Best Founder Decker Retirement Planning Podcasts (2025)

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Planning for Surviving Spouses: Estate Documents, Income Shifts, and Avoiding Costly Mistakes | Episode 138 55:58

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10d ago55:58

55:58

What really happens when one spouse passes away? In this episode of Safer Retirement Radio, Brian Decker and Arrin Wray break down one of retirement’s most difficult—but essential—topics: preparing financially and legally for the loss of a spouse.You’ll learn:- The must-have estate documents (wills, trusts, powers of attorney, and healthcare direct…

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Smarter Cash: Liquidity, Yield & Lower Volatility | Episode 137 55:59

19d ago55:59

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As the Fed flirts with rate cuts, many retirees face shrinking savings and money-market yields. In this episode, Brian Decker and Brad Geddes, CFP(R) break down DRP’s Cash Plus portfolio—built for 0–5 year dollars that need liquidity and low volatility, yet can aim higher than plain cash. They also cover how AI is changing principal-guaranteed inde…

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Sequence of Risk: Why Retirement Timing Can Make or Break Your Future | Episode 136 55:57

2M ago55:57

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In this week’s episode of Safer Retirement Radio, Brian Decker and Bradley Geddes, CFP(R) break down one of the most overlooked threats to retirement success—sequence of returns risk. What happens if you retire right before a market downturn? What if your portfolio strategy doesn’t account for market flatness or volatility?You’ll learn:Why traditio…

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Navigating IRA Tax Traps & Powerful Roth Conversion Strategies | Episode 135 55:59

2M ago55:59

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Join Brian J. Decker and Marc Knauss, CFP(R) on this week’s episode of Safer Retirement Radio as they uncover why your traditional IRA might be a tax “loan” to the IRS—and how smart Roth conversion planning can turn the tables in your favor. From real-world illustrations of IRA tax bills topping $1.4 million to step-by-step guidance on:IRA Ineffici…

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Compounding Risks in Retirement | Episode 134 55:57

2M ago55:57

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Join Brian Decker and Arrin Wray as they unpack the three “compounding risks” that can threaten your nest egg—and show you how to turn them into advantages:Why delaying taxes in a traditional IRA could cost you (and your heirs) over $1 million, and how proactive Roth conversions lock in today’s rates.Five proven inflation hedges—from planned cost-o…

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Advanced Estate Planning Strategies to Protect Your Legacy | Episode 133 55:58

3M ago55:58

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In Episode 133 of Safer Retirement Radio, Brian J. Decker and Marc Knauss, CFP(R) explore a suite of advanced estate planning strategies designed to help you protect, preserve, and pass on your wealth efficiently:State & Federal Estate Tax Planning: Using AB trusts, portability, and lifetime gifting exemptions to minimize state and federal estate t…

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Why the 4% Rule Could Be a Risky Move in Today’s Market | Episode 132 55:55

3M ago55:55

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Is the 4% rule still safe in a flat or volatile market? In this episode of Safer Retirement Radio, Brian Decker and Arrin Wray explain why traditional income strategies—like the 4% rule or “living off the interest”—may no longer work in today’s retirement landscape.You’ll learn:✅ How to build a laddered income plan using principal-guaranteed accoun…

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Risk Reduction in Retirement: Why the 4% Rule Fails and What to Do Instead | Episode 131 55:58

4M ago55:58

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In this episode of Safer Retirement Radio, Brian Decker and Marc Knauss, CFP(R) break down the myths and mistakes of traditional retirement strategies—and show you what to do instead.You’ll learn:Why the 4% rule often fails in flat or volatile marketsHow sequence of return risk can derail your incomeThe three key ways Decker Retirement Planning red…

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The Roth Conversion Myth: Why Delaying Could Cost You Millions | Episode 130 55:55

4M ago55:55

55:55

Think you'll be in a lower tax bracket when you retire? Think again. In this episode of Safer Retirement Radio, Brian Decker and Brad Geddes, CFP(R) dismantle the myth and walk you through real-life tax planning strategies that can help you save hundreds of thousands—or even millions—in retirement taxes. From strategic Roth conversions to dynasty t…

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A Safer Alternative to the 4% Rule: Income for Retirement | Episode 129 55:59

