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208. “We make $157K at 22, but we’re afraid to spend money”

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Manage episode 482478049 series 2966007
Content provided by Ramit Sethi. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Ramit Sethi or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Javier (22) and Marco (22) are young, ambitious, and financially disciplined—but the future they dream about together is being challenged by how they handle money today.

They earn a combined income of $157,000, already have more than $60k invested, and live in New York City with shockingly low fixed costs. But despite their impressive financial habits, they’re stuck in a cycle of miscommunication. Javier wants to be cautious now to make big moves later, while Marco wants to split everything 50/50, even if it slows down their long-term progress.

With their income gap and no shared plan for spending, saving, or investing, can they plan for a wedding and build their future together?

This episode is brought to you by:

Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit

LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT

Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you.

Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit.

Upwork | Visit https://Upwork.com to post your job for free and connect with top talent ready to help your business grow.

Links mentioned in this episode

Order my new book: Money for Couples

Connect with Ramit

Get Money Coaching with Ramit

Download the Conscious Spending Plan

Listen to my book—now on Audible

Get my New York Times best-selling book

Get my no-numbers journal

Other episodes

Instagram

Twitter

YouTube

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.

  continue reading

209 episodes

Artwork
iconShare
 
Manage episode 482478049 series 2966007
Content provided by Ramit Sethi. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Ramit Sethi or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Javier (22) and Marco (22) are young, ambitious, and financially disciplined—but the future they dream about together is being challenged by how they handle money today.

They earn a combined income of $157,000, already have more than $60k invested, and live in New York City with shockingly low fixed costs. But despite their impressive financial habits, they’re stuck in a cycle of miscommunication. Javier wants to be cautious now to make big moves later, while Marco wants to split everything 50/50, even if it slows down their long-term progress.

With their income gap and no shared plan for spending, saving, or investing, can they plan for a wedding and build their future together?

This episode is brought to you by:

Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit

LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT

Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you.

Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit.

Upwork | Visit https://Upwork.com to post your job for free and connect with top talent ready to help your business grow.

Links mentioned in this episode

Order my new book: Money for Couples

Connect with Ramit

Get Money Coaching with Ramit

Download the Conscious Spending Plan

Listen to my book—now on Audible

Get my New York Times best-selling book

Get my no-numbers journal

Other episodes

Instagram

Twitter

YouTube

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.

  continue reading

209 episodes

All episodes

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