Financial worlds collide when real estate and finance expert Jason Whitton catches up with banking, equity and financial markets expert Andy Fenton. Coming together for a glass of vino, Wealth, Wine and Wisdom - more wine than anything else - is a relaxed retrospective look back at what’s been happening this week in the world of wealth, and what might happen next week and beyond. Andy Fenton is Managing Director at Fenton Financial. Jason Whitton is co-founder of Positive Real Estate.
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Jason Whitton Podcasts
Looking for a daily update on creating the wealth of your dreams? Do you want property investment explained in a simple language? Do you want to learn it whilst sipping on your coffee? Then you’re in the right place! Join me for a daily coffee and chat about all things wealth. With a strong focus on real estate wealth, you’ll cut through the confusion and overwhelm that stops most people in their investment tracks. For the live edition of the episode, where I can answer your questions live, ...
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Welcome to The Wealth Faculty, where you and I go on an adventure, a journey in discovering what is the true meaning of wealth. The Wealth Faculty has two intentions. Firstly, we focus on the faculty that you bring to life - your physical, mental and emotional faculties. Secondly, the idea of creating wealth for yourself into the future requires a team - a faculty of advisors. One thing I can tell you, this thing called wealth is a marathon, not a sprint. The people you rely on to help you w ...
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MINDRAKER: BACKGROUND ANGER is an eight-episode sci-fi mystery podcast – a surreal tale of love and betrayal, wrapped in an existential meditation on man’s relationship with the forces at war within himself. Mankind is under attack. Alien beings have invaded the collective unconscious, influencing unsuspecting victims to act on their darkest instincts. Maru, a seemingly average man, is burdened by his clandestine duty as a psychic soldier in the fight against the ruthless invaders. But his d ...
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Borrowing Capacity & Interest Rate Update: What You Need to Know for Finance Friday
15:35
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15:35By Jason Whitton
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Are We in a Market Bubble? Bitcoin, Gold & Property at Record Highs Explained
23:51
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23:51In today’s episode, Alex dives deep into the question on everyone’s mind — are we in a market bubble? With Bitcoin, gold, and global equities hitting all-time highs, we explore what’s driving these asset prices, how inflation and currency devaluation play a role, and whether AI-driven markets are setting up for another correction. Alex breaks down …
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How This Landlord Lost $100K+ in Property Value (And How You Can Avoid It)
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13:51Want to destroy your property value? Here's how to do it… In today's Wealth Coffee Chat, property management expert Cass lifts the lid on a real-life horror story—a landlord who ignored professional help, self-managed a disaster tenancy, and is now six months behind in rent with a trashed property and an urgent need to sell.…
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Real Client Stories: 4 Powerful Property Lessons from Everyday Investors
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14:57By Jason Whitton
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S2E10: Wealth Wine & Wisdom (Jason & Andy debrief the week)
1:03:25
1:03:25
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1:03:25Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E10By Andy Fenton, Jason Whitton
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New 5% Deposit Scheme Explained: How to Get Into Property Sooner
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12:43In this Finance Friday edition of Wealth Coffee Chats, we unpack the newly renamed Australian Government 5% Deposit Scheme and how it can help first home buyers and single parents enter the market faster. You'll learn how the expanded eligibility, higher property price caps, and unlimited places can make a big difference—especially in cities like S…
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Rates on Hold: What the Latest RBA Data Tells Property Investors
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22:37In this Finance Thursday episode of Wealth Coffee Chats, Alex takes you through the RBA’s latest interest rate decision and explains what it means for property investors and the broader economy. From inflation to unemployment, mining slowdowns to consumer sentiment—this episode is packed with valuable charts and insights directly from the RBA’s eco…
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3 Must-Do Tasks Before Renting Out Your New Investment Property
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11:49Settling on a brand new investment property in the next 30–60 days? Don’t hand it over to tenants just yet. In this Property Management Wednesday episode of Wealth Coffee Chats, Cass Charleston and Dean from the Positive team walk you through the three critical steps every investor should take before tenancy begins: landlord insurance, defect inspe…
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How to Outperform the Property Market (Using These Micro Metrics)
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21:38Want to beat the market—not just ride it? In this episode of Wealth Coffee Chats, James Venton dives into the micro metrics that can give savvy investors the edge. Learn how to go beyond macro trends like population and infrastructure and zero in on suburb-level data like rental yield gaps, days on market, discounting, and owner-occupier ratios. Wh…
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S2E9: Wealth Wine & Wisdom (Jason & Andy debrief the week)
1:07:13
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1:07:13Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour where the pro's dig deep, don't miss it! S2 E9By Andy Fenton, Jason Whitton
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100% Home Loans Are Back: A Game-Changer or a Risky Move?
