Best Studentdebt Podcasts (2025)

1
Jimmy Changes Jobs (Academics to Private Practice) 34:56

Play Pause

5d ago34:56

34:56

In this episode of "Money Meets Medicine," Dr. Jimmy Turner shares his journey transitioning from nearly 20 years at Wake Forest to a private practice role at Iredell Memorial Hospital. He and host Justin Harvey discuss the professional, financial, and personal factors behind the move, including healthcare consolidation, contract negotiation, and w…

1
Holiday Encouragement for Borrowers 12:26

2d ago12:26

12:26

The holidays can stir up a lot of stress, especially when student loans are still hanging over your head. In this episode, I want to slow things down and offer some perspective. We talk about why extreme frugality isn't required to build wealth, why "rich enough" beats "obscenely rich," and how your education and earning power already put you in a …

1
End of Year Financial Tasks 34:35

12d ago34:35

34:35

In this episode of "Money Meets Medicine," Dr. Jimmy Turner and Justin Harvey CFP share a comprehensive year-end financial checklist for physicians. They discuss maximizing contributions to tax-advantaged accounts, coordinating retirement savings during job transitions, managing tax withholdings and 1099 income, and optimizing investment portfolios…

1
SAVE Lawsuit Settlement and What It Means 20:24

9d ago20:24

20:24

The SAVE plan is officially dead. Learn what the SAVE lawsuit settlement actually says (not the rumors), who really needs to pay attention right now, and what you should do next. We walk through why millions of people are still stuck in SAVE forbearance, what repayment plans are actually available going forward, and how upcoming rulemaking could re…

1
The 401(k) Vigilante: Are Hidden Retirement Fees Stealing Doctors’ Money? (Paul Sippil) 48:16

19d ago48:16

48:16

In this episode of the Money Meets Medicine podcast, host Dr. Jimmy Turner talks with Paul Sippil, a forensic retirement consultant known as the '401k vigilante.' The discussion focuses on the hidden, layered, and unnecessary fees often found in 401k and 403b plans that cost participants thousands over time. They explore the technical aspects of th…

1
IBR Problems and How to Fix Them 17:39

16d ago17:39

17:39

Income-Based Repayment has turned into a maze for a lot of borrowers, from unexpected forbearances to confusing "partial financial hardship" determinations that don't add up. Learn why so many borrowers are stuck in SAVE forbearance, what's really going on with IBR denials, and what the Department of Education says it's going to fix by early 2026. …

1
Tax Loss Harvesting $35,000 (Jimmy's Financial Wins) 34:39

26d ago34:39

34:39

This is the 250th episode of the Money Meets Medicine podcast! What better way to celebrate than to talk about Jimmy's financial journey over the last 8 years since finishing training. In this episode, Jimmy shares some of his family's personal financial milestones and some recent financial wins, including a big tax loss harvesting event. Topics di…

1
Introducing the Student Loan Planner Community 15:16

23d ago15:16

15:16

We've been working on something big behind the scenes, and today I finally get to share it. We launched the SLP Insiders app, a dedicated community built for borrowers who want clarity, connection, and a calm place to ask questions without getting pulled into the noise of social media. Learn why we built it, who it's for, and how it can help you st…

1
The IUL Lawsuit Every Physician Investor Should Know About 23:21

1M ago23:21

23:21

NASCAR star Kyle Busch is suing Pacific Life after losing millions in a complex index universal life (IUL) insurance strategy—and the lessons for physicians are huge. In this episode, Dr. Jimmy Turner and Justin Harvey break down what happened, why complexity and “trust-based” sales tactics so often burn high-income professionals, and how to protec…

1
Tax-Free Forgiveness Strategies 38:34

1M ago38:34

38:34

A lot of borrowers are wondering how to get their loans forgiven without getting crushed by taxes later, especially with that 2026 tax-free forgiveness deadline creeping closer. In this episode, I walk through the lesser-known ways forgiveness can be tax-free, how timing affects whether you owe anything, and what thoughtful planning looks like if y…

