Best Studentdebt Podcasts (2025)

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Rollovers, SEP IRAs, and Saving a Down Payment 28:46

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1d ago28:46

28:46

In this episode of Money Meets Medicine, Dr. Jimmy Turner and Justin Harvey answer listener-submitted questions about what to do with your money when you switch jobs or retire. Topics include: • Old Employer Plans: Should you roll over a 401(k)/403(b) to your new employer plan, leave it, or move it to an IRA? They explain how each option impacts yo…

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Behind the Scenes: Live from FinCon 2025 16:21

1d ago16:21

16:21

Join us for a special live recording from FinCon as we pull back the curtain on what’s happening with student loans right now. We're talking about the current state of federal programs, what's working, what's not, and where things might be headed — especially for those of you dealing with big debt loads from professional and graduate programs. If y…

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Should Physicians Invest in Bonds? 26:32

8d ago26:32

26:32

In this episode of Money Meets Medicine, Justin Harvey and Dr. Jimmy Turner tackle a classic investing question: do high-earning physicians really need bonds in their portfolio? They break down: Why Jimmy avoids bonds (less than 5% of his portfolio) and instead leans heavily on diversified index funds. When bonds can make sense, such as reducing vo…

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Will Some Folks Get Stuck with 30-Year IDR? 20:17

9d ago20:17

20:17

The new 30-year Repayment Assistance Plan (RAP) could be the only option for federal student loans after July 2026 — but even current borrowers aren’t safe if they don’t take action. Discover what moves to make to avoid getting stuck with decades of payments. Also, learn about new rules affecting Parent and Grad PLUS loans. If facing 30 years of st…

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Is Real Estate Bad for Doctors? 17:42

15d ago17:42

17:42

In this episode of Money Meets Medicine, Dr. Jimmy Turner and Justin Harvey tackle the hype around real estate investing for physicians. Despite years teaching personal finance, Jimmy reveals he owns zero real estate—and explains why that’s intentional. The duo explores the four major reasons real estate isn’t the right fit for Jimmy: It’s a Second…

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Will 50% of All Grad Programs Close? 28:49

16d ago28:49

28:49

There’s a controversial and urgent topic we have to talk about: the massive upheaval headed for graduate and professional education financing starting in the fall of 2026. With the recent passage of the “One Big Beautiful Bill Act,” federal borrowing for graduate programs will be drastically limited — meaning schools and students are about to face …

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Why Doctors Should Save Less and Spend More (Revisiting The 4% Rule) 19:44

22d ago19:44

19:44

In this episode of the Money Meets Medicine podcast, hosts Dr. Jimmy Turner and Justin Harvey discuss the potential to spend more money in retirement with less savings, challenging traditional financial independence norms, particularly the well-known 4% rule from the Trinity study. They explore a new study suggesting the safe withdrawal rate could …

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What is the Student Loan Refi Ladder Strategy? 34:28

23d ago34:28

34:28

The student loan refi ladder is a clever strategy that’ll help you tackle your debt without wrecking your cash flow. We haven’t talked about this much in recent years because of student loan payment and interest pauses, but with the One Big Beautiful Bill Act stripping protections from federal student loan borrowers, now is the time to decide betwe…

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One Big Beautiful Bill Impact on Your Finances 32:35

29d ago32:35

32:35

In the latest episode of the Money Meets Medicine podcast, hosts Justin Harvey and Dr. Jimmy Turner discuss the potential effects of the 'one big beautiful bill' on physicians' personal finances. They highlight important aspects such as changes to student loan borrowing limits, auto loan interest deductions, and salt tax changes that could affect b…

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The Unfortunate Reason Why Your Salary Will Probably Go up a Lot This Decade 25:31

30d ago25:31

25:31

Big shifts are coming to student loans starting July 2026. If you’re carrying six figures of debt or even thinking about grad school, you’ll definitely want to hear this one. Unlimited loans are out, so pricey grad programs might not be as easy to join. Sounds scary, right? But this shift could actually work in your favor. Fewer students funneled i…

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Why You Shouldn't Invest in Bitcoin (Part 3) 35:23

1M ago35:23

35:23

In this solo episode of the Money Meets Medicine podcast, Dr. Jimmy Turner dives into various aspects of Bitcoin, including breaking down common criticisms and questions about the cryptocurrency. He discusses its security, value, and the reasons why he decided to invest in Bitcoin. Jimmy addresses concerns such as Bitcoin's intrinsic value, securit…

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How Much Do Big Ticket Items Cost When You’re Doing Forgiveness? 8:33

1M ago8:33

8:33

Ever stop and think about how much that new car, kitchen remodel, or shiny toy really costs you — not just in dollars, but in hours, days, or even months of your life? We’re digging into what big-ticket spending looks like when you’re on an income-driven repayment plan that’s already taking 10–15% of your paycheck. We’ll show you how to reframe tho…

