Financial worlds collide when real estate and finance expert Jason Whitton catches up with banking, equity and financial markets expert Andy Fenton. Coming together for a glass of vino, Wealth, Wine and Wisdom - more wine than anything else - is a relaxed retrospective look back at what’s been happening this week in the world of wealth, and what might happen next week and beyond. Andy Fenton is Managing Director at Fenton Financial. Jason Whitton is co-founder of Positive Real Estate.
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Jason Whitton Podcasts
Looking for a daily update on creating the wealth of your dreams? Do you want property investment explained in a simple language? Do you want to learn it whilst sipping on your coffee? Then you’re in the right place! Join me for a daily coffee and chat about all things wealth. With a strong focus on real estate wealth, you’ll cut through the confusion and overwhelm that stops most people in their investment tracks. For the live edition of the episode, where I can answer your questions live, ...
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Welcome to The Wealth Faculty, where you and I go on an adventure, a journey in discovering what is the true meaning of wealth. The Wealth Faculty has two intentions. Firstly, we focus on the faculty that you bring to life - your physical, mental and emotional faculties. Secondly, the idea of creating wealth for yourself into the future requires a team - a faculty of advisors. One thing I can tell you, this thing called wealth is a marathon, not a sprint. The people you rely on to help you w ...
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MINDRAKER: BACKGROUND ANGER is an eight-episode sci-fi mystery podcast – a surreal tale of love and betrayal, wrapped in an existential meditation on man’s relationship with the forces at war within himself. Mankind is under attack. Alien beings have invaded the collective unconscious, influencing unsuspecting victims to act on their darkest instincts. Maru, a seemingly average man, is burdened by his clandestine duty as a psychic soldier in the fight against the ruthless invaders. But his d ...
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S2E5: Wealth Wine & Wisdom (Jason & Andy debrief the week)
1:06:51
1:06:51
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1:06:51Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E5 To connect with Jason WhittonWebsiteFacebookLinkedInInstagram To connect with Andy FentonWebsiteFacebookInstagramLinkedInBy Andy Fenton, Jason Whitton
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Want yo get into your first home with just 5% deposit and no LMI?
9:36
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9:36By Jason Whitton
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Inflation Update: What the Latest CPI Numbers Mean for Your Investment Strategy
17:57
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17:57Today on Wealth Coffee Chats, Alex from Positive Real Estate’s Financial Planning Team breaks down the latest inflation (CPI) figures and what they really mean for property investors. With inflation coming in hotter than expected, Alex explores the impact on interest rates, consumer spending, and how company earnings like Endeavour Group can be ear…
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This $10,000 Mistake: Why Using Your Offset Account Can Ruin Your Tax Strategy
7:46
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7:46In this Tax Tuesday edition of Wealth Coffee Chats, Anthony Wolfenden shares a real-life case study of how one simple mistake cost a property investor $10,000 per year in lost tax benefits. By using money from their offset account instead of structuring finance correctly, the investor unknowingly destroyed the tax deductibility of their home loan. …
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How to Find Capital Growth Hotspots in 2025: Macro, Micro & Niche Factors Explained
9:20
9:20
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9:20Want to know where real capital growth is coming from in today’s market? In this Wealth Coffee Chat, coach Megan Wolfenden breaks down the three key layers to identifying capital growth opportunities — macro trends, micro indicators, and niche market insights. From migration patterns to infrastructure spend and employment hubs, learn how to filter …
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S2E4: Wealth Wine & Wisdom (Jason & Andy debrief the week)
1:10:45
1:10:45
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1:10:45Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E4By Andy Fenton, Jason Whitton
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Refinance Smart: 4 Steps to Secure a Better Home Loan Rate in 2025
13:49
13:49