1
Physician Real Estate Syndications Gone Wrong: Affinity Fraud, Capital Calls, & How to Protect Yourself 24:51

1M ago24:51

24:51

In this episode of the Money Meets Medicine podcast hosted by Justin Harvey and Dr. Jimmy Turner, the discussion centers on recent developments in physician finance, particularly around real estate syndication deals and capital calls. Dr. Turner delves into the financial pitfalls and lessons from particular real estate investments targeted at physi…

1
Future of PAYE, SAVE and RAP with Stanley Tate 51:21

1M ago51:21

51:21

Listen in as I sit down with my good friend and one of the sharpest legal minds in the student loan world, Stanley Tate. We walk through the latest PSLF battles, what the SAVE-forbearance mess really means for your timeline, and how the coming transition to RAP and old-school IBR could reshape repayment for millions of borrowers. We also get into P…

1
1099 vs W2 for Physicians: How to Compare Offers, Taxes, Benefits, and Real Take-Home Pay 28:18

2M ago28:18

28:18

In this episode of "Money Meets Medicine," hosts Justin Harvey and Dr. Jimmy Turner discuss the financial pros and cons of working as a 1099 independent contractor versus a W-2 employee, focusing on tax implications, benefits, and administrative responsibilities. The hosts emphasize the need for professional financial guidance and encourage listene…

1
Reflections on 9 Years of Helping Borrowers 41:22

1M ago41:22

41:22

We've hit 400 episodes. That's hundreds of hours helping borrowers make sense of one of the most complicated (and emotional) parts of personal finance. In this milestone episode, I sit down with Lauryn Williams, CFP®, CSLP®, AFC®, one of our longest-serving planners and a key part of SLP since 2018. Together, we look back on how it all started — a …

1
Should You Refinance Your Mortgage After the Fed Rate Cuts? How to Know When It Actually Makes Sense 24:01

2M ago24:01

24:01

The Fed just cut interest rates — but does that mean YOU should refinance your mortgage or student loans? In this episode, Jimmy and Justin break down how rate cuts actually impact real life borrowing costs, what the media gets wrong about “market reactions,” and when refinancing actually makes financial sense. We walk through what break-even math …

1
PSLF Employer Bans + New Regulations Coming Out 19:45

2M ago19:45

19:45

Public Service Loan Forgiveness could look very different if the new proposed rules move forward. The Trump administration is exploring ways to strip PSLF eligibility from employees of organizations the administration doesn't like. That could mean hospitals, nonprofits, or legal aid groups suddenly losing access to forgiveness — with no way for emp…

1
Why Financial Literacy Should Be Mandated by the ACGME 36:14

2M ago36:14

36:14

In this episode of the Money Meets Medicine podcast, hosts Dr. Jimmy Turner and Justin Harvey discuss how financial burdens impact medical professionals' personal lives, academic performance, and career decisions. They explore various studies that demonstrate these effects, covering topics such as increased stress levels, delayed life decisions lik…

1
Who Has To Worry After the AFT Lawsuit Settlement? 16:08

2M ago16:08

16:08

The AFT lawsuit settlement with the Department of Education is one of the biggest updates in months for borrowers on income-driven repayment. You'll learn how this settlement unfreezes stalled forgiveness applications, who's protected under the new rules, and the key deadlines you can't afford to miss. I also explain why the 2026 "tax bomb" is back…

1
Investing locally, non-competes, and inheritances 25:58

2M ago25:58

25:58

In this episode of Money Meets Medicine podcast, hosts Dr. Jimmy Turner and Justin Harvey discuss the importance of understanding non-compete clauses in physician contracts and strategies for negotiating favorable terms. They answer listener questions covering investment options outside of traditional index funds, including local investments, real …

