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100: The One Number That Determines Your Financial Future
Manage episode 498627600 series 3371673
Your income and investment returns matter—but nothing predicts your financial freedom more than your savings rate. Yet, most Americans save only 3–5% of their income, a level that almost guarantees they’ll have to work far longer than they’d like.
In this episode, Jess & Brandon reveal why your savings rate is the true driver of wealth and how it works regardless of income level. They share real examples of modest earners who retired as millionaires—and why high-income professionals often fall behind due to lifestyle inflation.
You’ll discover:
- How to calculate your personal savings rate
- The percentage you need to hit for retirement security and early financial independence
- Practical steps to increase your savings without feeling restricted
- How to set up automation so you save consistently and effortlessly
They’ll also challenge you with a simple, two-step plan to make saving non-negotiable and start shaping the future you actually want.
Watch this episode in video form on YouTube
To apply to be a guest on the show
You can email us at: [email protected]
Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him
Please remember to subscribe, rate, and review.
Chapters
1. The One Number That Predicts Your Future (00:00:00)
2. What's Your Savings Rate? (00:02:55)
3. Automating Your Financial Success (00:05:10)
4. Debt Reduction Service Announcement (00:10:40)
5. Calculating Your Savings Rate (00:12:43)
6. Start Small, Save More (00:16:55)
7. Pay Yourself First (00:19:30)
8. Your Two-Part Savings Challenge (00:23:20)
116 episodes
Manage episode 498627600 series 3371673
Your income and investment returns matter—but nothing predicts your financial freedom more than your savings rate. Yet, most Americans save only 3–5% of their income, a level that almost guarantees they’ll have to work far longer than they’d like.
In this episode, Jess & Brandon reveal why your savings rate is the true driver of wealth and how it works regardless of income level. They share real examples of modest earners who retired as millionaires—and why high-income professionals often fall behind due to lifestyle inflation.
You’ll discover:
- How to calculate your personal savings rate
- The percentage you need to hit for retirement security and early financial independence
- Practical steps to increase your savings without feeling restricted
- How to set up automation so you save consistently and effortlessly
They’ll also challenge you with a simple, two-step plan to make saving non-negotiable and start shaping the future you actually want.
Watch this episode in video form on YouTube
To apply to be a guest on the show
You can email us at: [email protected]
Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him
Please remember to subscribe, rate, and review.
Chapters
1. The One Number That Predicts Your Future (00:00:00)
2. What's Your Savings Rate? (00:02:55)
3. Automating Your Financial Success (00:05:10)
4. Debt Reduction Service Announcement (00:10:40)
5. Calculating Your Savings Rate (00:12:43)
6. Start Small, Save More (00:16:55)
7. Pay Yourself First (00:19:30)
8. Your Two-Part Savings Challenge (00:23:20)
116 episodes
All episodes
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