The Wisdom, Lifestyle, Money Show is here to help Canadian's invest better in Canada & the U.S.A. We specialize in mortgage financing and education in both Countries. Discover how to become a better investor and access the financing you need.
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DSCR Podcasts
A podcast about private mortgage lending for residential and commercial real estate investors. It's also known as "hard money lending" or "bridge lending." Most of it is short-term financing with terms less than 2 years, but we also cover long-term loans. We focus on loan origination but also share insights about the capital side of the business.
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Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager. For more info visit https://themortgagecalculator.com About The Mortgage Calculator: The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-Q ...
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Welcome to the Builder’s View Podcast, where we explore the journeys of those who have built and continue to build successful businesses, wealth, health, and lasting relationships. Join host Jeff Zimmerman as he dives deep into the stories of innovators and leaders, uncovering the challenges they’ve faced and the insights they’ve gained along the way. Get inspired to build your own path and achieve your full potential with each engaging episode.
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If you're an entrepreneur, small business owner, or side hustler looking for new ways to make money, scale your business, or turn your side hustle into a business, we've got something for you. We'll be interviewing successful entrepreneurs who have turned their dreams into reality. We'll learn how they did it and what they wish they'd known before they started their businesses. Your host, Ryan DeMent, has unique insights built by 25 years of experience in the financial industry and several f ...
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Home Loans Network - Mortgage News And Tips For Home-buyers and Real Estate Investors
Ebonie Beaco
Welcome to The Home Loans Network Podcast, your go-to source for clear, honest, and practical guidance on everything related to mortgages, real estate, and homeownership. Hosted by Ebonie Beaco, this podcast breaks down the questions borrowers ask every single day—so you can make confident, informed decisions about your financial future. On the Home Loans Network Podcast, we break down every major type of mortgage so you can choose the right loan with confidence. Whether you’re buying your f ...
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In the 'Collecting Keys - Real Estate Investing Podcast,' seasoned Real Estate experts Mike DeHaan and Dan Austin discuss how to use Real Estate to create Massive Income not just Passive Income. Real estate doesn't have to be a get-rich slow game, and by bringing over 500 successful deals worth of experience in three years, their episodes unpack the art of real estate investing, wholesaling, house flipping, and transforming properties into profitable rentals. Listen as they share uncensored ...
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Welcome to The Paper Trail, where we follow the journey—my journey—through the world of mortgage note investing. I'm Chris Seveney, and after years of buying, managing, and selling notes with 7e Investments, I'm here to share the real stories behind the deals—what went right, what went wrong, and what I wish I knew earlier. From non-performing loans to seller financing to private lending, this show is about more than strategies—it’s about learning to follow the paper trail and doing the due ...
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Welcome to The Rent-ish Podcast, where real estate meets curiosity, comedy, and a little chaos! Hosted by Zach and Patrick, two newcomers navigating the unpredictable world of rental properties, this podcast offers a fresh, unfiltered take on real estate investing. Whether you’re a property owner, aspiring landlord, real estate investor, or just love crazy rental stories, you’ll find something to love here. Expect raw conversations, hilarious mishaps, and real-life lessons as we explore buyi ...
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Passive Income, Active Wealth - Hard Money for Real Estate Investing
Passive Income, Active Growth Podcast
Passive Income, Active Wealth Podcast starring Wendy Sweet, Jonathan Davis and Bill Fairman. Founders of Carolina Capital Management., LLC in Rock Hill SC. Wendy & Bill have a passion for educating and sharing their 25+ years of investing and lending experience! Both are regularly asked to speak at National Real Estate events and always come away as a crowd favorite. 100% Content!! The Most Trusted Voice in Hard MOney
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The Mortgage & Real Estate Podcast provides current, relevant, and practical information for home buyers and sellers. This podcast with walk you through strategies in mortgage and real estate to secure the home you desire.
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"Welcome to Monopoly Life, your ultimate guide to real estate and personal finance. In this podcast, we dive into the world of property investment and wealth building, bringing you inspiring success stories from small business owners. Join us as we explore the strategies, tips, and tricks that will help you achieve financial freedom and create a secure future for yourself and your loved ones. Whether you're just starting out or already have a portfolio, Monopoly Life has something for everyo ...
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Welcome to the Groundfloor Market Trends podcast, your go-to source for in-depth discussions on the forces shaping today’s real estate market. Hosted by real estate veteran Patrick Donoghue, this podcast dives into macroeconomic trends, expert insights, and conversations with leading developers and real estate professionals. Whether you’re an aspiring investor, a seasoned expert, or simply fascinated by the housing market, this podcast offers valuable perspectives on the opportunities and ch ...