1
Will PSLF Buyback Actually Last? 23:35

2M ago23:35

23:35

Worried PSLF Buyback might vanish before you qualify? Let's dig into the Public Service Loan Forgiveness (PSLF) Buyback program — how it works, why it exists, whether it's likely to stick around, and how to position yourself if the rules change. You'll also hear my take on listener questions covering repayment plans SAVE vs. IBR, joint vs. separate…

1
Is Your Emergency Fund Too Big (Updated)? 26:57

2M ago26:57

26:57

What if your emergency fund is actually too big? In this week’s episode, Dr. Jimmy Turner and Justin Harvey tackle that question — plus a few more from listeners in another grab-bag style show that blends practical advice with behavioral finance insights. Specifically they tackle: When to Drop Life & Disability Insurance: How to decide if you’re tr…

1
Is Your Emergency Fund Too Big? 26:57

2M ago26:57

26:57

What if your emergency fund is actually too big? In this week’s episode, Dr. Jimmy Turner and Justin Harvey tackle that question — plus a few more from listeners in another grab-bag style show that blends practical advice with behavioral finance insights. Specifically they tackle: When to Drop Life & Disability Insurance: How to decide if you’re tr…

1
The 5 Tiers by Profession for Debt to Income Ratio 19:26

2M ago19:26

19:26

When someone asks whether a certain degree is "worth it," there's finally some data to answer that. We analyzed debt-to-income ratios across dozens of professions from our survey of over 8,000 high-income professionals, and the results tell a pretty clear story about who's managing student debt well — and who's getting squeezed. I'll also share a f…

1
How Money Stories Shape Wealth (and Jimmy Turns 40) 29:20

3M ago29:20

29:20

By Justin Harvey CFP, Dr. Jimmy Turner

1
Top 10 Fears People Have About the Future of Their Profession 29:33

3M ago29:33

29:33

Feeling anxious about where your career's headed? You're definitely not alone. We surveyed over 8,000 high-income professionals and asked what's keeping them up at night about their profession in 2025. The answers were eye-opening — but also pretty relatable. We're covering the top 10 fears that come up again and again. If you're a doctor, dentist,…

1
Open Enrollment: HSAs, 401(k)s, and Pensions Explained 27:38

3M ago27:38

27:38

It’s open enrollment season—Dr. Jimmy Turner and Justin Harvey CFP break down HSAs, retirement plan changes, and pensions to help physicians make smarter benefit decisions without the overwhelm. Looking for disability insurance? Get it from a source you can trust here at Money Meets Medicine Disability Insurance (https://moneymeetsmedicine.com/disa…

1
What's the Best Profession for Big Incomes vs. Student Loan Balances? (Survey Results) 25:40

3M ago25:40

25:40

Ever wondered how your income and student debt stack up against others in your field? We're dropping the results from our biggest survey yet – over 8,000 high-income professionals spilled the tea on their finances, and some of these numbers are pretty eye-opening. Find out which careers are getting crushed by student loans and which ones are actual…

1
Rollovers, SEP IRAs, and Saving a Down Payment 28:46

3M ago28:46

28:46

In this episode of Money Meets Medicine, Dr. Jimmy Turner and Justin Harvey answer listener-submitted questions about what to do with your money when you switch jobs or retire. Topics include: • Old Employer Plans: Should you roll over a 401(k)/403(b) to your new employer plan, leave it, or move it to an IRA? They explain how each option impacts yo…

1
Behind the Scenes: Live from FinCon 2025 16:21

3M ago16:21

16:21

Join us for a special live recording from FinCon as we pull back the curtain on what's happening with student loans right now. We're talking about the current state of federal programs, what's working, what's not, and where things might be headed — especially for those of you dealing with big debt loads from professional and graduate programs. If y…

1
Should Physicians Invest in Bonds? 26:32

3M ago26:32

26:32

In this episode of Money Meets Medicine, Justin Harvey and Dr. Jimmy Turner tackle a classic investing question: do high-earning physicians really need bonds in their portfolio? They break down: Why Jimmy avoids bonds (less than 5% of his portfolio) and instead leans heavily on diversified index funds. When bonds can make sense, such as reducing vo…