4M ago55:59

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In this episode of Safer Retirement Radio, Brian Decker and Arrin Wray challenge one of the most commonly used retirement strategies: the 4% rule. They explain how flat or volatile markets can quickly derail portfolios relying on this outdated approach and introduce laddered principal-guaranteed accounts as a safer, more reliable alternative. The d…

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Is Your Retirement Ready for Market Volatility? | Episode 128 55:59

5M ago55:59

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In this episode of Safer Retirement Radio, Brian Decker breaks down how retirees can confidently navigate turbulent markets without sacrificing their retirement goals. Learn the essential strategies that protect your principal, generate reliable income, and minimize taxes—regardless of economic conditions.Brian also dives into real-world examples s…

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Unlocking Tax-Smart Strategies for a Safer Retirement | Episode 127 55:59

6M ago55:59

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In this powerful episode of Safer Retirement Radio, Brian Decker and Arrin Wray uncover advanced tax strategies designed to help retirees keep more of what they’ve earned. From Roth conversions that could save you over $1 million in taxes, to estate planning tools that preserve your legacy, this episode is packed with real examples and actionable a…

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What Does the S&P 500’s Recent Move Mean for Your Retirement? | Episode 126 55:58

6M ago55:58

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🎙️ In This Episode:Market volatility is a reality—so how do you protect your retirement savings while still growing your wealth? In Episode 126 of Safer Retirement Radio, Brian Decker and Marc Knauss break down the latest market trends and reveal strategies to help retirees reduce risk while ensuring a stable income.📉 Key Topics Discussed:✅ The imp…

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How to Protect Your Retirement in an Uncertain World | Episode 124 55:58

7M ago55:58

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In this episode of Safer Retirement Radio, host Brian Decker and co-host Arrin Wray break down the financial and geopolitical risks that could impact your retirement. From market volatility and inflation to global conflicts and economic uncertainty, we discuss the key challenges retirees face today—and how you can navigate them with confidence.💡 Wh…

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Six Pillars of a Safer Retirement | Episode 125 55:59

7M ago55:59

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In this episode of Safer Retirement Radio, Brian Decker of Decker Retirement Planning explores six key pillars essential for a secure and fulfilling retirement. This episode covers:✅ How to structure a retirement distribution plan for stable income✅ Tax minimization strategies to keep more of your wealth✅ Risk-reduction techniques to protect your i…

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Are You Losing Social Security Benefits? WEP & GPO Explained | Episode 123 55:58

7M ago55:58

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Is the government taking away your Social Security benefits? 🤔In this episode of Safer Retirement Radio, Brian Decker and Mark Knauss break down the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO)—two rules that reduce Social Security benefits for teachers, government employees, and those with mixed earnings.🚨 The Social Se…

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Navigating Tariffs and Strategic Retirement Planning | Episode 122 55:58

8M ago55:58

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🎙️ In this episode of Safer Retirement Radio, Brian Decker dives into the impact of Trump's tariffs on retirement portfolios. Discover how these tariffs serve as negotiating tools and explore their effects on trade with China, Canada, Mexico, and the EU.📊 Brian explains his comprehensive three-part approach to retirement planning: cash, safe money,…

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Reflecting on 2024 and Preparing for 2025 | Episode 121 55:58

9M ago55:58

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Gain valuable insights into retirement planning with Brian Decker as he reflects on 2024 market trends and shares strategies to navigate the financial landscape of 2025. Discover how Fed rate cuts impact markets, bond fund risks in a low-interest-rate environment, and why small caps and banks stand to benefit.Learn actionable tips on tax minimizati…

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Two-Sided Retirement Strategies for Flat Markets, Tax Planning, and Momentum Investing | Episode 120 55:57

9M ago55:57

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Discover how to strengthen your retirement portfolio in challenging market conditions. In this episode of Safer Retirement Radio, Brian Decker, the owner and founder of Decker Retirement Planning, breaks down why traditional buy-and-hold approaches often fail during prolonged flat or down markets. He introduces a two-sided strategy that blends mome…

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Post-Election Retirement and Year-End Planning Strategies | Episode 119 55:58