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13:49If your lender hasn’t dropped your interest rate yet, it might be time to make a move. In this Wealth Coffee Chat, we break down four powerful steps to negotiate a better rate with your current lender — and what to do if they won’t play ball. Discover how to assess your options, unlock potential borrowing capacity, and why annual loan reviews are a…
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Interest Rates Just Dropped - Here’s What It Really Means for Property Investors
18:59
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18:59Interest rates have been cut again – but what does that actually mean for you as a property investor? In today’s Wealth Coffee Chat, Alex from the financial planning team breaks down the latest RBA statement, reveals key indicators to watch, and explains how changes in monetary policy impact borrowing, cash flow, and long-term investing strategy. I…
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The One Mistake That Could Cost Queensland Sellers Hundreds of Thousands
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14:01In today’s Wealth Coffee Chat, Cass reveals a critical regulatory update affecting all Queensland property sellers: the new Seller Disclosure Statement requirements under the 2023 Property Law Act. This one overlooked detail could derail your sale and cost you big if you're not prepared. Discover what documents are required, why timing is everythin…
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S2E3: Wealth Wine & Wisdom (Jason & Andy debrief the week)
1:07:18
1:07:18
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1:07:18Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E3By Andy Fenton, Jason Whitton
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Are Pre-Approvals Worth It? What Every Borrower Needs to Know
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14:18In this episode of Wealth Coffee Chats, we break down the truth about pre-approvals—what they actually mean, how they affect your borrowing power, and the common mistakes to avoid. Learn how rate cuts, conditional approvals, and lender tech are changing the game for property buyers. Plus, find out what really matters before bidding at auction or lo…
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S2E2: Wine, banter, and education: An Hour with the Pro
1:08:23
1:08:23
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1:08:23Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E2 To connect with Jason WhittonWebsiteFacebookLinkedInInstagram To connect with Andy FentonWebsiteFacebookInstagramLinkedInBy Andy Fenton, Jason Whitton
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Borrowing Power Boost: 4 Ways to Access More in 2025
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13:33In this Finance Friday episode of Wealth Coffee Chats, we explore four key reasons your borrowing power might be higher in 2025—from falling interest rates to updated HECS treatment. Discover how small changes like refinancing debts, using offset accounts, and applying Stage 3 tax cuts can help you unlock more lending capacity. Plus, learn practica…
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4 Reasons Your Borrowing Power Just Went Up in 2025
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18:58In this episode of Wealth Coffee Chats, we unpack why your borrowing capacity may be higher than you think in 2025. From falling interest rates to Stage 3 tax cuts, Cass outlines four key changes that could boost your ability to purchase property. We also explore smart strategies for managing HECS debt, refinancing, and using offset accounts to acc…
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Avoid This Common Lease Mistake That Could Cost You Thousands
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16:25In this Property Management edition of Wealth Coffee Chats, Cass explains the critical lease renewal mistake that’s costing landlords across the country—especially in NSW and Victoria. With recent reforms abolishing “no grounds” evictions, failing to act before lease expiry can leave you stuck with limited options. Cass walks through the legal fram…
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Payroll Variations: The Tax Hack Every Investor Should Know
8:44
8:44
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8:44In this Tax Tuesday episode, we dive into how payroll variations can boost your cash flow—especially if you're negatively geared. Learn how to reduce excess tax withheld from your salary and redirect that money into smarter strategies like offsetting debt or investing. We break down when it applies, how to get it done, and why staying ATO-compliant…
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S2E1: Wealth Wine & Wisdom (Season 2 "What Next?")
