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Real Talk with Andres & Heather | Home Loans Made Simple: Top Four Tips for 2025!

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Manage episode 493962492 series 3677068
Content provided by Heather Fowler. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Heather Fowler or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Confused about credit scores, down payments, or closing costs? You’re not alone. In this episode of Real Talk with Andres & Heather, we’re joined by bilingual loan officer Myriam Rosas to debunk the biggest mortgage myths and help you buy smarter in 2025.

Top 4 misconceptions we tackle:

  • You need perfect credit to qualify

  • You must have 20% down

  • Car loans will disqualify you

  • You only need the down payment upfront

Plus, we break down the 5 biggest mistakes that can derail your loan approval...like quitting your job, opening credit lines, or co-signing for someone else.

Whether you’re buying this year or planning ahead, Myriam shares actionable tips on budgeting, soft credit pulls, and working with a lender early to save time and money.

Perfect for: First-time buyers, renters considering ownership, and real estate agents guiding clients through the lending process.


Connect with Myriam Rosas
Bilingual Loan Officer | NMLS#: 2052132
Call or Text: (615) 761‑6797
Apply Now: https://myloan.southwestfunding.com/dr/c/4sfho
Book a 1-on-1 Session:

Never Miss a Show:

Subscribe at RealTalkHA.live

Join Our Community:

Head in the Clouds Agent Group – A free space to collaborate, grow, and get inspired with other driven agents.

  continue reading

8 episodes

Artwork
iconShare
 
Manage episode 493962492 series 3677068
Content provided by Heather Fowler. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Heather Fowler or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Confused about credit scores, down payments, or closing costs? You’re not alone. In this episode of Real Talk with Andres & Heather, we’re joined by bilingual loan officer Myriam Rosas to debunk the biggest mortgage myths and help you buy smarter in 2025.

Top 4 misconceptions we tackle:

  • You need perfect credit to qualify

  • You must have 20% down

  • Car loans will disqualify you

  • You only need the down payment upfront

Plus, we break down the 5 biggest mistakes that can derail your loan approval...like quitting your job, opening credit lines, or co-signing for someone else.

Whether you’re buying this year or planning ahead, Myriam shares actionable tips on budgeting, soft credit pulls, and working with a lender early to save time and money.

Perfect for: First-time buyers, renters considering ownership, and real estate agents guiding clients through the lending process.


Connect with Myriam Rosas
Bilingual Loan Officer | NMLS#: 2052132
Call or Text: (615) 761‑6797
Apply Now: https://myloan.southwestfunding.com/dr/c/4sfho
Book a 1-on-1 Session:

Never Miss a Show:

Subscribe at RealTalkHA.live

Join Our Community:

Head in the Clouds Agent Group – A free space to collaborate, grow, and get inspired with other driven agents.

  continue reading

8 episodes

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