The Lending Industry's #1 Problem - #307
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The Lending Industry's #1 Problem - #307
Warren Buffett once said there are three things that can take someone down in business: ladies, liquor, and leverage—but really, just leverage. In this episode of the Private Lenders Podcast, Chris and Jason dive deep into what they call the #1 issue in private lending and real estate finance: over-leverage.
From 100% financing and high LTVs to institutional capital flooding the market, this episode breaks down how risky lending practices are hurting both lenders and investors—and what smart operators are doing instead.
💡 You'll Learn:
Why over-leverage leads to losses for lenders and borrowers alike
How to compete with 100% financing "jokers" while protecting your capital
Real-world examples of when leverage destroys deals
Smart underwriting practices for private lenders
What seasoned investors know about balancing growth and risk
Whether you're a private lender, hard money lender, or real estate investor, this conversation will give you practical insights into safer, more sustainable lending.
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Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.
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309 episodes