10M ago55:58

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In this insightful episode of Safer Retirement Radio, Brian Decker tackles some of the essential retirement planning steps you need to consider in light of recent election results and upcoming year-end deadlines.Key Topics Covered:Impact of the Election on Retirement Planning: Understand how the new administration's policies could affect tax laws a…

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Safeguarding Your Nest Egg: Essential Steps for a Safer Retirement | Episode 118 55:58

10M ago55:58

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In this enlightening episode of Safer Retirement Radio, owner and founder Brian Decker and Arrin Wray, our Utah-based planner from Decker Retirement Planning, unveil the essentials of crafting a robust retirement distribution plan. Unlike accumulation plans, a distribution plan is your roadmap to a secure and prosperous retirement.Key Takeaways:Ris…

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Navigating Retirement Planning | Episode 117 55:59

11M ago55:59

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In Episode 117 of Safer Retirement Radio, Brian Decker and new advisor Mark Knauss, CFP(R) dive deep into effective retirement planning strategies. Together, they tackle the critical transition from accumulation to distribution, emphasizing the risks of outdated strategies like traditional asset allocation pie charts and bond funds, especially in t…

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Building a Resilient Retirement Plan Amid Market Volatility and Rising Rates | Episode 116 55:59

11M ago55:59

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In Episode 116 of Safer Retirement Radio, Brian Decker dives into effective retirement planning strategies to navigate market volatility, rising interest rates, and election uncertainty. He highlight the risks associated with bond funds, which have seen a 35% decline in value over the past four years, and introduce laddered portfolios and principal…

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Navigating the Do's and Don'ts of Retirement Planning | Episode 115 55:59

12M ago55:59

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In Episode 115 of Safer Retirement Radio, hosts Brian Decker and Brad Geddes, CFP(R) explore the do's and don’ts of retirement planning. They discuss the limitations of traditional strategies like the 60/40 portfolio, the impact of market volatility on retirement income, and the importance of adapting investment strategies as you near retirement. T…

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Navigating the Transition from Asset Accumulation to Income Distribution | Episode 114 55:58

1y ago55:58

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In this episode of Safer Retirement Radio, Brian Decker and Arrin Wray of Decker Retirement Planning explore the critical differences between retirement planning during the accumulation phase versus the distribution phase. They explore strategies to navigate market volatility, maximize tax-advantaged accounts, and create an income distribution plan…

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Securing Your Retirement: Navigating Market Cycles and Protecting Your Income | Episode 113 55:59

1y ago55:59

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In Episode 113, Brian Decker, Owner and Founder of Decker Retirement Planning, and Arrin Wray, one of our planners, explore the critical importance of financial safety in retirement. They discuss how their strategies, including principal guaranteed accounts and momentum-based models, have protected clients' income during major market downturns like…

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Dynamic Retirement Strategies: Thrive in Any Market | Episode 112 55:59

1y ago55:59

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In Episode 112, Brian Decker and Brad Geddes, CFP(R) reveal retirement strategies that are not only built to grow with the market but also protect your investments during downturns. Discover how to move beyond basic market timing with strategies like momentum investing that adapt to changing market conditions, helping ensure your retirement plan is…

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Transforming Retirement Strategies: Beyond the 4% Rule | Episode 111 55:58

1y ago55:58

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Welcome to Episode 111 of Safer Retirement Radio! Join Brian Decker and guest planner Brad Geddes from Decker Retirement Planning as they delve into effective strategies for a successful retirement transition. In this episode, we cover:Retirement Transition and Investment Strategies: Why strategies that worked during the accumulation phase may not …

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3 Ways to Help You Get the Most Out of Your Retirement | Episode 110 55:59

1y ago55:59

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Welcome to Episode 110 of Safer Retirement Radio! Join Brian Decker and guest planner Arrin Wray from Decker Retirement Planning as they share three essential strategies to help you maximize your retirement.In this episode, we cover:Use an Income Plan, Not a Pie Chart: Understand why a pie chart investment strategy may not work for retirement and t…

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Understanding Fiduciaries and Tax Strategies | Episode 109 55:59

1+ y ago55:59

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In this episode of Safer Retirement Radio, Brian Decker, owner and founder of Decker Retirement Planning, discusses the importance of working with a fiduciary and dives deep into essential tax strategies for retirees. Learn strategies to help ensure your retirement savings last, and discover various tools and strategies that can help protect your f…