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Welcome to the Got Your Six Real Estate Podcast, your trusted companion on the journey to real estate success! Whether you're a seasoned investor, a first-time homebuyer, or just someone curious about the world of real estate, we've got your back. In the world of military and law enforcement, "got your six" means "I've got your back." That's the spirit we bring to the world of real estate. Our podcast is dedicated to providing you with the knowledge, insights, and strategies you need to navi ...
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The Appraisal Killed My DSCR Loan Deal (Here's What I Did) Ep 358
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14:56Are appraisals killing your DSCR loan deals? 😱 Don’t let a low appraisal ruin your investment! [Episode 1] In this episode, we cover appraisals, DSCR ratios, reconsideration of value, rental comps, and more. ✨ Key takeaways: • DSCR dropped from 1.3 to 0.95 due to a low appraisal. • Understand the 1007 form for rental income calculations. • Use the …
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💰 Daily Mortgage Rates LIVE – 11/28/2025 – DSCR Second Mortgages for Investors
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12:57Looking to access equity in your rental properties without touching your first mortgage? On Daily Mortgage Rates LIVE!, we break down DSCR Second Mortgages, loans for investors that qualify based on property cash flow. Learn how these loans can fund renovations, new acquisitions, or portfolio growth while keeping your first mortgage intact. We’ll c…
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In this episode of the Paper Trail Podcast, Chris Seveney breaks down the most common misconceptions surrounding DSCR (Debt Service Coverage Ratio) loans. Whether you’re a first-time real estate investor or looking to scale your portfolio, this no-fluff episode is packed with insights that could save you time, money, and frustration. 00:00 Introduc…
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Real Estate Growth Using DSCR Loans with Alex Bekeza
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45:34Send us a text In this episode of The Rent-ish Podcast, Zach and Patrick sit down with Alex Bekeza — the most highly reviewed loan officer on BiggerPockets, to break down DSCR loans (Debt Service Coverage Ratio), how beginners can get started, and what you need to know about the lending market heading into 2026. Whether you're trying to scale your …
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Unlocking Multi-Family Wealth: CMHC MLI Select Financing & Alberta Opportunities
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29:00In this live presentation on the Wisdom Lifestyle Money Show, host Scott Dillingham teams up with mortgage experts and developers Christine Traynor and Jennifer Champion from LendCity to demystify CMHC's MLI Select program for multi-family investing. Scott breaks down the financing basics, explaining how the points-based system rewards affordabilit…
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⏳ Daily Mortgage Rates LIVE – 12/05/2025 – 15-Year vs 30-Year Loans
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12:23Close out the week with us LIVE as we share today’s Daily Mortgage Rates and break down 15-Year vs 30-Year Loans. We’ll explain how each term impacts monthly payments, total interest, and equity growth, plus why some homeowners prefer the lower payments of a 30-year term while others choose the faster payoff of a 15-year loan. Join the conversation…
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📉 Daily Mortgage Rates LIVE – 12/03/2025 – Fixed Rate vs ARM Loans
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13:13Join us this Wednesday as we break down today’s Daily Mortgage Rates and compare Fixed Rate vs. ARM loans. We’ll show how each option works, key differences in cost and payment stability, and why one may fit your situation better. Plus, get quick insights on rate trends, how ARMs react to the market, and why fixed rates remain a top choice. Whether…
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How long does the mortgage approval process really take?
