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Will Some Folks Get Stuck with 30-Year IDR?

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Manage episode 506673960 series 2471867
Content provided by Travis Hornsby. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Travis Hornsby or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

The new 30-year Repayment Assistance Plan (RAP) could be the only option for federal student loans after July 2026 — but even current borrowers aren’t safe if they don’t take action. Discover what moves to make to avoid getting stuck with decades of payments. Also, learn about new rules affecting Parent and Grad PLUS loans. If facing 30 years of student loan payments sounds brutal, this episode is for you.

Key moments:

(02:54) The new $200k loan cap means high earners will likely pay off loans before getting forgiveness

(05:44) Education has become a defining fault line between the two political parties

(14:55) Grad schools might start using undergrad-style aid talks for tuition and discounts.

(18:08) A wave of confusion is on the horizon for borrowers, peaking in April 2026

Like the show? There are several ways you can help!

Feeling helpless when it comes to your student loans?

Do you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!

  continue reading

264 episodes

Artwork
iconShare
 
Manage episode 506673960 series 2471867
Content provided by Travis Hornsby. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Travis Hornsby or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

The new 30-year Repayment Assistance Plan (RAP) could be the only option for federal student loans after July 2026 — but even current borrowers aren’t safe if they don’t take action. Discover what moves to make to avoid getting stuck with decades of payments. Also, learn about new rules affecting Parent and Grad PLUS loans. If facing 30 years of student loan payments sounds brutal, this episode is for you.

Key moments:

(02:54) The new $200k loan cap means high earners will likely pay off loans before getting forgiveness

(05:44) Education has become a defining fault line between the two political parties

(14:55) Grad schools might start using undergrad-style aid talks for tuition and discounts.

(18:08) A wave of confusion is on the horizon for borrowers, peaking in April 2026

Like the show? There are several ways you can help!

Feeling helpless when it comes to your student loans?

Do you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!

  continue reading

264 episodes

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