Best Debt Reduction Podcasts (2025)

1
108: Which IRA Is Best for You? Roth vs Traditional Explained Simply 36:05

Play Pause

1h ago36:05

36:05

Confused about Roth vs Traditional IRAs? You're not alone. In this episode, Jess and Brandon break down the pros, cons, and real-world impact of choosing a Roth IRA versus a Traditional IRA for your retirement game plan. Learn how taxes, income levels, and long-term growth factor into the decision, and why the right choice could save you thousands …

1
107: Avoid Money Drama: How Early Should Finances Come Up in Dating 31:00

6d ago31:00

31:00

In this episode, Jessica and Brandon dive into a tricky but essential question: How soon should you bring up money when you're dating? They unpack why money often feels taboo, share tips to start the conversation without tension, and explore real‐life stories about financial expectations, backgrounds, and values. Whether you're in your 20s, 30s, or…

1
Innovation, Talent, and the Next Generation of Banking 15:31

10d ago15:31

15:31

Despite being some of the most active investors in tech innovation and AI, banks often struggle with an outdated and traditional image. Liza Januzi, Regional Head for Americas, Financial Institutions, TD Securities and Cavin Wong, Managing Director, Regional Head of Global Transaction Banking & Financial Institutions Coverage, EMEA & Asia Pacific, …

1
106: Your Six Month Money Makeover 34:52

14d ago34:52

34:52

What If You Could Completely Transform Your Finances in Just 180 Days? Forget overnight success stories and overwhelming budgets, this episode is about real, lasting change. Jess and Brandon are breaking down a six-month financial reset plan that shows you exactly how to take control of your money, no matter where you're starting. They’ll walk you …

1
68 | Bite-Sized Budgeting: 9 of 10: Building a Family Budget Together: How to Avoid Overspending and Teach Kids Smart Money Habits 18:40

18d ago18:40

18:40

If you’ve found yourself managing the household finances by default while juggling bills, tracking spending, and wondering how to make it all work, this episode is your breath of fresh air. Shanalei breaks down how to build a family budget that’s collaborative, intentional, and rooted in real life. Because budgeting isn’t just about numbers — it’s …

1
105: Investing Made Simple with Chloé Daniels 1:01:12

20d ago1:01:12

1:01:12

Feel like investing is only for finance bros and math nerds? You’re not alone and this episode is about to change that. This week, Jess and Brandon are joined by Chloé Daniels, the powerhouse behind Clo Bare Money, who’s helped over 300,000 people ditch financial fear and start investing the lazy way. Chloe’s journey is all-too-relatable: from beli…

1
104: No More GoFundMe Funerals | The Life Insurance Talk You Can’t Afford to Skip 27:05

1M ago27:05

27:05

GoFundMe should never be your family’s financial plan. In this episode Jess & Brandon break down why life insurance is a non-negotiable part of smart financial planning, no matter your age, income, or relationship status. They share a powerful, heartbreaking story of a brilliant friend who passed away at 38, leaving behind a wife and young child wi…

1
67 | Bite-Sized Budgeting 8 of 10: From Stress to Confidence: Debt-Free Habits, Money Mindset Shifts & Budgeting Without Burnout” 20:33

1M ago20:33

20:33

Ever feel like your budget is just one big guessing game? Like you're juggling bills, second-guessing every expense, and wondering if you'll ever break free from the paycheck-to-paycheck cycle? You're not alone. This episode is here to help you shift from stress to confidence with practical strategies and mindset shifts that support lasting change.…

1
103: Stay-at-Home Parenting: The Privileges and Financial Risks 31:09

1M ago31:09

31:09

For many families, the decision to become a stay-at-home parent isn’t really a choice, it’s the result of America’s broken childcare system. Daycare costs can swallow an entire paycheck, but leaving the workforce carries hidden financial risks that can last for decades. In this episode, Jess & Brandon explore: How career gaps impact your resume and…

1
102: Empowering Women with Money: Bola Sokunbi of Clever Girl Finance 1:02:27

1M ago1:02:27

1:02:27

What does true financial freedom look like for women? Bola Sokunbi, founder of Clever Girl Finance, shares her journey from witnessing women in crisis—arriving at her family’s doorstep with nothing but suitcases, to building one of the largest personal finance platforms for women in the U.S. Raised in Nigeria, Bola absorbed early money lessons from…