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21:00This episode is brought to you by Real Estate Made Simple: A Beginner’s Playbook for Building Wealth, One Property at a Time. In today’s episode, I break down one of the most common questions borrowers ask: “How long does the mortgage approval process really take?” Whether you’re buying your first home or expanding your real estate portfolio, under…
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EP 468 - 3 Signs You Should Leave Real Estate (And When You Shouldn’t)
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20:13What did you think of todays show?? If your real estate business feels hard right now, this episode is for you. Host Mike DeHaan breaks down how to tell the difference between a rough market and a real business problem, the signs it's time to pivot, and the type of investors who shouldn't quit just yet. You’ll also learn how to exit without startin…
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🌾 Daily Mortgage Rates LIVE – 12/01/2025 – USDA Loans
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11:23Start your week strong! Join our Monday Livestream for the latest Daily Mortgage Rates and a clear, concise breakdown of USDA Loans—how they work, who qualifies, and why they remain a great option for affordable homeownership. We’ll cover borrower scenarios, the application-to-closing process, and key advantages compared to other loan types. Plus, …
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The BRRRR Blueprint w/ John Blatchford: How to Build Wealth in Real Estate
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37:59Send us a text Recorded with special guest John Blatchford, this episode of John breaks down one of the most popular and misunderstood investment strategies in real estate: the BRRRR Method (Buy, Rehab, Rent, Refinance, Repeat). John is the founder of Cohorts and is known for historic renovations, adaptive reuse projects, and creative financing. So…
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Unlock 100% Financing for Owner-Occupied Commercial Properties in Canada
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9:50In this episode of the Wisdom Lifestyle Money Show, host Scott Dillingham from LendCity reveals a powerful yet underutilized financing program that allows business owners and real estate investors to purchase owner-occupied commercial properties—like offices, industrial, or manufacturing buildings—with up to 100% financing. Ideal for self-employed …
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Private Real Estate Debt Explained — Collateral, Capital Stacks & Contractual Income
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7:09Private real estate debt is often the “missing middle” between bank loans and equity — but few investors understand how it works. This episode breaks down the basics: collateral, capital stacks, repayment priority, and where private debt fits in modern portfolios. This audio version is strictly educational and does not describe any specific offerin…
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🏗️ Daily Mortgage Rates LIVE – 11/26/2025 – One-Time Close Construction Loans
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12:51Building your dream home just got easier! Today on Daily Mortgage Rates LIVE, we break down One-Time Close Construction Loans—financing that rolls your land purchase, construction costs, and permanent mortgage into one application and one closing. Learn how staged builder draws work, how the loan converts to a permanent mortgage, and key requiremen…
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What Type Of Mortgage Is Right For Me? FHA, Conventional, VA, USDA, Jumbo, and Non-QM loans
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13:30Are you trying to figure out which mortgage loan is right for you? Whether you're a first-time homebuyer, real estate investor, or someone rebuilding your credit, this episode breaks down FHA, Conventional, VA, USDA, Jumbo, and Non-QM loans in a way that’s easy to understand and based on real industry experience. Mortgage Loan Officer Ebonie Beaco …
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DSCR Loan Mistakes That Cost Investors $50K+ Ep 357
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12:25
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12:25Investors lose tens of thousands on DSCR loans by missing hidden pitfalls and believing industry myths. In this episode, hear real $50K disasters, learn the critical steps for due diligence, and discover the investor-proven strategies that can protect your portfolio and profits. Subscribe for more smart investing tips every week!…
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EP 467 - These Market Traps That Are Bankrupting Real Estate Investors
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37:18What did you think of todays show?? One deal can ruin you, especially in this market. But it's not just a bad market taking investors out of the game — it's risky debt, risky deals, and risky business buys. In this episode, we dive into the biggest traps we're seeing over and over, why so many investors are struggling right now, and what we've done…
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🏠 Daily Mortgage Rates LIVE – 11/24/2025 – Portfolio/Blanket Loans for Multi-Property Investors
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11:06Kick off Daily Mortgage Rates LIVE! as we explore Portfolio (Blanket) Loans — a powerful tool for real estate investors. Finance multiple properties under one mortgage to simplify and streamline your strategy, save time, and manage your portfolio efficiently. Learn what Portfolio Loans are, how DSCR-based underwriting works, and key requirements li…
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How to Buy a Home With Little to No Money? The Truth About Down Payment Assistance...
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20:35In this episode, I’m breaking down everything you need to know about Down Payment Assistance and how it can help you buy a home with less money upfront. I’m covering: How Down Payment Assistance Works Whether you can use any lender with DPA If you can apply for DPA on your own Whether you can get pre-approved with one lender and use DPA from anothe…
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Inside i Fund Cities: Private Lending Growth, Construction Loans & Market Trends
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59:00Rocky Butani talks with Bryan Ziegenfuse and Chris Tereo, Co-Founders of i Fund Cities, a national private lender based in Philadelphia. They discuss the company’s impressive 2025 growth, funding close to $900 million in private loans, their boots-on-the-ground expansion strategy, and trends in construction, fix & flip, and DSCR lending. The conver…
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Trump’s 50-Year Mortgage, the Government Reopening, and What It Means for Today’s Housing Market
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26:31
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26:31Send us a text In this Real Estate Rundown, recorded a week ago, Zach and Patrick break down two major housing stories driving today’s real estate headlines: the federal government reopening after a 43-day shutdown and Trump’s proposed 50-year mortgage plan. They unpack how the shutdown backlog could slow closings, delay USDA and flood insurance ap…
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How A Tinder-Like App Helps Investors Find, Analyze, And Close Better Properties
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19:48In this episode of the Wisdom Lifestyle Money Show, host Scott Dillingham welcomes Saqib Dareshani, founder of RealSwipe, a platform revolutionizing real estate investing. Saqib shares his journey from computer engineering to real estate, starting in 2009 when he sold his stocks to invest in a fourplex multifamily property. He discusses renovating …
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Guide to Down Payment Assistance Programs: What Buyers Need to Know Now To Purchase A Home?
