Navigating Medicare with Michelle Schafer: Insight and Tips
In this episode of Peaceful Life Radio, hosts David and Don Drew sit down with Michelle Schafer, a licensed independent Medicare agent with extensive experience since 1995. The discussion revolves around the intricacies of Medicare, including the differences between Original Medicare and Medicare Advantage plans. They unpack the enrollment process, potential penalties, and the importance of timing. Michelle offers valuable advice on the benefits of working with Medicare agents, and delves into disability provisions and additional services Medicare covers, such as hospice care. Together, they emphasize the importance of expert guidance to navigate Medicare's complexities effectively.
00:00 Introduction to Medicare Choices
00:32 Meet Our Guest: Michelle Schaefer
01:36 Understanding Medicare Basics
02:30 Medicare Enrollment and Penalties
03:49 Medicare Parts Explained
05:55 Medicare Advantage vs. Original Medicare
13:31 Costs and Penalties in Medicare
15:32 Medicare for Disabilities and Special Cases
17:20 The Role of Medicare Agents
20:43 Steps to Enroll in Medicare
22:57 Conclusion and Final Thoughts

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