Decoder is a show from The Verge about big ideas — and other problems. Verge editor-in-chief Nilay Patel talks to a diverse cast of innovators and policymakers at the frontiers of business and technology to reveal how they’re navigating an ever-changing landscape, what keeps them up at night, and what it all means for our shared future.
…
continue reading
Content provided by Safer Retirement Radio, Brian Decker - Owner, and Founder - Decker Retirement Planning. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Safer Retirement Radio, Brian Decker - Owner, and Founder - Decker Retirement Planning or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.
Player FM - Podcast App
Go offline with the Player FM app!
Go offline with the Player FM app!
Navigating IRA Tax Traps & Powerful Roth Conversion Strategies | Episode 135
MP3•Episode home
Manage episode 495240266 series 2138011
Content provided by Safer Retirement Radio, Brian Decker - Owner, and Founder - Decker Retirement Planning. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Safer Retirement Radio, Brian Decker - Owner, and Founder - Decker Retirement Planning or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.
Join Brian J. Decker and Marc Knauss, CFP(R) on this week’s episode of Safer Retirement Radio as they uncover why your traditional IRA might be a tax “loan” to the IRS—and how smart Roth conversion planning can turn the tables in your favor. From real-world illustrations of IRA tax bills topping $1.4 million to step-by-step guidance on: IRA Inefficiency: How deferral becomes a hefty tax liability for you —and your heirs Roth Conversions: Why paying taxes now can yield tax-free growth and a far larger legacy Medicare IRMAA: How distributions affect your Medicare premiums (and how to avoid spikes) Advanced Strategies: QDRO “happy divorces,” donor-advised funds, dynasty trusts, cost-segregation for real estate, and more Whether you’re retired or close to retirement, the right tax plan can boost your retirement income, protect against future rate hikes, and maximize what you pass on. Tune in and discover: Real numbers: $1 million IRA → $1.4 million paid to the IRS vs. $319 000 with a Roth plan When and how to convert for maximum impact Estate-planning moves to shelter assets from both income and estate taxes 🔗 Resources & Links: • Download “The Decker Approach to Retirement Planning”: https://deckerretirementplanning.com/ • Safer Retirement Education: https://deckerretirementplanning.com/education • Schedule a no-cost tax analysis: 833-707-3030
…
continue reading
112 episodes
MP3•Episode home
Manage episode 495240266 series 2138011
Content provided by Safer Retirement Radio, Brian Decker - Owner, and Founder - Decker Retirement Planning. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Safer Retirement Radio, Brian Decker - Owner, and Founder - Decker Retirement Planning or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.
Join Brian J. Decker and Marc Knauss, CFP(R) on this week’s episode of Safer Retirement Radio as they uncover why your traditional IRA might be a tax “loan” to the IRS—and how smart Roth conversion planning can turn the tables in your favor. From real-world illustrations of IRA tax bills topping $1.4 million to step-by-step guidance on: IRA Inefficiency: How deferral becomes a hefty tax liability for you —and your heirs Roth Conversions: Why paying taxes now can yield tax-free growth and a far larger legacy Medicare IRMAA: How distributions affect your Medicare premiums (and how to avoid spikes) Advanced Strategies: QDRO “happy divorces,” donor-advised funds, dynasty trusts, cost-segregation for real estate, and more Whether you’re retired or close to retirement, the right tax plan can boost your retirement income, protect against future rate hikes, and maximize what you pass on. Tune in and discover: Real numbers: $1 million IRA → $1.4 million paid to the IRS vs. $319 000 with a Roth plan When and how to convert for maximum impact Estate-planning moves to shelter assets from both income and estate taxes 🔗 Resources & Links: • Download “The Decker Approach to Retirement Planning”: https://deckerretirementplanning.com/ • Safer Retirement Education: https://deckerretirementplanning.com/education • Schedule a no-cost tax analysis: 833-707-3030
…
continue reading
112 episodes
Alle afleveringen
×Welcome to Player FM!
Player FM is scanning the web for high-quality podcasts for you to enjoy right now. It's the best podcast app and works on Android, iPhone, and the web. Signup to sync subscriptions across devices.