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24:38Guide to Down Payment Assistance Programs: What Buyers Need to Know Now To Purchase A Home? This episode discuss how Many first-time buyers are surprised to learn they can receive: ✔ Down Payment Assistance (DPA) ✔ Closing Cost Assistance ✔ Grants That Don’t Need to Be Repaid ✔ Low Down Payment Loans (3%–3.5%) ✔ Lower Credit Score Options ✔ Program…
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Every great company starts with a story. In this week’s Builder’s View, Jeff Zimmerman shares how Fort + Home grew from a family rental business into a vertically integrated housing system with five connected divisions — each designed to deliver quality homes and strong investment outcomes. Watch full episode: https://youtu.be/qI7zoTteFJY Read to l…
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🏠 Daily Mortgage Rates LIVE – 11/21/2025 – FHA 203(k) & Conventional Rehab Loans
14:58
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14:58On today’s Daily Mortgage Rates LIVE, we’re covering Rehab Loans—FHA 203(k) and Conventional—that let you finance a home purchase or refinance with renovations. These loans cover repairs, upgrades, and additions like decks, pools, and ADUs in a single mortgage. We’ll explain how they work, key requirements, and how to turn any property into your dr…
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Should you buy a home now—or wait for rates to drop? Marry The Property And Date The Rate
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24:12In this video, Ebonie Beaco breaks down one of the most common questions buyers are asking in today’s market. You’ll learn the real factors that matter beyond just interest rates, the pros and cons of buying now vs. waiting, and how to make a smart financial decision based on your goals, your budget, and your timeline. Tune in to get clear, honest,…
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💰 Daily Mortgage Rates LIVE – 11/19/2025 – Down Payment Assistance (DPA)
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11:31On Daily Mortgage Rates LIVE, we break down how Down Payment Assistance (DPA) programs help homebuyers cover upfront costs like down payments and closing fees. Most DPA options pair with FHA loans and offer grants or low-cost second liens to make buying a home more affordable. We explain how these programs work, eligibility requirements, documents …
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DSCR vs. Hard Money: The Ultimate Real Estate Loan Showdown in 2025 Ep 356
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11:59Which real estate loan wins in 2025—DSCR or hard money? Discover the pros, cons, hidden traps, and the best situations to use each. Learn expert strategies for maximizing profit, managing risk, and avoiding investor mistakes so you make your next deal with total confidence. Hit follow for more insider tips!…
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Whats The Difference Between A Pre-Qualification and Pre-Approval?
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17:02If you’re thinking about buying a home—whether it's your first or your next—understanding the difference between a pre-qualification and a pre-approval can make or break your entire buying experience. Most buyers don’t realize how much this one step impacts everything: ✔ your budget ✔ your negotiating power ✔ your ability to win an offer ✔ your ove…
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EP 466 - Are We Repeating 2008? Red Flags in Today’s Lending Market
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38:46What did you think of todays show?? Risky lending is back. From rescue loans for low-credit borrowers to 50-year mortgages, the debt side of real estate is starting to look a lot like the pre-2008 era. So if you’re only paying attention to your DSCR rates, you're missing key shifts in the lending industry that could impact your next deal. Tune in t…
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🏡 Daily Mortgage Rates LIVE – 11/17/2025 – VA Loans
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11:31On today’s Daily Mortgage Rates LIVE, we’re covering VA Loans — one of the best homebuying programs for veterans, active-duty service members, and eligible surviving spouses. Learn how VA financing offers 0% down, no PMI, competitive rates, and flexible guidelines, with eligibility including most military members and FICO scores as low as 500. We’l…
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From Immigration Enforcement to Real Estate Law: Shawn Quigg's Journey
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22:35In this episode of the Wisdom Lifestyle Money Show, host Scott Dillingham chats with Shawn Quigg, a real estate investing-focused lawyer and partner at Cardinal Law in Ontario. Shawn shares his unexpected entry into real estate investing while transitioning from a career in immigration enforcement to law school in 2014-2015. Starting with a $133,00…
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The 1% Rule Reimagined: Rent-to-Cost Ratios That Make Deals Pencil
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5:15The old 1% Rule doesn’t work in today’s housing markets — but a new formula does. In this episode of Builder’s View, Jeff Zimmerman explains how Fort + Home’s factory-built housing model lowers costs by 20–25% per square foot, improving rent-to-cost ratios and restoring project viability across Colorado and the Rockies. Read to learn more: https://…
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🛠️ Daily Mortgage Rates LIVE - 11/14/2025- Fix & Flip Loans