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15:06Yes, you heard right—100% (and even 105%) home loans are making a comeback. In today’s Finance Friday episode of Wealth Coffee Chats, we break down what this means for first-time buyers and investors alike. Learn how these high-LVR loans work, the risks involved, and why a step-by-step refinance strategy is critical for long-term success. Plus, dis…
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Your Super Returns Aren’t Just “Good” or “Bad”—Here’s What Actually Matters
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16:25“My super did well this year!” But did it really? In today’s Financial Planning Thursday, Alex breaks down one of the most misunderstood areas in wealth building—how to actually evaluate your superannuation performance. Learn the truth about what’s inside your super, how risk tolerance shapes returns, and why most people don’t even know what they’r…
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How One Landlord Lost $5.5K Chasing Cheap Property Management Fees
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15:26Think choosing the cheapest property manager is a smart move? Think again. In this eye-opening Wealth Coffee Chat, Cass Charleston shares a real story of a landlord who lost over $5,500 in rental income after selecting an agent based on the lowest management fee. Discover what questions you should be asking your property manager—and why your future…
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GST and Property: The Hidden Costs That Could Kill Your Deal
8:49
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8:49GST isn't just a business owner's problem—if you're developing, subdividing, or buying commercial property, it could hit your bottom line hard. In this Tax Tuesday Wealth Coffee Chat, Daniel MacPherson breaks down when GST applies, how to use the margin scheme to save thousands, and what investors need to know about the “going concern” exemption on…
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From Debt to Property Investor: How This Couple Turned It All Around in 8 Months
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16:33Meet “Jane and John,” a real couple in their 40s who were drowning in credit card debt, stuck in financial stress, and fearful of investing—until they took one courageous step toward financial freedom. In today’s Wealth Coffee Chat, Courtney Sigudu shares their full journey from debt consolidation and budgeting to building a property investment str…
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S2E8: Wealth Wine & Wisdom (Jason & Andy debrief the week)
1:09:23
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1:09:23Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E8By Andy Fenton, Jason Whitton
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Why Your Borrowing Power Hasn’t Increased (Even After Rate Cuts)
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15:16Interest rates have dropped—but your borrowing power hasn’t budged? In this Finance Friday edition of Wealth Coffee Chats, we unpack why. The answer? A quiet update to HEM (Household Expenditure Measure) calculations that banks use behind the scenes. Discover how rising living cost benchmarks, outdated paperwork, and lender systems could be holding…
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Which Super Fund Is Right for You? SMSF vs Retail vs Industry Explained
18:09
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18:09Not all super funds are created equal. In today’s Wealth Coffee Chat, we break down the major types of superannuation structures—Industry, Retail, SMSF, Corporate, and even Defined Benefit funds. Learn the pros, cons, and key differences of each, and discover how the vehicle you choose could impact your long-term investment strategy. Plus, we unpac…
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The Hidden Cost of ‘Free Marketing’: What Landlords Must Know Before Leasing
13:43
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13:43"Free marketing" might sound like a sweet deal from your property manager—but is it actually costing you thousands? In today’s Wealth Coffee Chat, Cass Charleston unpacks the hidden risks behind zero-cost marketing offers, and why poor leasing campaigns often lead to extended vacancies, lower-quality tenants, and lost rental income. Learn what to l…
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The Psychology of Property: Why Happiness Fades After Buying Real Estate
18:35
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18:35Ever felt the buzz of buying a property, only to crash a few months later? You're not alone—and it’s not a property problem, it’s psychology. In today’s Wealth Coffee Chat, Emily Miller breaks down the science of happiness, explains why “buyer’s remorse” is so common in real estate, and how investors can manage emotional ups and downs during their …
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S2E7: Wealth Wine & Wisdom (Jason & Andy debrief the week)
1:00:54
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1:00:54Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E7By Andy Fenton, Jason Whitton
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Low Deposit Lending Hacks: How to Compete with First Home Buyers in 2025
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13:30With major changes to first home buyer rules coming into effect from October 1, investor competition is heating up in the $900K–$1M market. In today’s episode of Wealth Coffee Chats, Chris Foster Ramsey from the Positive Money team unpacks how investors can still get into the market—even with low deposits. He covers the latest on LMI waivers, high …
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Should You Approve Tenants With Pets? Property Managers Weigh In
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12:46In today’s Wealth Coffee Chat, we unpack a hot topic in property management—should landlords approve tenants with pets? You’ll learn the key legal responsibilities (especially in QLD), how pet approvals impact vacancy rates, and what safeguards you can put in place to protect your investment. If you’re a landlord or soon-to-be investor, this episod…
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Main Residence Exemption: Are You Risking a Six-Figure Tax Bill?
