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DSCR Podcasts

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A podcast about private mortgage lending for residential and commercial real estate investors. It's also known as "hard money lending" or "bridge lending." Most of it is short-term financing with terms less than 2 years, but we also cover long-term loans. We focus on loan origination but also share insights about the capital side of the business.
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If you're an entrepreneur, small business owner, or side hustler looking for new ways to make money, scale your business, or turn your side hustle into a business, we've got something for you. We'll be interviewing successful entrepreneurs who have turned their dreams into reality. We'll learn how they did it and what they wish they'd known before they started their businesses. Your host, Ryan DeMent, has unique insights built by 25 years of experience in the financial industry and several f ...
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Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager. For more info visit https://themortgagecalculator.com About The Mortgage Calculator: The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-Q ...
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Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus in business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers and coaches. Todd Dexheimer, with Endurus Capital focuses on multi-family and senior housing syndication, specializing in purchasing value add apartment buildings in emerging markets. His companies currently own 4,000 units with $400mm assets under management. Todd talks openly ...
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U.S. Home Talk

Jason Walgrave

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U.S. Home Talk is your resource to the real estate market, mortgages and home improvements. U.S. Home Talk will cover a variety of related topics that will prove educational, informative, and entertaining, including New Construction, Investing in Real Estate, Selling in Today's Market, Mortgage and Credit Scores, Financing, Luxury Homes, and more. Jason Walgrave with The Minnesota Real Estate Team and RE/MAX Advantage Plus will provide the “insiders” perspective on real estate topics that ar ...
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Real Estate to Freedom

Dr. Nate & Beckie Lambert

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Break free from the grind—through commercial real estate. If you're ready to escape the golden handcuffs of a high-paying job and build a life of freedom, you're in the right place. On Freedom Through Real Estate, Dr. Nate Lambert shares the powerful principles, strategies, and systems that turn everyday professionals into successful commercial real estate investors. Each episode is packed with actionable insights on: 🏢 How to get started in commercial real estate (even with a W-2 job) 💰 Att ...
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Passive Real Estate Investing

Real Estate Investing with Marco Santarelli, Investor and Entrepreneur.

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Learn how BUSY PEOPLE like you can build substantial passive income while creating wealth for the long-term. Gain expert knowledge and advice on real estate investing as Marco Santarelli (of Norada Real Estate Investments) shares his strategies and valuable insights with an emphasis on Passive and Turnkey (done-for-you) real estate investments. Discover proven strategies and a wealth formula for making money with real estate in ANY market and avoid common and costly mistakes. If you're looki ...
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Welcome to Philly Landlord Guy – the ultimate resource for anyone who already owns properties in Philadelphia or is looking to invest in the city. Hosted by Yuriy Skripnichenko, a seasoned real estate broker and property management expert, this podcast delivers practical insights, expert interviews, and actionable strategies to help you navigate the challenges and opportunities of Philadelphia’s rental market. This is not a podcast about success stories—it’s for those who want to understand ...
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Passive Income, Active Wealth Podcast starring Wendy Sweet, Jonathan Davis and Bill Fairman. Founders of Carolina Capital Management., LLC in Rock Hill SC. Wendy & Bill have a passion for educating and sharing their 25+ years of investing and lending experience! Both are regularly asked to speak at National Real Estate events and always come away as a crowd favorite. 100% Content!! The Most Trusted Voice in Hard MOney
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Real Estate Radio LIVE

Real Estate Radio LIVE

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Real Estate Radio LIVE is a podcast covering the world of Anything and Everything Real Estate™. Hosts Joe Cucchiara and Bobbi Decker are a team of full-time, real estate and finance industry professionals who believe that knowledge is power. With current market experience and honest, insightful perspectives - the guidance they bring to the air waves is an un-matched consumer & professional resource.
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MONOPOLY LIFE PODCAST

Sergio Hernandez | Omar A. Martinez

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"Welcome to Monopoly Life, your ultimate guide to real estate and personal finance. In this podcast, we dive into the world of property investment and wealth building, bringing you inspiring success stories from small business owners. Join us as we explore the strategies, tips, and tricks that will help you achieve financial freedom and create a secure future for yourself and your loved ones. Whether you're just starting out or already have a portfolio, Monopoly Life has something for everyo ...
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Groundfloor Market Trends

Groundfloor Finance, Inc.

