consistency, and a plan. In this episode, I share how I’ve built financial security through minimum-wage jobs, consistent investing, and choosing peace of mind over hustle. If you’re not earning more yet, this one’s for you. 💸 How small amounts can add up to real freedom 🧠 Why you …
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CIP - S2 - 046 - The Brutal Truth About Why You’re NOT Closing Calls with Drewbie Wilson
39:25
39:25
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39:25If you are getting people on calls but struggling to close, the problem might not be your script; it could be you. There might be a lack of empathy. In this episode, Drewbie Wilson lays out the hard truths most coaches and salespeople don’t want to hear. He shares why confidence, consistency, and connection matter more than clever lines, and how to…
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CIP - S2 - 045 - How Lauren Tickner Built a $100K Per Month Business with Just Organic Content
40:18
40:18
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40:18Struggling to get leads, clients, or real engagement from your posts? The problem might not be your offer, it could be your content. In this episode, Lauren Tickner reveals how she has consistently earned $ 100,000 per month for over three years using only free, organic strategies. She shares the simple content system that fuels her sales funnel, h…
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What Wealth Means to Me Now (and How It Changed Over Time)
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9:15
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9:15In today’s episode, I share how my definition of wealth has evolved over the years — from growing up in a communist country, to chasing validation through travel, to finally discovering that true wealth means time, health, freedom, and peace. I talk about how minimalism, quiet mornings, and working on passion projects like this podcast became my ne…
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CIP - S2 - 044 - The Sales Framework That Makes People Say “YES” Before You Even Pitch with Josh and Tiffany High
1:04:24
1:04:24
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1:04:24What’s the biggest mistake you can make in a sales conversation? Leading with your price. In this episode, Josh and Tiffany High share the real reason they are closing 70% or more of their live event attendees without using high-pressure tactics or sales tricks. They break down how to ask the right questions, create emotional clarity, and let the a…
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CIP - S2 - 043 - PR Authority Playbook – How to Turn Free Press Into Paid Clients with Jeremy Knauff
42:34
42:34
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42:34What if media exposure didn’t just build your brand, but was also a great lead-generating machine? In this episode, PR expert Jeremy Knauff joins Tom Krol to break down exactly how to turn press coverage into a pipeline, from crafting stories that catch attention to leveraging media the right way once you have been featured. He also shares the impo…
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In today’s episode of One Step Wealthier, I talk about why I chose a simple, low-stress job over chasing titles or corporate recognition. I work as a receptionist—not because it’s my “dream job,” but because it gives me what I actually need: time, energy, and mental space to build my own dreams. I share why I’m not trying to turn my passion into a …
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CIP - S2 - 042 - No Ads. No Funnels. Just Clients – William’s Zero-Fluff Method for Attracting High Ticket Clients
28:19
28:19
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28:19What if you could build a six-figure coaching business without spending on ads, hiring a funnel builder, or even having a fancy website? In this episode, William Tingle shares how he achieved this by simply showing up consistently, delivering real value, and keeping everything straightforward. Listen to how he built his business off in-person event…
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Unlocking Your Growth Potential with Joni Goodman
28:45
28:45
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28:45Join ATD Houston President-Elect Carol Jennings and Chapter Sponsor Joni Goodman on "Train to Win" as they explore unconventional paths to growth, courageous breakthroughs, building self-trust, the power of reflection, and the superpower of emotional intelligence in leadership, life, and love. Tune in to unlock your full potential!…
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CIP - S2 - 041 - Why 95% of Online Coaches Fail (And How to Be the 5% That Don’t) with Marc Mawhinney
28:34
28:34
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28:34Most online coaches are stuck—drowning in noise, chasing likes, and wondering why no one is booking calls. If you ever felt like that, this episode is your wake-up call. Tom Krol sits down with Marc Mawhinney, the “Coach of Coaches” and founder of the Coaching Jungle, to talk about why most coaches fail and how to beat the odds. Marc shares his tim…