1:03:55
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1:03:55Jason & Andy as they make their long-awaited return to wealth, wine & wisdom. S2 E1 To connect with Jason WhittonWebsiteFacebookLinkedInInstagram To connect with Andy FentonWebsiteFacebookInstagramLinkedInBy Andy Fenton, Jason Whitton
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Why Interest Rate Cuts Aren’t Everything: Strategy Matters More
15:24
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15:24In this Finance Friday episode, we break down why a rate cut doesn't always lead to lower repayments—and what you can do about it. Discover the simple steps to negotiate better loan terms, regardless of what the RBA does. We also dive into how to prioritise your financial goals to build a smarter lending strategy, whether you're investing, upgradin…
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Property Investment Structures: What Every Investor Should Know
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20:50In this Property Management edition of Wealth Coffee Chats, we unpack the risks of rent bidding and why compliance with rental legislation is non-negotiable. With over 50 property management groups already fined in Victoria, Cass highlights how failing to advertise fixed rental prices can lead to major penalties and unnecessary vacancies. Tune in t…
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Why Property Managers Must Stop Rent Bidding (Or Risk Big Fines)
13:59
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13:59In this Property Management edition of Wealth Coffee Chats, we unpack the risks of rent bidding and why compliance with rental legislation is non-negotiable. With over 50 property management groups already fined in Victoria, Cass highlights how failing to advertise fixed rental prices can lead to major penalties and unnecessary vacancies. Tune in t…
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Will Rate Cuts Boost Your Borrowing Power? APRA’s Servicing Buffer & Investor Strategy Tips
10:35
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10:35Today’s Wealth Coffee Chat dives into the RBA’s recent decision to hold interest rates and APRA’s review of the 3% servicing buffer—and what it all means for your borrowing capacity. Learn why your ability to borrow isn’t just about current rates, but about how you plan, structure, and prepare for future lending opportunities. Plus, discover the co…
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What Coldplay Teaches Us About Investment Risk: From Paradise to Disaster
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18:43What does a viral Coldplay concert moment have to do with your investment strategy? A lot more than you'd think. In today’s Wealth Coffee Chat, Alex from the financial planning team uses a real-world example to explain why protecting your income and investment journey is just as important as building wealth. Discover the role of insurance, risk pla…
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What’s Really Happening with Rental Growth in 2025? Live Data & Suburb Insights Revealed
15:31
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15:31Confused about what’s really happening in today’s rental market? In this episode, Cass dives into live rental data and market insights from Domain’s June 2025 report to uncover where rents are rising, which suburbs are seeing the most growth, and how vacancy rates are shaping property investor strategy. With year-on-year gains still strong in Brisb…
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Should You Buy Property with Friends or Family? Unit Trusts & Syndicate Investing Explained
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20:44Thinking about pooling funds to invest in property with others? In today’s episode, we unpack the increasingly popular strategy of syndicated investing—buying property as a group through structures like unit trusts. Discover how this approach gives you access to higher-value assets, reduces risk, and can even simplify succession planning. We also b…
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First Home Buyer Grants Explained: What You Need to Know Before You Buy
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14:22Buying your first home and feeling overwhelmed? You’re not alone. In this episode of Wealth Coffee Chats, finance broker Sarah Shone breaks down the key grants, concessions, and schemes available to first home buyers—including stamp duty discounts, low deposit support, and the First Home Owner Grant. Learn how to structure your funding table, the d…
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The #1 Financial Move Most Australians Regret Not Making Sooner
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20:13In this powerful episode, Alex from Positive’s financial planning team dives into the one decision most Australians regret delaying—engaging a financial advisor. Whether you're building wealth, managing an inheritance, or prepping for retirement, the earlier you seek advice, the more options you create. From risk management to estate planning, budg…
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Selling with a Fixed Lease? Here’s What Every Investor Needs to Know Before Making That Move
16:54
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16:54Thinking of selling your investment property with a tenant still in place? In this episode of Wealth Coffee Chats, property management expert Kash shares a real-world scenario where poor planning around a fixed-term lease caused major complications for a seller. Discover the legal obligations, strategic options, and key pitfalls to avoid when navig…
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Is Your Business in Trouble? How to Spot the Signs and Take Control