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Welcome to the Groundfloor Market Trends podcast, your go-to source for in-depth discussions on the forces shaping today’s real estate market. Hosted by real estate veteran Patrick Donoghue, this podcast dives into macroeconomic trends, expert insights, and conversations with leading developers and real estate professionals. Whether you’re an aspiring investor, a seasoned expert, or simply fascinated by the housing market, this podcast offers valuable perspectives on the opportunities and ch ...
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Welcome to the Got Your Six Real Estate Podcast, your trusted companion on the journey to real estate success! Whether you're a seasoned investor, a first-time homebuyer, or just someone curious about the world of real estate, we've got your back. In the world of military and law enforcement, "got your six" means "I've got your back." That's the spirit we bring to the world of real estate. Our podcast is dedicated to providing you with the knowledge, insights, and strategies you need to navi ...
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When it comes to getting financing and protecting your cash flow, one number rules them all: Debt Service Coverage Ratio (DSCR). 📊 In this episode, we break down why banks demand a DSCR of 1.20–1.25 or higher—and what it really means for your investments. You’ll learn the simple formula (NOI ÷ Total Debt Service) and why a DSCR below 1.0 spells tro…
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Cash buyers are great… until they’re not. In this episode, I’m breaking down how wholesalers can close more deals with DSCR loans and finally stop stressing over whether a buyer will show up at closing. You’ll hear how DSCR loans: Protect your assignment fee Expand your buyer pool beyond just “all cash” investors Speed up closings without burying y…
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Click Here for the Show Notes In this episode, we dive deep into the real world of real estate investing with seasoned lender Aaron, who brings 27+ years of experience to the table. From insider tips on DSCR loans and scaling from 1 to 10+ properties, to navigating self-employment hurdles, insurance pitfalls, and building a rock-solid investment te…
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Click Here for the Show Notes In this episode, we explore a common question from a real estate investor nearing retirement: Does it make sense to use home equity to purchase turnkey rental properties with a larger down payment and a shorter mortgage term? We break down the numbers across different financing scenarios—20% vs. 40% down, 15-year vs. 3…
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Todd Dexheimer unpacks the Fed’s recent 25 basis point rate cut and its impact across the real estate market. He explains how lower rates could shape demand in single-family housing, open doors for new construction, and shift valuations in multifamily. Todd also touches on refinancing opportunities, the effect on buying and selling activity, and wh…
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Today we break down the Philadelphia rental market for August 2025. The median listed rent was $1,850 while the median closed rent came in at $1,821, with properties taking about 48 days to rent. In Northeast Philly, zip code 19136 showed a gap between listed and closed rents, while 19149 had slightly stronger results, both averaging 33 days on mar…
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Home insurance rates are way up nationally. What's driving that? What can you do to save some money? Everyone LOVES talking about the exciting world of property and casualty insurance. You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USH…
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Click Here for the Show Notes In this episode, the conversation centers around the strategic use of leverage in real estate investing, particularly when navigating a 1031 exchange. Many investors express concerns about taking on debt, but the discussion highlights how properly structured leverage can actually enhance returns, accelerate portfolio g…
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In this episode of Pillars of Wealth Creation, Todd Dexheimer sits down with entrepreneur and investor Manoj Moorjani to dive into the current market for buying and selling businesses. They explore what today’s brokers look for in both buyers and sellers and how understanding these factors can give you an edge in negotiations.Manoj also shares the …
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In this episode of Real Estate to Freedom, we dive into one of the most overlooked yet game-changing aspects of real estate investing: timely and accurate financial reporting. 📊 From income statements to balance sheets, financial reports aren’t just paperwork for the bank or the IRS—they’re your roadmap to profitability, cash flow management, and s…
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Rocky Butani interviewed Paul Jackson, President & CEO of Residential Capital Partners, one of the few private lenders offering 100% financing for residential & multifamily rehab projects nationwide. Paul shares his insights on the real estate market, ground-up construction trends, and how ResCap has maintained steady lending volumes for 16+ years.…
