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Money & Moving On: How To Find Post-Divorce Financial Freedom with Sylvia Guinan
Manage episode 509065203 series 3430677
Divorce can feel overwhelming, especially when money is involved.
In this empowering conversation, divorce coach Michelle Dempsey-Multack and Sylvia Guinan, a Certified Divorce Financial Analyst (CDFA), break down the most important financial steps every divorcing woman needs to know. From understanding hidden assets to protecting your children’s financial future, this episode delivers clarity and confidence when you need it most.
What You’ll Learn:
How to identify and protect yourself from financial abuse during separation.
The critical first questions to ask your divorce attorney about assets, spending, and hidden accounts.
Why a financial affidavit matters, and how to complete it without fear or second-guessing.
- The pros and cons of keeping the marital home and planning for future expenses like college funds and retirement.
- How a CDFA can help you create a sustainable financial plan and avoid costly settlement mistakes
02:10 – Why money fears are the #1 stressor in divorce, and how to take the first step toward financial clarity.
09:25 – Recognizing signs of financial abuse and reclaiming control.
15:18 – The truth about financial affidavits and why honest numbers empower you.
23:40 – When to fight for the house, and when to let it go.
30:55 – The hidden costs of divorce most people overlook.
36:12 – Sylvia’s strategy for building a trusted professional team to protect your future.
41:30 – Final financial planning tips to move forward with confidence.
Meet the Guest:
Sylvia Guinan is a Certified Divorce Financial Analyst with Wells Fargo Advisors who specializes in guiding women through the financial realities of divorce. Her expertise helps clients make informed decisions, avoid hidden pitfalls, and secure a confident path forward
Tools & Strategies Mentioned:
Certified Divorce Financial Analyst (CDFA): Expert support to evaluate assets, tax implications, and settlement scenarios.
Financial Affidavit Tips: How to accurately document expenses and protect your lifestyle.
Team-Based Divorce Planning: The value of combining legal, financial, and emotional support.
Closing Insight:
“There’s no price for your freedom. Be brave, find your truth, and remember, you deserve a financial plan that reflects your worth.” – Sylvia Guinan
Explore "Money & Moving On," our new guide to financial freedom after divorce: https://bit.ly/MoneyMovePod
Join The Moving On Collective! A safe, judgment-free support group experience for divorced and divorcing parents: https://bit.ly/MichelleCommunity
Subscribe to our YouTube Channel: https://www.youtube.com/@TheMichelleDempsey
Website - https://michelledempsey.com/
Facebook - https://www.facebook.com/michelle645
TikTok - https://www.tiktok.com/@themichelledempsey1
LinkedIn: https://www.linkedin.com/in/mldempsey/
LINK TO TRANSCRIPT: https://transcripts/moving-on-method-ep265-divorce-financial-planning
Learn more about your ad choices. Visit megaphone.fm/adchoices
265 episodes
Manage episode 509065203 series 3430677
Divorce can feel overwhelming, especially when money is involved.
In this empowering conversation, divorce coach Michelle Dempsey-Multack and Sylvia Guinan, a Certified Divorce Financial Analyst (CDFA), break down the most important financial steps every divorcing woman needs to know. From understanding hidden assets to protecting your children’s financial future, this episode delivers clarity and confidence when you need it most.
What You’ll Learn:
How to identify and protect yourself from financial abuse during separation.
The critical first questions to ask your divorce attorney about assets, spending, and hidden accounts.
Why a financial affidavit matters, and how to complete it without fear or second-guessing.
- The pros and cons of keeping the marital home and planning for future expenses like college funds and retirement.
- How a CDFA can help you create a sustainable financial plan and avoid costly settlement mistakes
02:10 – Why money fears are the #1 stressor in divorce, and how to take the first step toward financial clarity.
09:25 – Recognizing signs of financial abuse and reclaiming control.
15:18 – The truth about financial affidavits and why honest numbers empower you.
23:40 – When to fight for the house, and when to let it go.
30:55 – The hidden costs of divorce most people overlook.
36:12 – Sylvia’s strategy for building a trusted professional team to protect your future.
41:30 – Final financial planning tips to move forward with confidence.
Meet the Guest:
Sylvia Guinan is a Certified Divorce Financial Analyst with Wells Fargo Advisors who specializes in guiding women through the financial realities of divorce. Her expertise helps clients make informed decisions, avoid hidden pitfalls, and secure a confident path forward
Tools & Strategies Mentioned:
Certified Divorce Financial Analyst (CDFA): Expert support to evaluate assets, tax implications, and settlement scenarios.
Financial Affidavit Tips: How to accurately document expenses and protect your lifestyle.
Team-Based Divorce Planning: The value of combining legal, financial, and emotional support.
Closing Insight:
“There’s no price for your freedom. Be brave, find your truth, and remember, you deserve a financial plan that reflects your worth.” – Sylvia Guinan
Explore "Money & Moving On," our new guide to financial freedom after divorce: https://bit.ly/MoneyMovePod
Join The Moving On Collective! A safe, judgment-free support group experience for divorced and divorcing parents: https://bit.ly/MichelleCommunity
Subscribe to our YouTube Channel: https://www.youtube.com/@TheMichelleDempsey
Website - https://michelledempsey.com/
Facebook - https://www.facebook.com/michelle645
TikTok - https://www.tiktok.com/@themichelledempsey1
LinkedIn: https://www.linkedin.com/in/mldempsey/
LINK TO TRANSCRIPT: https://transcripts/moving-on-method-ep265-divorce-financial-planning
Learn more about your ad choices. Visit megaphone.fm/adchoices
265 episodes
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