Real Talk with Andres & Heather | Home Loans Made Simple: Top Four Tips for 2025!
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Confused about credit scores, down payments, or closing costs? You’re not alone. In this episode of Real Talk with Andres & Heather, we’re joined by bilingual loan officer Myriam Rosas to debunk the biggest mortgage myths and help you buy smarter in 2025.
✅ Top 4 misconceptions we tackle:
You need perfect credit to qualify
You must have 20% down
Car loans will disqualify you
You only need the down payment upfront
Plus, we break down the 5 biggest mistakes that can derail your loan approval...like quitting your job, opening credit lines, or co-signing for someone else.
Whether you’re buying this year or planning ahead, Myriam shares actionable tips on budgeting, soft credit pulls, and working with a lender early to save time and money.
Perfect for: First-time buyers, renters considering ownership, and real estate agents guiding clients through the lending process.
Connect with Myriam Rosas
Bilingual Loan Officer | NMLS#: 2052132
Call or Text: (615) 761‑6797
Apply Now: https://myloan.southwestfunding.com/dr/c/4sfho
Book a 1-on-1 Session:
- With Andres: Schedule with Andres
- With Heather: Schedule with Heather
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8 episodes