A new survey from Point reveals that 84% of older Americans strongly desire to age in their own homes. This preference is driven by a wish for independence, community ties, and to avoid the higher expenses of assisted living. However, the survey also highlights significant financial and safety obstacles hindering this goal, such as home maintenance costs and the need for safety modifications. Many older adults report insufficient savings and face challenges securing traditional loans to address these issues, despite often possessing substantial home equity. The findings underscore a growing discrepancy between the desire to age in place and the practical realities many older Americans face.