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Effective Retirement Planning Strategies for Every Stage of Life | Episode 108 55:58

1+ y ago55:58

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Join Brian Decker and Arrin Wray on this episode of Safer Retirement Radio as they discuss retirement planning strategies. Learn from retirement planning experts about the transition from accumulation (growing assets) to distribution (turning the assets into an income stream), effective investment strategies, risk management, and how to secure a co…

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Smart Retirement Planning: Real Estate, Debt Management, and Long-Term Care Strategies | Episode 107 55:59

1+ y ago55:59

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In Episode 107 of Safer Retirement Radio, we dive into key aspects of retirement planning, including real estate investments, debt management, and long-term care strategies. Join Brian Decker and Bradley Geddes, CFP(R) as they discuss:The benefits and drawbacks of real estate investments for retirees.Effective strategies for managing mortgages and …

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Navigating Investment Risks & Strategies | Episode 106 55:59

1+ y ago55:59

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📻 Welcome to Episode 106 of Safer Retirement Radio with Brian Decker, your trusted guide through the complexities of retirement planning and investment strategies. In this episode, Brian gets into the psychology of money, emphasizing the critical need for active management and adaptability in today's financial climate.🔍 Key Highlights of This Episo…

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Mastering Retirement: Innovative Planning Strategies | Episode 105 55:58

1+ y ago55:58

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🎙️ Learn about the essentials of retirement planning with financial expert Brian Decker on the 105th episode of Safer Retirement Radio. This session is packed with insights as Brian deconstructs retirement investing strategies, emphasizes the critical shift from accumulation to distribution, and lays out the potential pitfalls of traditional method…

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Navigating Retirement: Strategies for Financial Safety and Tax Efficiency | Episode 104 55:58

1+ y ago55:58

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Welcome to Safer Retirement Radio with Brian Decker, founder of Decker Retirement Planning, and Bradley Geddes, one of our trusted advisors. In this episode, we're covering crucial topics surrounding retirement planning and financial safety. From fiduciary standards and financial advisor transparency to investment strategies and tax efficiency, we …

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Is Now The Time To Retire? Tailoring Strategies for Financial Stability | Episode 103 55:58

1+ y ago55:58

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In episode 103 of Safer Retirement Radio, financial experts Brian Decker and Arrin Wray dissect the complexities of planning for a financially secure retirement in an environment of fluctuating interest rates and uncertain markets.🎧 Tune in to learn about:Adjusting retirement investment strategies as Treasury rates rise, creating better options for…

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Maximize Your Tax Efficiency in Retirement Planning | Episode 102 55:59

1+ y ago55:59

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Welcome to another empowering episode of Safer Retirement Radio. Owner and Founder Brian J. Decker and Bradley Geddes, CFP(R), share expert insights on mastering tax planning for a secure retirement. Episode 102 is a deep dive into strategies designed to safeguard your finances and optimize your tax situation as you plan for those golden years.🎧 In…

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Mastering Retirement Risks - From Bonds to Distribution Planning | Episode 101 55:57

1+ y ago55:57

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🎙️ Welcome to Episode 101 of Safer Retirement Radio, where Decker Retirement Planning Owner and Founder Brian Decker is joined by our Utah-based planner Arrin Wray, who provides a wealth of knowledge for those navigating the uncertain waters of retirement planning.In this episode:Brian and Arrin outline the unique challenges of retirement planning,…

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Essential Retirement & Estate Planning Tips | Episode 100 55:58

1+ y ago55:58

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🎈 Episode 100 is here on Safer Retirement Radio with Brian Decker! 🎈In this special episode:We talk about why it's crucial to have an estate plan.Learn the dos and don'ts of retirement accounts and trusts.Discover the importance of choosing the right Power of Attorney.Get tips on creating a healthcare directive that protects your family's peace of …

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Unlocking Retirement: Navigating Planning, Investments, and Tax Strategies | Episode 99 55:58

1+ y ago55:58

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Jump into the world of retirement planning with Brian Decker and Arrin Wray on Safer Retirement Radio. In this enlightening episode, our experts unravel the complexities of the Secure Act 2.0, adjusting investment strategies for retirement, and the critical role of tax planning in securing a financially stable future.🔍 Episode Highlights:Retirement…