1
Will Some Folks Get Stuck with 30-Year IDR? 20:17

3M ago20:17

20:17

The new 30-year Repayment Assistance Plan (RAP) could be the only option for federal student loans after July 2026 — but even current borrowers aren't safe if they don't take action. Discover what moves to make to avoid getting stuck with decades of payments. Also, learn about new rules affecting Parent and Grad PLUS loans. If facing 30 years of st…

1
Is Real Estate Bad for Doctors? 17:42

4M ago17:42

17:42

In this episode of Money Meets Medicine, Dr. Jimmy Turner and Justin Harvey tackle the hype around real estate investing for physicians. Despite years teaching personal finance, Jimmy reveals he owns zero real estate—and explains why that’s intentional. The duo explores the four major reasons real estate isn’t the right fit for Jimmy: It’s a Second…

1
Will 50% of All Grad Programs Close? 28:49

4M ago28:49

28:49

There's a controversial and urgent topic we have to talk about: the massive upheaval headed for graduate and professional education financing starting in the fall of 2026. With the recent passage of the "One Big Beautiful Bill Act," federal borrowing for graduate programs will be drastically limited — meaning schools and students are about to face …

1
Why Doctors Should Save Less and Spend More (Revisiting The 4% Rule) 19:44

4M ago19:44

19:44

In this episode of the Money Meets Medicine podcast, hosts Dr. Jimmy Turner and Justin Harvey discuss the potential to spend more money in retirement with less savings, challenging traditional financial independence norms, particularly the well-known 4% rule from the Trinity study. They explore a new study suggesting the safe withdrawal rate could …

1
What is the Student Loan Refi Ladder Strategy? 34:28

4M ago34:28

34:28

The student loan refi ladder is a clever strategy that'll help you tackle your debt without wrecking your cash flow. We haven't talked about this much in recent years because of student loan payment and interest pauses, but with the One Big Beautiful Bill Act stripping protections from federal student loan borrowers, now is the time to decide betwe…

1
One Big Beautiful Bill Impact on Your Finances 32:35

4M ago32:35

32:35

In the latest episode of the Money Meets Medicine podcast, hosts Justin Harvey and Dr. Jimmy Turner discuss the potential effects of the 'one big beautiful bill' on physicians' personal finances. They highlight important aspects such as changes to student loan borrowing limits, auto loan interest deductions, and salt tax changes that could affect b…

1
The Unfortunate Reason Why Your Salary Will Probably Go up a Lot This Decade 25:31

4M ago25:31

25:31

Big shifts are coming to student loans starting July 2026. If you're carrying six figures of debt or even thinking about grad school, you'll definitely want to hear this one. Unlimited loans are out, so pricey grad programs might not be as easy to join. Sounds scary, right? But this shift could actually work in your favor. Fewer students funneled i…

1
Why You Shouldn't Invest in Bitcoin (Part 3) 35:23

4M ago35:23

35:23

In this solo episode of the Money Meets Medicine podcast, Dr. Jimmy Turner dives into various aspects of Bitcoin, including breaking down common criticisms and questions about the cryptocurrency. He discusses its security, value, and the reasons why he decided to invest in Bitcoin. Jimmy addresses concerns such as Bitcoin's intrinsic value, securit…

1
How Much Do Big Ticket Items Cost When You're Doing Forgiveness? 8:33

4M ago8:33

8:33

Ever stop and think about how much that new car, kitchen remodel, or shiny toy really costs you — not just in dollars, but in hours, days, or even months of your life? We're digging into what big-ticket spending looks like when you're on an income-driven repayment plan that's already taking 10–15% of your paycheck. We'll show you how to reframe tho…

1
5 Reasons I Invest in Bitcoin (Part 2) 40:11

5M ago40:11

40:11

In this episode, Dr Jimmy Turner discusses why he decided to invest in bitcoin from a purely investment standpoint. And - if you stick around until the end of the episode - he even talks specifically through how I invest in Bitcoin (in other words what services etc I use to do so). We discuss outsized returns, the problems it solves, what would hap…