15:52
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15:52This episode of Wealth Coffee Chats gets real about the dark side of business ownership—and what to do when financial stress starts to creep in. From late ATO lodgements to unpaid wages and director penalty notices, Daniel McPherson breaks down the early warning signs and tactical steps to prevent business collapse. Learn how to forecast cash flow,…
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Rentvesting: The Smart Way to Invest When You Can’t Afford to Buy
11:26
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11:26In this Finance Friday episode of Wealth Coffee Chats, we dive into rentvesting—a strategy where you rent where you live and invest where you can afford. Cang shares why this approach helps investors break into the market, avoid being locked out by massive home loans, and grow a cash-flow positive portfolio. From real-life examples to clever borrow…
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In today’s Wealth Coffee Chat, Alex shares a real-life story of how strategic financial advice helped a young couple navigate conflicting goals, overcome investment setbacks and secure their family home. This episode reveals what a financial adviser actually does—from creating decision-making clarity to helping you balance lifestyle vs tax outcomes…
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How to Be a Top Landlord: Landlordship, Tenant Profiles, Pro Strategies for Lasting Property Success
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15:19In today’s Wealth Coffee Chat, Cass dives deep into what it means to be a great landlord—ditching the “slumlord” mindset and mastering ‘landlordship’. Discover the key differences between ‘have’ and ‘have not’ tenants, why 50% of investors sell too soon, and the practical tips to extend your property’s holding phase for greater wealth. Cass shares …
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Start FY26 Strong: Smart Tax Moves You Should Make Right Now
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9:17
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9:17It’s the second Tax Tuesday of the new financial year—are you ready to make the most of it? In this episode, we outline the key tax strategies to action early in FY26, including when to file (or delay) your tax return, how to leverage payroll variations, and what housekeeping tasks can save you thousands. Whether you're negatively geared, self-empl…
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What to Do After Your Investment Loan Settles: Smart Moves to Build Again
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8:31Loan settled—now what? In this Finance Friday episode of Wealth Coffee Chats, we dive into the next strategic steps after your investment property finance has been finalised. Learn how to structure your offset accounts, maximise your cash flow, and apply debt recycling strategies to reduce bad debt and unlock equity for your next purchase. With rat…
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Your 2026 Wealth Plan Starts Now: Build It with the Six-Star Team
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15:30Welcome to a brand new financial year! In today’s episode, Alex from the financial planning team kicks off FY2026 with a deep dive into why now is the perfect time to set clear goals and work proactively with your Six-Star Team. From reviewing investment performance and property valuations to planning tax strategies and optimising lending, this ses…
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Lease Agreement Pitfalls: Real-Life Case of Missing Terms and Unauthorized Subletting
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18:15By Jason Whitton
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Tax Changes Are Here: What Investors Must Do in FY26
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9:39In this punchy FY26 kickoff episode, Daniel McPherson outlines why investors, business owners, and wealth builders must take action now. With the Labor government’s majority unlocking bold tax reforms—think super tax hikes, trust crackdown, Div 7A changes and more—it's time to re-evaluate your strategies. Learn the three critical tax levers (person…
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Why Brokers Ask for So Many Docs (And Why It’s a Good Thing)
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9:44In this Wealth Coffee Chat, we unpack the real reason behind all those documents your broker requests. From boosting your borrowing power to meeting ASIC compliance, Alex from the finance team breaks down how providing more information helps you get the best loan outcome. Whether you're PAYG or self-employed, this episode clarifies how brokers turn…
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Lakers, Land & Leaving Work Early: Big Money Lessons Before EOFY
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18:36In this episode of Wealth Coffee Chats, Alex from Fenton Financial wraps up the 2024–25 financial year with key updates and insights. He discusses the record-breaking $10 billion sale of the LA Lakers, the U.S. decision to stop making pennies, and the 250% growth of farmland over 20 years. Looking ahead, Alex explores the superannuation guarantee r…
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7 Questions Smart Investors Ask Property Managers
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16:59Cass Sjostedt the Property Management Group hosted a live discussion on June 25th, focusing on key questions to ask when selecting a property manager. He emphasized the importance of a comprehensive leasing strategy, thorough tenant selection processes, detailed property reporting, effective conflict resolution, proactive maintenance and repair str…