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12:11In today’s Wealth Coffee Chat, Daniel MacPherson dives deep into the main residence exemption—one of the most powerful yet misunderstood tax breaks in Australian property investing. From the risks of holding property in a trust, to the six-year CGT rule, and smart strategies for business owners, this episode unpacks the real costs of getting it wro…
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You can't out save the speed of the market
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12:24What is the cost of sitting on your hands "Waiting for the right time"By Jason Whitton
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S2E6: Wealth Wine & Wisdom (Jason & Andy debrief the week)
1:08:38
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1:08:38Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E6By Andy Fenton, Jason Whitton
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The Long Game: Why Persistence Pays in Lending
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9:16By Jason Whitton
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Vacate Day Disasters: How Smart Investors Protect Their Property and Cash Flow
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14:58What happens when your tenant vacates and leaves behind unpaid rent, property damage, and a big mess? In today’s Wealth Coffee Chat, Cass shares a real-world vacate day disaster and the exact 4-step process smart investors follow to safeguard their returns. Learn how to handle bond claims, engage trades quickly, and make strategic landlord insuranc…
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From Fear to First Investment: How This Couple Transformed Their Financial Future
11:53
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11:53In this inspiring Wealth Coffee Chat, we share a powerful client success story about a couple who overcame fear of debt and got serious about building their financial future. With the help of the Positive Real Estate team, they went from paying down their home loan to securing their first investment property—at a 36% discount. Learn how clarity, co…
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S2E5: Wealth Wine & Wisdom (Jason & Andy debrief the week)
1:06:51
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1:06:51Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E5 To connect with Jason WhittonWebsiteFacebookLinkedInInstagram To connect with Andy FentonWebsiteFacebookInstagramLinkedInBy Andy Fenton, Jason Whitton
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Massive Changes to First Home Buyer Scheme: What You Need to Know Before October
9:36
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9:36Big news for first home buyers! In this Friday Finance edition of Wealth Coffee Chats, we break down the major changes to the 5% Deposit Scheme—effective from 1 October. With income caps removed, place limits scrapped, and property price thresholds raised, getting into your first home just got easier. But what does this mean for future price growth…
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Inflation Update: What the Latest CPI Numbers Mean for Your Investment Strategy
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17:57Today on Wealth Coffee Chats, Alex from Positive Real Estate’s Financial Planning Team breaks down the latest inflation (CPI) figures and what they really mean for property investors. With inflation coming in hotter than expected, Alex explores the impact on interest rates, consumer spending, and how company earnings like Endeavour Group can be ear…
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This $10,000 Mistake: Why Using Your Offset Account Can Ruin Your Tax Strategy
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7:46In this Tax Tuesday edition of Wealth Coffee Chats, Anthony Wolfenden shares a real-life case study of how one simple mistake cost a property investor $10,000 per year in lost tax benefits. By using money from their offset account instead of structuring finance correctly, the investor unknowingly destroyed the tax deductibility of their home loan. …
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How to Find Capital Growth Hotspots in 2025: Macro, Micro & Niche Factors Explained
9:20
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9:20Want to know where real capital growth is coming from in today’s market? In this Wealth Coffee Chat, coach Megan Wolfenden breaks down the three key layers to identifying capital growth opportunities — macro trends, micro indicators, and niche market insights. From migration patterns to infrastructure spend and employment hubs, learn how to filter …
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S2E4: Wealth Wine & Wisdom (Jason & Andy debrief the week)
1:10:45
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1:10:45Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E4By Andy Fenton, Jason Whitton
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Refinance Smart: 4 Steps to Secure a Better Home Loan Rate in 2025
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13:49If your lender hasn’t dropped your interest rate yet, it might be time to make a move. In this Wealth Coffee Chat, we break down four powerful steps to negotiate a better rate with your current lender — and what to do if they won’t play ball. Discover how to assess your options, unlock potential borrowing capacity, and why annual loan reviews are a…
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Interest Rates Just Dropped - Here’s What It Really Means for Property Investors
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18:59Interest rates have been cut again – but what does that actually mean for you as a property investor? In today’s Wealth Coffee Chat, Alex from the financial planning team breaks down the latest RBA statement, reveals key indicators to watch, and explains how changes in monetary policy impact borrowing, cash flow, and long-term investing strategy. I…
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The One Mistake That Could Cost Queensland Sellers Hundreds of Thousands