1
66 | Bite-Sized Budgeting 7 of 10: Crystal Clear Budgeting from the Heart: How to Make Confident Money Decisions Without the Stress 13:25

2M ago13:25

13:25

In Episode 7 of our series, Shanalei introduces a fresh way to approach family budgeting. It's one that’s less about spreadsheets and more about emotional care. You’ll learn: How forecasting brings emotional clarity to everyday money decisions Why traditional budgeting often misses the mark for real families How to use the Forecaster to reduce stre…

1
What the Tide Brings After the Storm 1:34:22

2M ago1:34:22

1:34:22

What the Tide Brings After the Storm by Kelly Coughlin What the Tide Brings After the Storm is a sweeping family odyssey that begins in the famine-stricken hills of Ireland, winds through the coal mines of Pennsylvania, and settles in the salt air of Galveston, Texas. At its core is a single night in June 1941 when a car plunges off a bridge, leavi…

1
101: Rip & Rant | The Truth About Taxes, Corporate Greed & Crypto in your 401(k) 21:27

2M ago21:27

21:27

In this episode, Jess and Brandon tackle the misconception of taxes, corporate greed and the new twist in retirement planning: cryptocurrency in your 401(k). The path to financial security lies in addressing the real economic challenges: demanding fair compensation, understanding the true value of your work, and sticking with sound, proven financia…

1
100: The One Number That Determines Your Financial Future 24:42

2M ago24:42

24:42

Your income and investment returns matter—but nothing predicts your financial freedom more than your savings rate. Yet, most Americans save only 3–5% of their income, a level that almost guarantees they’ll have to work far longer than they’d like. In this episode, Jess & Brandon reveal why your savings rate is the true driver of wealth and how it w…

1
65 | Bite-Sized Budgeting 6 of 10: Smart Budgeting Strategies and Shortcuts for Eliminating Debt and Building Your Wealth Like a Pro 9:31

2M ago9:31

9:31

Ready to take your budgeting and debt-free journey to the next level, without the stress and sacrifice? In this episode of Bite-Sized Budgeting, Shanalei shares strategy shortcuts designed for busy professionals who want to build real financial momentum without micromanaging every dollar. Learn how small shifts in payment habits, smart automation, …

1
99: Follow the Money in Your Marriage with Forensic Accountant Tracy Coenen 46:10

2M ago46:10

46:10

Money secrets can wreck marriages—and cost you everything in divorce. In this episode, Forensic Accountant, Tracy Coenen, reveals how spouses hide assets (think offshore accounts, hidden income, even billionaires fighting over private jets) and how she uncovers the truth. Tracy’s 25+ year career as a forensic accountant gives her a unique lens into…

1
98: Rip & Rant: Insider Trades, Tone-Deaf Tips & Financial Gaslighting 35:52

2M ago35:52

35:52

Ever wonder how politicians like Nancy Pelosi and Marjorie Taylor Greene grow millionaire-level wealth while you're getting hit with overdraft fees? In this episode, Jess and Brandon expose the shady world of insider stock trades, slap-on-the-wrist fines, and the double standards baked into the system. Then they’re coming for out-of-touch celebrity…

1
64 | Bite-Sized Budgeting 5 of 10: How to Keep Your Family Budget on Track: Money-Smart Safeguards, Stay Within Limits, and Protect Your Financial Goals for Lasting Security 11:50

2M ago11:50

11:50

Are you tired of seeing your well-intentioned family budget slip off course month after month? In this episode, we break down the practical secrets to not only sticking with your plan, but building real, lasting financial security for your family. You’ll discover: The most effective money-smart safeguards you can put in place to protect your spendi…

1
97: How to Pick a Credit Card That Actually Works for You 20:15

3M ago20:15

20:15

Still swiping your debit card? You could be earning serious rewards instead. In this episode, Jessica and Brandon unpack how they use credit cards as intentional tools to build value—whether that’s free travel, cashback, or everyday perks that actually make life easier. They explain how to choose cards based on what you’ll actually use, not what so…

1
96: Spencer Howard on Unlocking Luxury Travel Through Credit Card Strategy 54:01