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In this episode of One Step Wealthier, I share what recent market volatility taught me about diversification and emotional peace of mind. We dive into the concept of negatively correlated assets — what they are, why they matter, and how they’ve helped me feel more secure with my investments. 💡 Topics we cover: What are negatively correlated assets?…
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CIP - S2 - 040 - How to Generate 6+ Figures in 5 Days with Online Challenges with April Dawn
48:18
48:18
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48:18Can you make six figures in just five days without a massive team, expensive ads, or cold DMs? April Dawn, the Queen of Challenges, joins Tom Krol to reveal exactly how she’s helping coaches and experts pull in six-figure paydays through high-converting 5-day challenges. This episode unpacks the strategy, the setup, and the structure you need to cr…
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CIP - S2 - 039 - The $30,000 Client Playbook (You’re Probably Ignoring It) with Andrew Lucas
30:06
30:06
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30:06What if you could land $30,000 in clients without relying on ads or doing endless outreach? In this episode, Tom Krol sits down with real estate coach Andrew Lucas to reveal the exact playbook he’s using to attract high-ticket clients without begging for attention. Whether you're a seasoned coach or just starting, this episode offers proven insight…
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Loneliness vs. Solitude: Learning to Like Being Alone
8:41
8:41
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8:41This episode started quietly—with a glass of wine and an evening alone—and turned into something deeper. I talk about the difference between loneliness and solitude, and how I went from craving connection to finding peace in my own company. From a party-filled life in my 20s to cycling solo through the Australian outback (and crying on the side of …
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CIP - S2 - 038 - How We Built Multiple 7-Figure Businesses From Scratch - Step by Step with Darrin Bentley
53:28
53:28
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53:28What happens when two entrepreneurs stop following the rules and start writing their playbook? In this episode, Darrin Bentley, Co-Founder of Coaching Inc., joins Tom Krol to break down the real, raw steps they took to build multiple seven-figure coaching businesses from scratch. No ads. No list. Just pure execution, contagious enthusiasm, and smar…
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CIP - S2 - 037 - The Secret to Building Challenge Funnels That Print Money with Sam Hodgett
36:03
36:03
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36:03What if you could generate sales for a $5,000 program without getting on a single sales call? In this behind-the-scenes masterclass, Sam Hodgett, marketing strategist behind Joe McCall and other top performers, reveals the exact strategy for building challenge funnels that convert on autopilot. Whether you are running ads, working with warm traffic…
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Invest in Your Health: Energy Is Your Most Valuable Asset
9:57
9:57
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9:57In this episode, I share a deeply personal reflection sparked by a recent health scare. It wasn’t serious, but it made me stop and really consider how I spend my time, energy, and focus — and how often we overlook the most important investment we can make: our own health. You’ll hear about: Why energy is a resource worth protecting The real ROI of …
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CIP - S2 - 036 - How to Make $300k to $400k in 3 Days with Live Events with Jay Conner
49:57
49:57
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49:57Do you think live events are outdated? Think again. In this episode, Tom Krol and Darren Bentley sit down with Jay Conner, the king of six-figure live events, to break down how he consistently closes $300K–$400K in just three days, without paid ads, massive teams, or complicated funnels. Whether you are brand new to live events or looking to scale …
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CIP - S2 - 035 - How Top Coaches Get a Flood of Referrals Without Asking with Tom Krol
22:47
22:47
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22:47Are you tired of begging for referrals, offering weak incentives, or hoping your clients just tell their friends? In this episode, Tom Krol breaks down the exact referral systems top coaches use to create predictable word-of-mouth growth without sounding desperate or salesy. From rewriting your SOP to reframing the way your clients introduce others…
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Why Saving Alone Won’t Make You Rich: The Missing Piece I Wish I Knew Sooner
10:45
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10:45In this episode of One Step Wealthier, I open up about a big realization I had on my FIRE journey—saving money, even on a low income, isn't enough. I share how I used to feel like a master saver, tucking away money even during call center jobs, only to find out that savings alone won’t build long-term wealth. We’ll talk about inflation (yes, the sn…
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