On this episode of Big Blend Radio, longtime fair lending and CRA expert Josh Silver discusses his new book, Ending Redlining: Through a Community-Centered Reform of the Community Reinvestment Act (Armin Lear Press, March 25, 2025). With the first major overhaul of CRA rules in nearly three decades set to take effect in January 2026, Silver explains what these changes mean for banks, communities, and the future of economic justice.

From the rise of online banking and cryptocurrency to the challenges of gentrification and housing affordability, Silver shares why a community-centered approach to banking reform is essential to ensuring fair lending and reinvestment in historically underserved neighborhoods. He also highlights the role of community banks, the power of documenting success stories, and how everyday citizens can take action to foster lasting change.

Learn more about Josh Silver and his work:
Website: https://www.endredline.com/
Substack: https://joshsilver.substack.com/