3M ago54:01

54:01

What if luxury travel wasn’t just for the 1%? In this episode, travel rewards expert Spencer Howard reveals how everyday spending can unlock first-class flights, champagne service, and global adventures—without going into debt. You’ll learn: The 3 strategic approaches to credit card rewards (and which one fits your lifestyle) How to maximize point …

1
63 | Bite-Sized Budgeting 4 of 10: Smart Spending Strategies: Save More, Stress Less, and Enjoy Summer Guilt-Free 10:46

3M ago10:46

10:46

Ready to enjoy summer treats and family fun—without blowing your budget? In this episode of Bite-Sized Budgeting, Shanalei reveals her top smart spending strategies for busy families who want to eliminate debt and live with less stress. Discover how to master mindful spending, avoid impulse buys, and use powerful cashback tools to score real money …

1
95: How to Build and Defend Your Credit Like a Pro 29:04

3M ago29:04

29:04

Think your credit score is just a number? Think again. In this episode, Jess and Brandon break down the five key components of your FICO score—and why they matter more than you think. Learn how to: Boost your score with smart, strategic moves (not guesswork) Avoid the myths that hurt more than help Protect yourself from identity theft with simple, …

1
94: Is Putting Medical Bills on a Credit Card a Mistake? 29:16

3M ago29:16

29:16

Medical debt affects over 100 million Americans, but many don't realize the financial consequences of how they choose to pay it. In this episode, Jessica and Brandon break down why using a credit card for medical expenses can turn a manageable bill into long-term financial damage. You’ll learn: The key differences between medical debt and consumer …

1
Looking Beyond the Headlines to the Resiliency of Debt Capital Markets 20:10

3M ago20:10

20:10

As investors and issuers of capital navigate the constantly changing headlines, how does the market look past headlines and remain resilient? In this episode, we take a deep dive into international debt capital markets. Laura O'Connor, Managing Director, Head of UK Debt Capital Markets, TD Securities joins Susan Thompson, Managing Director, Sustain…

1
62 | Bite-Sized Budgeting 3 of 10: Debt Reduction & Savings Strategies: Proven Family Budgeting Tips for Financial Security 14:48

3M ago14:48

14:48

Ready to kick debt to the curb and build a safety net for your family? This episode reveals practical, family-friendly strategies to pay off debt faster, grow your emergency savings, and prepare for unexpected expenses. Learn how to turn everyday habits into powerful financial wins and create a secure future together. Whether you’re just starting o…

1
93: Writing Our Own Rules: Details of our Post-Nuptial Agreement 43:47

4M ago43:47

43:47

Most couples unknowingly agree to their state’s version of a prenup when they sign a marriage license. But what if you could rewrite the rules to actually reflect your values? In this episode, Jess & Brandon share why they created a post-nuptial agreement after nine years of marriage—not as a plan for divorce, but as a blueprint for how they handle…

1
92: From Undocumented to Financially Free: Charly Stoever’s Money Journey 46:30

4M ago46:30

46:30

*This episode contains profanity and may not be suited for children under age 13 Charly Stoever has worn many hats—undocumented immigrant, stockbroker, money coach, and global adventurer. In this raw and inspiring conversation, they unpack how a childhood shaped by financial uncertainty led to a life of intentional wealth-building. From a full ride…

1
61 | Bite-Sized Budgeting 2 of 10: Track Your Spending and Cut Costs: Practical Money Management Tips for Families 8:19

4M ago8:19

8:19

Ready to take control of your spending without sacrificing summer fun? Discover simple, effective strategies to take control of your finances this summer—without the overwhelm of tracking every expense. Learn how weekly reflections and spending buckets can help you proactively manage your money, avoid overspending, and stay on top of your goals. Ex…

1
91: APR, APY, WTF? The Jargon That’s Keeping You Broke 33:07

4M ago33:07

33:07

Financial jargon isn’t just annoying—it’s expensive. Banks bank on the fact that most people don’t really know what terms like APR, APY, and amortization actually mean. That confusion? It could be costing you thousands. This episode breaks down the alphabet soup of money terms that keep smart, successful people stuck. No jargon. No fluff. Just the …

1
90: Rewriting Your Money Story with Financial Therapist Wendy Wright 54:42

4M ago54:42

54:42

Your money story isn’t just about numbers—it’s about emotions. In this powerful episode, financial therapist Wendy Wright unpacks why 80–90% of our financial decisions are emotionally driven—and how your earliest money memories are likely still shaping your current habits. You’ll learn: How to spot hidden money patterns rooted in childhood A simple…