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14:01In today’s Wealth Coffee Chat, Cass reveals a critical regulatory update affecting all Queensland property sellers: the new Seller Disclosure Statement requirements under the 2023 Property Law Act. This one overlooked detail could derail your sale and cost you big if you're not prepared. Discover what documents are required, why timing is everythin…
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S2E3: Wealth Wine & Wisdom (Jason & Andy debrief the week)
1:07:18
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1:07:18Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E3By Andy Fenton, Jason Whitton
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Are Pre-Approvals Worth It? What Every Borrower Needs to Know
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14:18In this episode of Wealth Coffee Chats, we break down the truth about pre-approvals—what they actually mean, how they affect your borrowing power, and the common mistakes to avoid. Learn how rate cuts, conditional approvals, and lender tech are changing the game for property buyers. Plus, find out what really matters before bidding at auction or lo…
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S2E2: Wine, banter, and education: An Hour with the Pro
1:08:23
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1:08:23Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E2 To connect with Jason WhittonWebsiteFacebookLinkedInInstagram To connect with Andy FentonWebsiteFacebookInstagramLinkedInBy Andy Fenton, Jason Whitton
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Borrowing Power Boost: 4 Ways to Access More in 2025
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13:33In this Finance Friday episode of Wealth Coffee Chats, we explore four key reasons your borrowing power might be higher in 2025—from falling interest rates to updated HECS treatment. Discover how small changes like refinancing debts, using offset accounts, and applying Stage 3 tax cuts can help you unlock more lending capacity. Plus, learn practica…
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4 Reasons Your Borrowing Power Just Went Up in 2025
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18:58In this episode of Wealth Coffee Chats, we unpack why your borrowing capacity may be higher than you think in 2025. From falling interest rates to Stage 3 tax cuts, Cass outlines four key changes that could boost your ability to purchase property. We also explore smart strategies for managing HECS debt, refinancing, and using offset accounts to acc…
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Avoid This Common Lease Mistake That Could Cost You Thousands
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16:25In this Property Management edition of Wealth Coffee Chats, Cass explains the critical lease renewal mistake that’s costing landlords across the country—especially in NSW and Victoria. With recent reforms abolishing “no grounds” evictions, failing to act before lease expiry can leave you stuck with limited options. Cass walks through the legal fram…
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Payroll Variations: The Tax Hack Every Investor Should Know
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8:44In this Tax Tuesday episode, we dive into how payroll variations can boost your cash flow—especially if you're negatively geared. Learn how to reduce excess tax withheld from your salary and redirect that money into smarter strategies like offsetting debt or investing. We break down when it applies, how to get it done, and why staying ATO-compliant…
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S2E1: Wealth Wine & Wisdom (Season 2 "What Next?")
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1:03:55Jason & Andy as they make their long-awaited return to wealth, wine & wisdom. S2 E1 To connect with Jason WhittonWebsiteFacebookLinkedInInstagram To connect with Andy FentonWebsiteFacebookInstagramLinkedInBy Andy Fenton, Jason Whitton
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Why Interest Rate Cuts Aren’t Everything: Strategy Matters More
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15:24In this Finance Friday episode, we break down why a rate cut doesn't always lead to lower repayments—and what you can do about it. Discover the simple steps to negotiate better loan terms, regardless of what the RBA does. We also dive into how to prioritise your financial goals to build a smarter lending strategy, whether you're investing, upgradin…
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Property Investment Structures: What Every Investor Should Know
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20:50In this Property Management edition of Wealth Coffee Chats, we unpack the risks of rent bidding and why compliance with rental legislation is non-negotiable. With over 50 property management groups already fined in Victoria, Cass highlights how failing to advertise fixed rental prices can lead to major penalties and unnecessary vacancies. Tune in t…
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Why Property Managers Must Stop Rent Bidding (Or Risk Big Fines)
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13:59In this Property Management edition of Wealth Coffee Chats, we unpack the risks of rent bidding and why compliance with rental legislation is non-negotiable. With over 50 property management groups already fined in Victoria, Cass highlights how failing to advertise fixed rental prices can lead to major penalties and unnecessary vacancies. Tune in t…
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Will Rate Cuts Boost Your Borrowing Power? APRA’s Servicing Buffer & Investor Strategy Tips
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10:35Today’s Wealth Coffee Chat dives into the RBA’s recent decision to hold interest rates and APRA’s review of the 3% servicing buffer—and what it all means for your borrowing capacity. Learn why your ability to borrow isn’t just about current rates, but about how you plan, structure, and prepare for future lending opportunities. Plus, discover the co…
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