1
Mega Listener Mailbag Q&A 57:30

5M ago57:30

57:30

Over the past few weeks, we've been collecting your questions, and wow… you did not hold back. We're answering as many as we can fit in one episode, covering topics like forgiveness deadlines, confusing recertification rules, and loan servicers who seem to speak in riddles. You'll hear from people on the brink of PSLF forgiveness, parents in the mi…

1
I Sold My Car for Bitcoin 38:59

5M ago38:59

38:59

In this first episode in a three part series, host Dr. Jimmy Turner discusses why he sold his Cadillac Blackwing and bought Bitcoin. He talks about the use cases of bitcoin he finds most interesting and dives into some of the basics behind why he views it as a worthwhile part of this portfolio. Specifically, Jimmy discusses digital sovereignty, tru…

1
Existing Borrowers are Okay. Future Ones I'm Worried About 29:50

5M ago29:50

29:50

After months of student loan chaos, there's clarity: If you're already borrowing, you'll probably be okay, though keep an eye out for some plan changes. But for anyone planning to borrow after July 2026, the picture gets a lot murkier. Higher payments, tighter loan limits, and longer repayment terms could reshape graduate and professional education…

1
Financial Burdens of Aging Parents 38:56

5M ago38:56

38:56

Have you ever thought about what it would cost to take care of your parents as they get older, or are you in the midst of it now? That's exactly what Dr. Jimmy Turner and Dr. Rebecca Tapia discuss on this episode of Money Meets Medicine. On this show, the hosts dive into the cost of aging parents, potential burdens that may be faced (both those tha…

1
Reflections on the SAVE Forbearance Ending 21:57

5M ago21:57

21:57

The SAVE plan's payment forbearance is supposed to stick around through 2028, but that's looking unlikely. Here's why we think the clock's ticking on SAVE, what the latest lawsuit could mean for the plan's future, and how new legislation is tightening the rules on forbearance across the board. You'll find out what this shift means if you're current…

1
Is Fellowship Worth the ROI? 21:33

5M ago21:33

21:33

Fellowship isn't for every resident physician to pursue, but for some it makes sense... but does it make financial sense? That is what Dr. Jimmy Turner and co-host Justin Harvey CFP discuss in this episode of Money Meets Medicine. The financial implications of pursuing a fellowship. Is it worth the return on investment? If you are looking to get yo…

1
What We Think Comes Next for Borrowers (with Special Guest Stanley Tate) 44:59

5M ago44:59

44:59

Student loan lawyer Stanley Tate joins us to tackle the big question we're all asking: what's actually happening with student loans right now? We're exploring the latest legislative changes, what they mean for your repayment strategy, and why Parent PLUS borrowers are especially freaking out. We talk through everything from the COVID payment chaos …

1
Jimmy's Worst Financial Mistakes 35:56

6M ago35:56

35:56

In this episode of Money Meets Medicine, the host Dr. Jimmy Turner discusses some of his worst financial mistakes and what he learned from each mistake so that others don't have to do the same. Specifically, he discusses mistakes with student loans, Jimmy's journey leaving the white coat investor network after becoming one of the four original part…

1
End of the SAVE Forbearance 16:34

6M ago16:34

16:34

If you've been riding the SAVE Plan forbearance wave, a big shift is headed your way. The Department of Education announced that the SAVE forbearance will officially end on August 1, 2025. That means interest starts ticking again, and borrowers will be pushed to switch repayment plans. Most will be steered toward the old Income-Based Repayment (IBR…

1
Firing Your Financial Advisor 27:06

6M ago27:06

27:06

In this episode of the Money Meets Medicine podcast, hosted by Dr. Jimmy Turner and his co-host Justin Harvey, they discuss the potential financial consequences of sticking with the wrong financial advisor during one's career and retirement. They emphasize the importance of financial literacy for physicians, highlighting three groups of doctors bas…