This episode of the Tactical Living Podcast, hosted by Coach Ashlie Walton and Sergeant Clint Walton, digs into the mindset of “just making it to retirement (Amazon Affiliate).” For many officers, the countdown becomes a mantra—yet the years between can feel like being held hostage. From financial obligations to fractured relationships, we examine the reality behind retirement obsession and how to reclaim your career and identity before the clock runs out.

Check out Scott Medlin's The 10 Code Mindset. Pros of the Retirement Countdown Mindset: Clear Goalpost – Provides a sense of direction and something to work toward. Financial Security – Builds hope for stability in the future. Motivation to Stay the Course – Helps push through rough patches. Sense of Pride in Longevity – A badge of honor to reach full retirement. Opportunity to Plan Ahead – Encourages focus on life after the job. Cons of the Retirement Countdown Mindset: Living for the Future Only – Creates disengagement from the present. Resentment Builds – Toward the job, leadership, or system. Strained Relationships – Ex-wives or financial obligations tied to pensions before retirement even starts. Emotional Hostage State – Every shift feels like survival until the clock runs out. Risk of Identity Crisis – When retirement arrives, purpose and structure vanish. Why officers measure time in “years to retirement.” The emotional toll of feeling trapped by the pension. The financial reality—alimony, divorce, and obligations before retirement even begins. Healthy ways to find meaning and fulfillment in the now, not just the future. Preparing emotionally and financially for retirement without letting it dominate your present life.

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Disclaimer: All viewpoints discussed in this episode are for entertainment purposes only and reflect our personal opinions based on our own experiences, background, and education.

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