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11:18Today on Daily Mortgage Rates LIVE!, we’re breaking down Fix & Flip Loans — a fast, flexible way for investors to buy, renovate, and sell properties. These loans offer quick approvals, terms from 6–24 months, amounts up to $5M, and no personal income documentation. We’ll explain how ARV (After Repair Value) helps lenders evaluate your deal and how …
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E345 | 50-Year Mortgages & Credit Score Rules: What Note Investors Should Know
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21:28Understanding Recent Changes in Credit Scores and Mortgage Terms In this episode of the Paper Trail podcast, Chris discusses two significant topics affecting the note investing space: the potential for 50-year mortgages and changes in the Fannie Mae and Freddie Mac credit score requirements. The host explains how the removal of the 620 credit score…
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💰 Daily Mortgage Rates LIVE - 11/12/2025 - Non-QM 2nd Mortgages
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12:54In this episode of Daily Mortgage Rates LIVE!, we break down Non-QM Fixed-Rate 2nd Mortgages — a powerful tool for real estate investors. Tap into your property’s equity without touching your low-rate first mortgage, using alternative income documentation like DSCR, bank statements, or 1099s. Learn how these loans work, today’s rates, and how to qu…
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Why Most Real Estate Investors Fail (and How You Can Win in 2025) Ep 355
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13:35Why do so many real estate investors fail—even in booming markets? In this episode, Ryan unpacks personal stories and hard lessons to help you dodge the costly mistakes and win big in 2025. From overleveraging and contractor issues to new market trends and practical advice for building your team, this episode provides you with real, actionable step…
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EP 465 - This New Investor 10x’d His Business in One of the Toughest Markets — Here’s How w/ Alex Braich
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36:48What did you think of todays show?? The hardest part about getting started in real estate today? Realizing the shortcuts don’t work anymore. In this episode, Alex Braich shares how he’s managed to grow a wholesaling and flipping business in one of the country’s toughest markets as a new investor. We cut down all the hype and guru tactics to highlig…
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Why Your Electricity Bill Is Exploding, And Why Maxwell House Got Evicted
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25:59Send us a text In this Real Estate Rundown, Zach and Pat unpack two big stories with real-world impact: Why your electric bill is about to spike. It’s not just the weather — rising fuel costs, grid strain, and utility hikes are all in play. We break down how this affects homeowners, renters, and the housing market at large. Link Maxwell House becom…
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How Precision-Built Homes Boost DSCR and Bankability
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5:53Traditional construction’s high costs and delays tank financing. Jeff Zimmerman, CEO of Fort + Home, breaks down how precision-built homes cut costs by ~20–25%, improving Debt Service Coverage Ratio (DCR) and making projects financeable from our Grand Junction factory hub. Learn more: https://www.fortandhome.com/blog/dscr-and-bankability-how-factor…
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🔴 Daily Mortgage Rates LIVE - 11/07/2025 -Bank Statement Mortgage Loans
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11:52In this episode of "Daily Mortgage Rates LIVE," we dive into Bank Statement Loans—a flexible mortgage option designed for self-employed individuals and business owners. Learn how these loans work, who benefits most, and the pros and cons compared to traditional mortgages. Perfect for freelancers or entrepreneurs with nontraditional income looking t…
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Private Lending Market Update 2025 Q3 with Data from Lightning Docs
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1:14:29In this episode of Private Lending Insights, Rocky Butani interviews Nema Daghbandan, Esq., CEO of Lightning Docs and Partner at Fortra Law. They discuss nationwide trends in private lending interest rates, loan volume, and market dynamics for both bridge and DSCR loans — based on real data from thousands of transactions each month on the Lightning…
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E344 | Lessons from the Field: Navigating Note Investing Challenges
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20:40In this episode of the Paper Trail Podcast, host Chris shares insightful stories from his years of experience in note investing. He reflects on his journey since rebranding from the Good Deeds Note Investing Podcast and delves into two detailed case studies involving complex loan situations. Chris discusses the importance of patience, direct involv…
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🔴 Daily Mortgage Rates LIVE - 11/05/2025 -Asset Utilization
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10:46On this episode of Daily Mortgage Rates LIVE, we spotlight Asset Utilization — a flexible financing option that lets borrowers qualify using assets instead of traditional income. Learn how lenders assess liquid assets, investments, and reserves to determine eligibility, and why this program suits high-net-worth individuals, retirees, and self-emplo…
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