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5 Reasons I Invest in Bitcoin (Part 2) 40:11

1M ago40:11

40:11

In this episode, Dr Jimmy Turner discusses why he decided to invest in bitcoin from a purely investment standpoint. And - if you stick around until the end of the episode - he even talks specifically through how I invest in Bitcoin (in other words what services etc I use to do so). We discuss outsized returns, the problems it solves, what would hap…

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Mega Listener Mailbag Q&A 57:30

1M ago57:30

57:30

Over the past few weeks, we’ve been collecting your questions, and wow… you did not hold back. We’re answering as many as we can fit in one episode, covering topics like forgiveness deadlines, confusing recertification rules, and loan servicers who seem to speak in riddles. You’ll hear from people on the brink of PSLF forgiveness, parents in the mi…

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I Sold My Car for Bitcoin 38:59

2M ago38:59

38:59

In this first episode in a three part series, host Dr. Jimmy Turner discusses why he sold his Cadillac Blackwing and bought Bitcoin. He talks about the use cases of bitcoin he finds most interesting and dives into some of the basics behind why he views it as a worthwhile part of this portfolio. Specifically, Jimmy discusses digital sovereignty, tru…

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Existing Borrowers are Okay. Future Ones I’m Worried About 29:50

2M ago29:50

29:50

After months of student loan chaos, there’s clarity: If you’re already borrowing, you’ll probably be okay, though keep an eye out for some plan changes. But for anyone planning to borrow after July 2026, the picture gets a lot murkier. Higher payments, tighter loan limits, and longer repayment terms could reshape graduate and professional education…

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Financial Burdens of Aging Parents 38:56

2M ago38:56

38:56

Have you ever thought about what it would cost to take care of your parents as they get older, or are you in the midst of it now? That's exactly what Dr. Jimmy Turner and Dr. Rebecca Tapia discuss on this episode of Money Meets Medicine. On this show, the hosts dive into the cost of aging parents, potential burdens that may be faced (both those tha…

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Reflections on the SAVE Forbearance Ending 21:57

2M ago21:57

21:57

The SAVE plan’s payment forbearance is supposed to stick around through 2028, but that’s looking unlikely. Here’s why we think the clock’s ticking on SAVE, what the latest lawsuit could mean for the plan’s future, and how new legislation is tightening the rules on forbearance across the board. You’ll find out what this shift means if you’re current…

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Is Fellowship Worth the ROI? 21:33

2M ago21:33

21:33

Fellowship isn't for every resident physician to pursue, but for some it makes sense... but does it make financial sense? That is what Dr. Jimmy Turner and co-host Justin Harvey CFP discuss in this episode of Money Meets Medicine. The financial implications of pursuing a fellowship. Is it worth the return on investment? If you are looking to get yo…

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What We Think Comes Next for Borrowers (with Special Guest Stanley Tate) 44:59

2M ago44:59

44:59

Student loan lawyer Stanley Tate joins us to tackle the big question we’re all asking: what’s actually happening with student loans right now? We’re exploring the latest legislative changes, what they mean for your repayment strategy, and why Parent PLUS borrowers are especially freaking out. We talk through everything from the COVID payment chaos …

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Jimmy's Worst Financial Mistakes 35:56

2M ago35:56

35:56

In this episode of Money Meets Medicine, the host Dr. Jimmy Turner discusses some of his worst financial mistakes and what he learned from each mistake so that others don't have to do the same. Specifically, he discusses mistakes with student loans, Jimmy's journey leaving the white coat investor network after becoming one of the four original part…

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End of the SAVE Forbearance 16:34

2M ago16:34

16:34

If you’ve been riding the SAVE Plan forbearance wave, a big shift is headed your way. The Department of Education announced that the SAVE forbearance will officially end on August 1, 2025. That means interest starts ticking again, and borrowers will be pushed to switch repayment plans. Most will be steered toward the old Income-Based Repayment (IBR…

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Firing Your Financial Advisor 27:06

3M ago27:06

27:06

In this episode of the Money Meets Medicine podcast, hosted by Dr. Jimmy Turner and his co-host Justin Harvey, they discuss the potential financial consequences of sticking with the wrong financial advisor during one's career and retirement. They emphasize the importance of financial literacy for physicians, highlighting three groups of doctors bas…

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What the One Big Beautiful Bill Act Means for You 25:52

3M ago25:52

25:52

Some parts of the One Big Beautiful Bill Act are pretty rough for borrowers, but believe it or not, it could’ve been way worse — you can thank the Senate parliamentarian for blocking the worst of it. We’ll walk you through what’s changing, what’s staying the same, and what you need to start planning for now. This is your clear, practical guide to u…

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The Retirement Math Hack 25:06