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Click Here for the Show Notes In this episode, we answer a key question from a first-time investor in Southern California who’s feeling the pressure of high home prices. We break down a top-down strategy for smart real estate investing—starting with choosing the right market, narrowing in on strong B or A-minus neighborhoods, and finally selecting …
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Todd was out in Montana Elk hunting and came away with a few business lessons.Each day at 5 am, Todd and 2 of his friends began to hike the mountain to an observation point, listening and watching for signs of Elk. Once they heard or saw an Elk, they began to press forward and find a way to get close. With lots of patience and the right game plan, …
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You’ve been lied to about DSCR loans, and it’s costing investors time, money, and opportunities. In this episode, I’m breaking down the five biggest DSCR myths that are keeping people stuck, broke, and frustrated. We’ll cover: Why a 1.0 DSCR ratio is a trap (and the real sweet spot you should aim for) The truth about personal guarantees (yes, you’r…
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In this game-changing episode of Residential Real Estate Tuesdays, we break down how using other people’s money (OPM) is the key to accelerating your path to financial freedom. You'll hear two contrasting stories—Chad, who limited his success by using his own savings, and Kapil, who built a real estate business flipping up to 14 properties at a tim…
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In this episode of Pillars of Wealth Creation, Todd sits down with Brent Kesler to uncover how properly structured whole life insurance can be far more than just financial protection—it can become a powerful tool for building long-term wealth.Brent shares his personal journey of turning massive debt into financial freedom in just 31 months, offerin…
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In this episode of Commercial Real Estate Thursdays, we’re diving into one of the most powerful tax-saving strategies in commercial real estate: Bonus Depreciation. We’ll explain what it is, how it works, and when you should use it to maximize your after-tax returns—especially in multifamily and syndication deals. If you’ve ever wondered how high-n…
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Click Here for the Show Notes In today’s throwback Thursday episode, Marco answers a question from Kelliane — an attorney-turned-entrepreneur who recently exited her eCommerce business and is now diving into consulting, podcasting, and building passive income through real estate. With her husband earning a high W-2 income in medical device sales, t…
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Today, in this solo episode, Todd shares why a consistent morning routine is key to a productive day. It’s not about waking up at 4:30 a.m., but about starting your day with purpose. He advises getting out of bed as soon as the alarm goes off, avoiding your phone, and focusing on simple habits. Todd shares his own routine—movement, prayer, reading,…
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In this episode of The Philly Landlord Guy Podcast, I sit down with Jesse Smith, founder of JLS Architects, to talk about the realities of working with architects, navigating Philadelphia’s permitting system, budgeting for renovations, and selecting the right contractors. Jesse shares how JLS Architects approaches projects by prioritizing people an…
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Should you buy a home first or start with your first rental? In this episode, Ryan pulls back the curtain on why buying a house first could be your biggest mistake. Learn how DSCR loans work, what ratios matter, and why numbers, not opinions, should drive your decision. 🎙️ Listen in if you want practical strategies, raw truth, and a faith-driven mi…
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Most people believe the path to financial peace is to pay off all their debt as quickly as possible. But what if that plan is actually slowing you down or even setting you up for disappointment? In this episode of Residential Real Estate Tuesdays, I share the story of Jim, who followed a traditional “debt-free” plan—only to find himself house-rich …
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Click Here for the Show Notes In this episode, we dive deep into a powerful financial journey that started with the simple desire to build real, usable income now—not decades down the road. Adam shares how he and his wife transitioned from traditional investments like 401(k)s and real estate syndications to a proven passive income system through Ta…
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In this episode of Pillars of Wealth Creation, Todd sits down with Brad Johnson to discuss the realities of mobile home park investing. Brad shares how he first tried managing parks from 2,000 miles away, only to realize the inefficiencies of remote operations. Today, he focuses on providing capital to local operators with the infrastructure and sy…
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