Andres Saias, Chief Lending Officer at RBI Private Lending, spoke with Rocky Butani to share some insights about their growth in the past few years, their national expansion, and what's happening in Florida.

Visit RBI's profile on PrivateLenderLink.com to learn more and to contact them:

https://privatelenderlink.com/profile/rbi-mortgages/?utm_source=lender-link-podcast

Connect with Andres on LinkedIn: https://www.linkedin.com/in/andres-saias-22b04a97/

This interview is Episode #11 of the Private Lending Insights Podcast: https://podcast.privatelenderlink.com/

00:00 Intro and Guest Overview

01:27 Market Trends Q1 2025

02:45 Expanding Beyond Florida

03:30 Tariffs and Investor Sentiment

04:40 Material Costs and Inventory

05:40 Treasury Rates and Capital

07:15 Securitizations and Rate Outlook

08:15 Loan Volume Growth

10:09 Borrower and Team Growth

11:59 Loan Types Overview

13:24 RTL Breakdown

16:36 Fix and Flip Strategy

20:56 Foreign National Lending

24:52 Construction Loan Terms

26:47 Large and Luxury Loans

29:42 Expansion Markets

31:05 Company History

36:43 Team and Operations

38:14 Growth Plans

40:27 Florida Market Overview

42:21 Why New Construction

43:47 Investor Shift from Florida

45:32 Inventory and Values

47:27 Risks in 2025

48:26 Condo Market

49:56 Florida Hot Markets

51:03 Jacksonville and Panhandle

52:26 Wrap-up and Contact Info