Search a title or topic

Over 20 million podcasts, powered by 

Player FM logo
Artwork

Content provided by Jason Whitton. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Jason Whitton or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.
Player FM - Podcast App
Go offline with the Player FM app!

Rate Cuts, Christmas Deadlines & How to Get Finance Fast

10:16
 
Share
 

Manage episode 520423301 series 2837129
Content provided by Jason Whitton. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Jason Whitton or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

In this Finance Friday edition of Wealth Coffee Chats, we dive into the latest interest rate movements, lender behaviour, and what the lead-up to Christmas means for anyone trying to secure finance. With rate cuts now unlikely for the rest of the year—and mixed predictions for 2025—Alex breaks down what banks are really signalling through their fixed-rate pricing.

With Christmas just weeks away, lenders and solicitors are heading into their busiest season, meaning turnaround times are blowing out. If you need finance approved before the break, you’ll need to act now. This episode also covers the essential documents required, new refinancing products, and how borrowers can potentially access equity quickly under simplified assessment rules.

Episode Highlights:

  • Why some lenders are increasing 1-year fixed rates—and what that suggests about possible rate rises next year.
  • Christmas finance crunch: why lenders slow down, and why December applications won’t settle until February.
  • Key documents you need to prepare now for PAYG, self-employed, refinance, or investment loans.
  • How open banking speeds up approvals and reduces paperwork.
  • New full-doc-rate refinance products that don’t require full-doc paperwork—just your 12-month repayment history.
  • How you may be able to access up to 3% equity as part of a quick refinance for debt consolidation or cash needs.
  • Why acting before month-end is critical if you want finance sorted before Christmas shutdowns.

Whether you're purchasing, refinancing, or just planning ahead, this episode gives you the timing, tools, and insights needed to stay ahead of the holiday slowdown.

  continue reading

436 episodes

Artwork
iconShare
 
Manage episode 520423301 series 2837129
Content provided by Jason Whitton. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Jason Whitton or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

In this Finance Friday edition of Wealth Coffee Chats, we dive into the latest interest rate movements, lender behaviour, and what the lead-up to Christmas means for anyone trying to secure finance. With rate cuts now unlikely for the rest of the year—and mixed predictions for 2025—Alex breaks down what banks are really signalling through their fixed-rate pricing.

With Christmas just weeks away, lenders and solicitors are heading into their busiest season, meaning turnaround times are blowing out. If you need finance approved before the break, you’ll need to act now. This episode also covers the essential documents required, new refinancing products, and how borrowers can potentially access equity quickly under simplified assessment rules.

Episode Highlights:

  • Why some lenders are increasing 1-year fixed rates—and what that suggests about possible rate rises next year.
  • Christmas finance crunch: why lenders slow down, and why December applications won’t settle until February.
  • Key documents you need to prepare now for PAYG, self-employed, refinance, or investment loans.
  • How open banking speeds up approvals and reduces paperwork.
  • New full-doc-rate refinance products that don’t require full-doc paperwork—just your 12-month repayment history.
  • How you may be able to access up to 3% equity as part of a quick refinance for debt consolidation or cash needs.
  • Why acting before month-end is critical if you want finance sorted before Christmas shutdowns.

Whether you're purchasing, refinancing, or just planning ahead, this episode gives you the timing, tools, and insights needed to stay ahead of the holiday slowdown.

  continue reading

436 episodes

همه قسمت ها

×
 
Loading …

Welcome to Player FM!

Player FM is scanning the web for high-quality podcasts for you to enjoy right now. It's the best podcast app and works on Android, iPhone, and the web. Signup to sync subscriptions across devices.

 

Copyright 2025 | Privacy Policy | Terms of Service | | Copyright
Listen to this show while you explore
Play