1
60 | Bite-Sized Budgeting Tips - 1 of 10: Budgeting Basics for Families: Financial Goals and a Strong Money Foundation 11:04

4M ago11:04

11:04

Short on time because you’re busy enjoying summer with the kids? No problem—these bite-sized tips are designed for your busy lifestyle! Start your journey toward financial freedom by focusing on what truly matters for your family’s money. Learn how to create a strong foundation that adapts with you, gain new insights to keep your plan on track, and…

1
89: Money and Mental Health: How Finances can Affect Your Wellbeing 34:42

4M ago34:42

34:42

May is Mental Health Awareness Month—and Jess and Brandon are talking about one of the biggest, most ignored triggers of anxiety and depression: money stress. Financial pressure doesn’t just hurt your bank account—it hijacks your sleep, your self-worth, and your ability to think clearly. In this episode, they unpack the debt-stress spiral, why even…

1
88: How Financial Advisors Help With Real Life—Not Just Your Portfolio 20:45

5M ago20:45

20:45

Think financial advisors just pick stocks? Think again. In this episode, Jess and Brandon unpack what really makes an advisor invaluable—hint: it’s not yelling into phones like Wolf of Wall Street. From planning maternity leave and budgeting for braces to navigating tough talks with aging parents, great advisors help you make money decisions that a…

1
59 | The Budgeting Hack Everyone Needs to Reduce Financial Stress, Fill the Gaps & Take Control of Your Money 15:30

5M ago15:30

15:30

Life throws surprises at you—last-minute school expenses, unexpected bills, and those tiny costs that somehow add up fast. And when you're working toward debt freedom, every dollar matters. In this episode, we’re tackling the game-changing mindset shift that will finally break the cycle of financial overwhelm: flexible budgeting. Too many people as…

1
87: Why Waiting to Invest Is Keeping You Broke 32:25

5M ago32:25

32:25

Think you need to be debt-free or have a fat savings account before you invest? That myth is keeping you broke. In this episode, Jess and Brandon break down why starting now—even with just $5—is more powerful than waiting for the "perfect" moment. They call out outdated advice that tells you to wait, and show you how to grow wealth while paying off…

1
86: Rethinking Your 6 Month Emergency Fund 29:34

5M ago29:34

29:34

Layoffs, inflation, and rising costs are rewriting the rules of emergency savings. In this episode, Jess & Brandon break down why the old "3-month cushion" no longer cuts it—and what you actually need instead. You’ll learn: Why experts now recommend a 12-month emergency fund How to separate wants vs. needs when calculating your savings target Why i…

1
58 | You don’t need more Money: Change your Approach, Not Your Income--That Crushes Debt 15:13

5M ago15:13

15:13

Struggling with debt and think earning more is the solution? Think again! In this episode of the Debt Free Momentum Podcast, I reveal my proven strategies for debt management that focus on maximizing your existing income. • Practical budgeting tips: Learn how to avoid impulse buying and take control of your spending habits. • Smart grocery hack: Di…

1
85: Building a Seven-Figure Hands Off Business with Trina Julian 58:05

5M ago58:05

58:05

What do free lunch money, a horse, and a seven-figure landscaping company have in common? Trina Julian. In this episode, Jess and Brandon dive into how Trina built Country Girl Gardens from a $10K side hustle into a seven-figure business—all with one goal in mind: freedom. From day one, she designed her company to run without her, documenting every…

1
84: Six Figures and Still Struggling: The $250K Middle Class Trap 33:10

6M ago33:10

33:10

Money that once supported entire families now barely covers daycare costs, leaving many six-figure earners wondering: Is $250,000 the new middle class? Jess and Brandon are tackling this financial reality shift head-on, exploring why high incomes don't stretch as far as they used to. Ready to break free from the high-income trap? Tune in for an hon…

1
83: How to Handle Money with Kia Commodore 47:15

6M ago47:15

47:15

In this episode, you’ll get to meet Kia Commodore, the 26-year-old financial literacy powerhouse who's changing how young people in the UK think about money. As founder of Pennies to Pounds and author of "How to Handle Money" (HarperCollins), Kia is tackling a startling reality: the average financial literacy age in the UK is just nine years old. J…

