Your Money Must Last as Long as Your Life Does
Manage episode 508657540 series 3647484
Financial advisor Kyle Bland explains how aligning finances with health span is essential for longevity enthusiasts seeking independence in later life. Traditional retirement models fail to account for people living well into their hundreds, requiring new financial strategies that complement health investments.
• Living to 100+ requires financial planning that's rarely discussed in longevity circles
• Most retirement models are built for a maximum 30-year retirement, not 40-50 years
• Longevity expenses like advanced diagnostics, wearables, and functional healthcare aren't covered by insurance
• Health and wealth create either virtuous or vicious cycles – financial stress impacts health while poor health strains finances
• Having meaningful goals gives direction to both financial planning and longevity pursuits
• Work "optionality" rather than traditional retirement allows for purpose while maintaining financial independence
• Kyle partners with trainers, nutritionists, and longevity clinics to create integrated health-wealth plans
• Financial literacy maintains control over resources as circumstances change
• Health and vitality are becoming the new status symbols, replacing material possessions
• Resources include Bogleheads Forum and "Your Money or Your Life" by Vicki Robin
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Chapters
1. Welcome to the Longevity Loop (00:00:00)
2. Financial Planning for Extended Lifespan (00:01:03)
3. Health and Wealth: Two Sides of Same Coin (00:09:37)
4. The Virtuous Cycle of Financial Wellness (00:18:05)
5. Integrated Health and Financial Planning (00:27:47)
6. New Status Symbols: Health Over Material Wealth (00:36:41)
7. Resources and Final Thoughts (00:46:21)
8. Episode Closing and Spanner Resources (00:54:25)
9 episodes