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Retirement Deep Dive: SECURE Act Updates and Inflation Strategies | Episode 98 55:58

1+ y ago55:58

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Tune in to the latest episode of Safer Retirement Radio where Brian and Arrin Wray, our Utah-based planner, delve into the pivotal changes brought by the SECURE Act 2.0. They discuss how updates to Required Minimum Distributions (RMDs), annuities, and 401k plans can shape your retirement planning. Dive into the nuances of IRA tax implications, the …

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Navigating Retirement: Strategies for Financial Security & Investment Wisdom | Episode 97 55:58

1+ y ago55:58

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Welcome to Episode 97 of Safer Retirement Radio, where Brian Decker and Brad Geddes, CFP(R) dive deep into retirement planning essentials. They tackle critical topics like the need for safety in retirement investments, biases in Wall Street risk strategies, and the importance of distribution planning. Unpack the complexities of bond funds, interest…

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Safer Retirement in Uncertain Markets: Strategies from Brian Decker | Episode 96 55:58

1+ y ago55:58

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Dive deep into the world of safer retirement planning with Brian Decker in episode 96. He analyzes the impact of political cycles on market trends and the Fed's indicators that could signal a looming recession. Learn about the power of momentum investing and sector rotation as Brian explains how these strategies can protect your capital and thrive …

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Navigating Volatility & Protecting Your Future | Episode 95 55:59

2y ago55:59

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In this enlightening episode of Safer Retirement Radio, Arrin Wray steps in for Brian Decker to delve into the intricacies of retirement planning. Arrin and the team dissect the current geopolitical effects on retirees, the lopsided gains of the S&P 500 and potential bubble risks, and the pivotal role of the Federal Reserve in market volatility. Di…

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Tax Planning & Retirement Strategies | Episode 94 55:59

2y ago55:59

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In this episode of The Brian Decker Show, we dive deep into retirement planning and tax strategies with special host Bradley Geddes, CFP(R). From the implications of the Tax Cuts and Jobs Act to Roth IRA conversions, Brian and Bradley provide invaluable insights to optimize your financial future. Topics covered:Importance of tax planning for retire…

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Risk Management Model Updates at Decker Retirement Planning | Episode 93 55:59

2y ago55:59

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In the latest episode of 'Safer Retirement Radio,' Brian Decker unveils the intricacies of the newly refined risk bucket strategies employed at Decker Retirement Planning. He delves deep into the art and science of risk management, introducing listeners to two-sided money management techniques specifically crafted for today's unpredictable market d…

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The Intersection of AI and Retirement Planning | Episode 92 55:58

2y ago55:58

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In this episode, we dive deep into the role of Artificial Intelligence (AI) in the world of finance and investing. Discover how AI might impact jobs, the potential in retail applications, and the evolving world of portfolio management. We'll discuss:The significant difference between computers and AI.How retirement planning strategies remain consis…

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Navigating the Retirement Landscape: Strategies, Risks, and Rewards | Episode 91 55:59

2y ago55:59

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Dive into the world of retirement planning with Brian Decker and guest Aaron Wray. This episode unpacks the complexities of bond funds, the challenges of asset accumulation, and the shift to ladder principal guaranteed accounts. Learn about the role of fiduciaries in retirement, the crucial need for an inflation-proof retirement, and the pitfalls o…

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Episode 90 - Safeguarding Your Retirement: Stress Testing and Tax-Free Strategies 55:59

2y ago55:59

55:59

Brian is joined by, Neil Fenning, one of our Washington-based advisors, to talk about the intricacies of retirement planning in this insightful episode. Discover the importance of shifting from accumulation to distribution and why last year serves as a critical case study for this paradigm shift.This episode hones in on the necessity of stress test…

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Episode 89 - Navigating Retirement with Fiduciary Standards & Strategy 55:59

2y ago55:59

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In this episode, we dive into the key decisions of retirement planning and the vital role of fiduciaries. Uncover the importance of independent, fee-based advice and the differences between bonds, bond funds, and CDs. Learn about variable annuities, non-traded REITs, and the dangers of undisclosed fees in this episode of Safer Retirement Radio.Bria…