3M ago25:06

25:06

In this episode, hosts Justin Harvey CFP and Dr. Jimmy Turner discuss the financial strategy revealing that $10,000 of income in retirement is equivalent to having $250,000 in retirement savings. They explore how physicians can plan for retirement, potentially requiring less money by generating passive income sources. The discussion includes the FI…

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Senate Parliamentarian Drops a Bombshell Ruling 21:12

3M ago21:12

21:12

“Senate parliamentarian” isn’t exactly a household name, but her latest ruling is huge news for anyone with student debt. Learn what her surprise decision means for the Big Beautiful Bill Act and how it could shape repayment plans and forgiveness programs. You’ll find the specifics of what this means if you’re a Parent PLUS borrower, in dental and …

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Financial Milestones to Celebrate 30:08

3M ago30:08

30:08

Dr. Jimmy Turner and co-host Justin Harvey reflect on the major financial milestones that doctors often aim for—and why tracking progress matters so much for financial motivation, clarity, and well-being. Join in as they tackle net worth goals, how Jimmy paid off $200,000 in student loans, and other milestones worth celebrating on the physician fin…

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What Does the Reform Bill Mean for Married Borrowers? 27:56

3M ago27:56

27:56

If you're married, there’s a lot to consider in the latest student loan reform proposals. Discover what the changes being debated in Congress could mean for married borrowers, including the potential loss of “married filing separately” as a repayment strategy and how the new Repayment Assistance Plan (RAP) might affect your monthly payments. If you…

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Fighting Burnout with Financial Independence 29:57

3M ago29:57

29:57

What if I made you pick the one priority that was above all others? And how does money help us actually live that out? In this episode Dr. Jimmy Turner talks with Justin Harvey CFP about his journey through burnout, cutting back from medicine, and eventually coming back to full-time medicine after sorting it all out. What has he learned? How did pe…

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The Senate Student Loan Bill Is Much Worse Than Expected 12:45

3M ago12:45

12:45

The Senate just dropped its version of the student loan reform bill, and let’s just say… it’s not great. In fact, it’s worse than expected, especially if you have six-figure student debt, Parent PLUS loans, or are a future student. Learn what’s at stake, how it could completely reshape repayment options, and who (besides private lenders) might come…

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Leasing versus Buying a Car 22:56

4M ago22:56

22:56

In this episode of the Money Meets Medicine podcast, hosts Justin Harvey and Dr. Jimmy Turner delve into the considerations physicians should make when deciding to lease or buy a car. The episode explores personal anecdotes, financial implications, and practical advice on car ownership. Dr. Turner discusses his experiences with owning multiple cars…

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Why Lowering AGI Is More Important Than Ever 21:08

4M ago21:08

21:08

If the GOP reform bill moves forward, lowering your adjusted gross income (AGI) won’t just be helpful, it’ll be more important than ever for student loan borrowers. We explore what could change, who’s most at risk, and what steps you can take to protect your paycheck. From maxing out pre-tax retirement contributions and HSAs to leveraging self-empl…

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Making Disability Insurance Affordable 45:59

4M ago45:59

45:59

In this episode Dr. Jimmy Turner and Michael Kittner discuss how to make disability insurance more affordable, particularly while in training. They also cover certain kinds of guaranteed standard issue disability insurance policies that only exist while in training - and why it is a catastrophic financial mistake for a lot of doctors if they wait u…

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Listener Q&A: What Could This New Bill Mean? 40:24

4M ago40:24

40:24

Get real answers to real questions student loan borrowers are asking about PSLF processing delays, confusing buyback calculations, switching repayment plans, and trying to understand how recent legislation might affect their loans. You’ll get the latest updates on what’s happening behind the scenes and what those changes could mean for you. We also…

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Inheriting Money - good, bad, and ugly 24:43

4M ago24:43

24:43

In this episode of the Money Meets Medicine podcast, Dr. Jimmy Turner and co-host Justin Harvey CFP discuss various implications and strategies regarding sudden inheritance of assets, including vehicles, cash, stocks, and trusts. They emphasize the importance of strategic financial planning and timely decision-making to optimize tax benefits, avoid…

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Future of Student Loans Now Depends on the Senate 18:35

4M ago18:35

18:35

Student loan reform just cleared the House in what’s officially called the “One, Big, Beautiful Bill.” If it becomes law, it could overhaul repayment into just two plans: the Old IBR plan and a new Repayment Assistance Plan (RAP) that scales payments between 1% and 10% of income over 30 years. But nothing is final. The next step is the Senate, wher…

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Getting on the Same Financial Page with OtherSide Med 46:10

4M ago46:10

46:10

In this episode, host Dr. Jimmy Turner interviews Dr. Hannah Thompson and her husband, Chris Herring, from OtherSide Med. They talk about handling finances in residency, getting on the same page with your spouse financially which applies to more than just those in training. And we're even gonna touch on disability insurance and Hannah's journey and…

