Ruby joins to talk about her overwhelming debt. We uncover that her financial problems stem more from family, identity theft, and setting boundaries rather than overspending. We talk about solutions for those times when family members use money to control.

Our Expert of the Day, Aja Evans, is a board certified therapist who focuses on financial wellness. Her expertise sits at the intersection of money and emotions. She has a New York City based private practice and often consults to fintech companies. She is currently preparing for the 2024 launch of her debut book, But I Only Got Water. You can find her at ajaevanscounseling.com or on social media at @ajaetherapy

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