1
57 | Money Detox: The 6-Month Credit Card Debt Cure to Fast-Track Your Payoff & Build Financial Freedom 8:47

6M ago8:47

8:47

Credit card debt can feel like an endless cycle, but what if you could break free for good? In this episode of Debt Free Momentum, we’re diving into a powerful strategy that flips the script on traditional debt payoff methods. If you’re tired of moving money around and hoping for the best, this is your moment to take control. Perfect for career pro…

1
82: How to Make Your Kids Millionaires 35:27

6M ago35:27

35:27

In this episode, Jess and Brandon dive into strategies to build significant wealth for your children through early and consistent investing, leveraging the incredible power of compound interest. In this episode we discuss: • Educational accounts like 529 plans • Custodial investment accounts (UTMAs) • Custodial Roth IRAs • How business owners can e…

1
Senate Lawmakers Reject CFPB Overdraft Fee Cap, Robinhood Launches Banking Services, & Automotive Repossessions Surge 4:52

6M ago4:52

4:52

Senate lawmakers have recently rejected a critical rule proposed by the Consumer Financial Protection Bureau (CFPB) that sought to impose a cap on overdraft fees, maintaining the current average fee of $35 per transaction. This legislative decision has significant implications for financial inclusivity, particularly affecting lower-income individua…

1
Robinhood Launches Wealth Management Services, Affirm's CEO Positions Company as the "American Express" of Buy Now, Pay Later, and CFPB Grilled on Capitol Hill 4:57

6M ago4:57

4:57

Robinhood has unveiled its new wealth management services, a pivotal development that underscores the increasing demand for professional financial guidance among retail traders. Concurrently, Affirm's CEO has articulated a vision for the company to emerge as the "American Express" of the Buy Now, Pay Later sector, emphasizing structured repayment o…

1
REWIND: How Your Income Actually Gets Taxed 12:04

6M ago12:04

12:04

In this episode, Brandon and Jess break down the mechanics of tax brackets and discuss how the progressive tax system is widely misunderstood, often leading to make costly financial mistakes. If you've ever worried about taking a raise because it’s going to push you into a "higher tax bracket" or assumed your entire income gets taxed at your highes…

1
JPMorgan Chase Partners With Walmart on Embedded Finance Solutions, Treasury Department Prepares to Streamline Banking Regulators Under its Control, & Chime Launches $500 Instant Loans Targeting the Underbanked ... 4:30

6M ago4:30

4:30

JPMorgan Chase has entered into a strategic partnership with Walmart to unveil an innovative embedded finance solution designed to facilitate seamless payment processing for merchants operating within Walmart's Marketplace platform. This collaboration is poised to enhance transaction efficiency while enabling sellers to manage their cash flow direc…

1
BNPL Transactions Explode to $175B, the FDIC Warns of Cybersecurity Risks, & the Trump Administration Weighs Capital Requirement Reductions for Smaller Banks 4:59

6M ago4:59

4:59

The burgeoning landscape of financial transactions has witnessed an unprecedented surge in Buy Now Pay Later (BNPL) transactions, which have skyrocketed to a staggering $175 billion. This remarkable growth not only underscores a significant shift in consumer purchasing behavior but also intensifies the competitive dynamic between fintech companies …

1
56 | 80/20 Principle on Maximizing Wealth and Reducing Debt: Smart Budgeting and Financial Optimization Strategies 11:01

6M ago11:01

11:01

Unlock the power of the Pareto Principle to reframe your finances. This episode reveals how ambitious professionals can leverage the 80/20 rule to maximize wealth building and accelerate debt payoff. Discover how focusing on the vital 20% of actions can yield 80% of your financial results, allowing you to optimize your money management without comp…

1
Critical ChatGPT Vulnerability Targeting Financial Institutions Identified, Strategic Cloud Partnership Announced Between Finastra and IBM, Affirm's Expanded Credit Reporting, & a Data Breach at Western ... 4:16

7M ago4:16

4:16

A critical vulnerability in ChatGPT has been identified, specifically targeting financial institutions, raising significant concerns about the security of sensitive consumer data. This revelation is accompanied by the announcement of a strategic cloud partnership between Finastra and IBM, which aims to enhance cloud-based lending solutions and faci…