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Who Would Switch to the “RAP” Plan? 17:40

4M ago17:40

17:40

The Repayment Assistance Plan, aka RAP, is another student loan overhaul, and people have a lot of questions. Learn what this plan actually is, why it matters right now, and the real chances of it becoming law. If you're wondering when or if you could switch to this plan, we've got you covered. The RAP might completely change how student loan repay…

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Why Doctors Should Save Less Money 27:51

4M ago27:51

27:51

In this episode, Dr. Jimmy Turner and Justin Harvey CFP discuss a common journey from financial independence, retire early (FIRE) to Die with Zero mentalities as doctors learn more about money and have more lived experience. They discuss specific tools to help you determine what you should be spending money on (and how much), financial arrival fall…

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Scenarios for the Republican Student Loan Bill 26:44

5M ago26:44

26:44

The Republican student loan bill is gaining steam and could seriously impact your repayment strategy. Let me break it down for you: undergrads might actually see some benefits here, but if you've got grad school debt? You might want to sit down for this one. Current borrowers won't get hit as hard as future ones, but painful changes could be on the…

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Endings, Beginnings, and the Next Chapter for SLP Wealth 1:43

5M ago1:43

1:43

Guess what? We are moving this Friday episode over to the new Financially Free Era podcast! It is the next step to your financial planning journey after your student loan plan has been tackled with us here at Student Loan Planner. We hope this new show will answer your questions of: What else do I need to do? What else can I do to optimize my savin…

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3 reasons every doctor should consider locum tenens work 39:18

5M ago39:18

39:18

In this episode, Dr. Jimmy Turner and Dr. Kirk Heath talk all things locum tenens, physician entrepreneurship, and how financial independence helps doctors practice medicine on their terms. They discuss Kirk's journey from practicing full-time as a surgeon in a private practice setting to his journey into locums. They take a deep dive into how locu…

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Why Your Savings Rate Is Probably Too High 19:49

5M ago19:49

19:49

Can “save more” be bad advice? We’re pulling back the curtain on something financial advisors rarely discuss: how saving too much can harm your quality of life. We'll unpack the uncomfortable truth about how all professions, including my own, handle potential conflicts of interest. This isn't about vilifying financial planning — it's about making s…

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Put the Fam On Payroll: Tax Hacks For Business Owners 39:49

5M ago39:49

39:49

Want to keep more money in the family? Hiring family members in your business can translate into some big tax savings — and set your kids up to get ahead with their own savings. Fresh off tax season, we explore the ins and outs of putting kids and spouses on the payroll, weighing the pros and cons, and sharing actionable tips for business owners lo…

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Emergency Pod: New IBR and PAYE Under Threat in New GOP Bill 17:10

5M ago17:10

17:10

House GOP has proposed a new bill that would radically reshape student loans for years to come. But it would also impact existing borrowers too if were to pass.

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Tariffs and Tanking Markets 31:21

5M ago31:21

31:21

In this episode of the 'Money Meets Medicine' podcast, hosts Dr. Jimmy Turner and Justin Harvey discuss strategies for managing personal finances during market downturns, specifically focusing on the impact of recent tariffs imposed by Trump in April 2025. They emphasize the importance of having a solid investment plan and understanding market hist…

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Listener Q’s About SAVE, Buyback, Debt Payoff and More 52:02

5M ago52:02

52:02

Got student loan questions weighing on you? You're definitely not alone. This week, we're opening up the Student Loan Planner mailbag to tackle some of the most pressing issues borrowers are facing. Should you switch IDR plans? Is Public Service Loan Forgiveness (PSLF) buyback the right move? We also address the very real frustrations with federal …

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Quarterly Taxes for High Earners: What, Why and How To Plan Ahead 26:54

5M ago26:54

26:54

Tax season might be in the rearview mirror, but if you're self-employed or earn income outside of a regular paycheck, quarterly estimated taxes are still very much on your radar. We’re showing you how it all fits together — what they are, who needs to pay them, and how to calculate what you owe. Learn key dates to remember, simple ways to estimate …

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Music and Medicine with Dr. Ben Vipler and Dr. Sam Porter 31:09

5M ago31:09

31:09

This episode is sponsored by Locumstory. Your source for all things locums. --- Ben and Sam are doctors who don’t just heal with medicine—they create with music. In this episode, they talk about their parallel paths from the East Coast to Colorado, their shared musical background, and how they balance both call schedules and band rehearsals. Sam sh…

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Major Accident at ED About Married Filing Separate 17:02

5M ago17:02

17:02

The Department of Education dropped a bombshell announcement that would've killed a loophole strategy many of you use to keep your student loan payments manageable, only for the agency to quickly walk it back after public outcry. What actually happened? Was this ED deliberately trying to break the law and eliminate the married filing separate optio…