In today’s Breakfast Club, Owen Lee broke down why a potential rollback of the CFPB’s loan officer compensation rule—something many originators think they want—could actually be catastrophic for the industry. While it sounds freeing to allow LO comp flexibility, Owen explains that without a complete overhaul of the rule itself, simply eliminating enforcement could set loan officers up for future lawsuits and financial pain.

He dives into how the CFPB is quietly opening the door to possible changes via an advanced notice of proposed rulemaking and what that could mean for comp structures. If you’re a loan officer who wants more control over your pay or has ever been frustrated by the current restrictions—this is a must watch conversation with critical insights about what’s coming and what to watch out for.

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