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Car Tax Deductions: What the ATO Will-and Won’t-Let You Claim
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13:21Think you can claim your car as a tax deduction? Not so fast. In this Tax Tuesday episode, Daniel McPherson unpacks the most misunderstood and most audited deduction: vehicle expenses. Learn the difference between cents per kilometre and logbook methods, the truth about the “ute myth,” and why the ATO cares about your payload and personal use. Pack…
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🏡 Renovate or upgrade and what builds your portfolio faster? In today’s Finance Friday episode of Wealth Coffee Chats, we unpack a real-life scenario: a client is torn between upgrading her home or renovating and keeping the old one as an investment. 💡 Here’s what we covered: ✔️ When keeping your current home actually hurts your borrowing power ✔️ …
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EOFY Super Tips: Maximise Deductions & Get a 50% Return
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18:43In this special Finance Thursday episode of Wealth Coffee Chats, Senior Advisor Alex shares the most powerful last-minute superannuation strategies you can still action before EOFY. Whether it's concessional contributions, spouse top-ups, or unlocking government co-contributions for a potential 50% return, this episode is a must-watch for proactive…
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New Property Management Model: Strategy Over Stress
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12:17The Wealth Coffee Chat discussed the importance of strategic property management over the traditional transactional approach. Cass Shasta highlighted that 22% of investors sell after 12 months and 50% after two years, emphasizing the need for long-term wealth preservation. The new model includes a 15-year rent growth plan divided into three pillars…
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How to Stay Off the ATO’s Radar: 3 Steps to Avoid Audits
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13:56It’s Tax Tuesday, and this Wealth Coffee Chat is all about audit-proofing your property and financial life. Daniel McPherson reveals a simple three-step system to avoid ATO audits, reduce penalties, and protect your wealth. Learn how to keep clean records, lodge on time, and stay transparent—especially if you're earning through Airbnb, crypto, or s…
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Equities Outlook 2025: Why Global Diversification Matters Now More Than Ever
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14:57In this special Finance Friday from the Property Summit 2025, we dive deep into global equity markets and the powerful role of diversification. With the ASX hitting record highs, tariffs cooling, and global economies rebounding, where should investors focus next? Explore how markets in the US, Europe, Asia, and Australia have performed over the pas…
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The $13 Mistake Costing Landlords $25,000 — Are You Hiring the Wrong Property Manager?
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12:05Many landlords choose property managers based on one question: What are your fees? But is saving two cups of coffee a week worth risking tens of thousands in damages and lost rent? In today’s Wealth Coffee Chats Property Management Edition, Cashloss dives into the most common and costly mistake landlords make when appointing a low-fee agent. Learn …
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Div 293 Tax Explained: What Property Investors Need to Know Before EOFY
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10:06As we approach June 30, understanding Division 293 tax is critical for high-income earners and property investors making super contributions. In this episode, tax advisor Anthony Wolfenden breaks down how Div 293 works, who it affects, and why capital gains from property sales could unexpectedly trigger this extra 15% tax on concessional contributi…
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Bought Off-the-Plan? Here’s What You Must Do Before Settlement
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15:43In this Finance Friday edition of Wealth Coffee Chats, Positive Money brokers Damien Hauser and Sarah Shown break down what every buyer needs to do after purchasing an off-the-plan property. From managing borrowing capacity to releasing equity at the right time, this episode is packed with practical steps to help you reach settlement with confidenc…
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How Alternative Assets Like Gold & Bitcoin Could Supercharge Your Portfolio!
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18:18In this final episode of the asset allocation series, Alex from Positive Real Estate dives into the world of alternative investments—a misunderstood yet potentially powerful part of a diversified portfolio. Learn about the role of gold, Bitcoin, private equity, and even art and collectibles in your investment strategy. Alex breaks down how these as…
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Are Your Investment Properties Compliant? Audit Results Revealed
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11:26In this Property Management edition of Wealth Coffee Chats, we break down the findings from over 11,500 rental audits conducted in Victoria. What do the results say about minimum standards, property compliance, and the role of property managers and landlords? Host Cass Shostak shares insights on compliance trends, common failures (like mold and ven…
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