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NerdWallet's Smart Money Podcast

NerdWallet Personal Finance

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NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research. By the end of every episode, you’ll have the latest financial insights and the tools you’ll need to manage your money wisely, build wealth, and plan for life’s ...
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Point Me to First Class is a show for employed professionals, solopreneurs, entrepreneurs, and business owners with higher-than-average personal and/or business expenses who want to learn to leverage them into credit card points to spend on travel. Your expenses are your greatest untapped asset - but learning how to use them to travel the world doesn't have to be confusing or complicated. Each week, Devon Gimbel shares valuable tips, tools, and strategies to help you uplevel your skills earn ...
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Listen to learn more about different aspects of the churning life, including buying groups, gift card reselling, credit cards, redemptions, and more! Feel free to head over to churninglife.com to sign up to the deal alerts mailing list and Patreon.com/ChurningLife for exclusive details related to topics on the show.
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The Daily Churn

thedailychurn

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Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE. Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.
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The Credit Show

Harry Jacobs

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The Credit Show Podcast with Harry Jacobs Your credit report is your adult report card—and on The Credit Show Podcast, Harry Jacobs shows you how to rewrite it. Each episode breaks down real-world credit problems in plain English: collections, charge-offs, late payments, medical debt, student loans, bankruptcy, identity theft, and more. Harry walks you through what actually works with creditors and the credit bureaus, how to avoid the traps that ruin scores, and the simple habits that build ...
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Travel isn’t just for the rich. I teach people how to supercharge their credit card points so they can pay for entire family vacations every year. I've been redeeming miles and points to pay for travel for over a decade. Points have taken our family around the world. But one thing sets me apart -- our family flies economy because business class isn't worth the extra effort for us. But this podcast isn't about me and where I've been -- it's about you and your goals. I focus on "normal" and st ...
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Are you tired of not being able to travel because it's just so expensive? Do finances keep you from your dream destinations and making memories with your family? In this podcast, we show you how you can fulfill that dream of traveling without spending more money. We've earned millions of credit card points to travel all over the world and take our families on amazing vacations. Vacations to Hawaii, Europe, and Disneyland are all possible for nearly free with credit card points. By using cred ...
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Just Good Business 🍁

Al Grego, Moneris

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An award-winning monthly podcast with a focus on helping Canadian entrepreneurs and small business owners navigate the ever-changing business landscape. The podcast delivers interviews with business leaders and industry experts offering advice and commentary on current events and business trends, with a focus on informing and educating Canadian businesses.
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Georgiou Law, PLLC is a New York–based consumer law firm founded by former bank attorney Efstathios Georgiou. The firm is dedicated to defending individuals against credit card lawsuits, abusive debt collection practices, and errors in credit reporting. With a strong focus on fairness, transparency, and access to justice, Georgiou Law provides flat-fee legal services and custom debt relief strategies tailored to each client’s needs. Known for its slogan “Clear Your Debt, Claim Your Future” t ...
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Let's Get To The Points

Serena, Miguel and Mitch Shannon

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Watch the video version on YouTube at www.youtube.com/@LetsGetToThePoints A weekly show covering all things in credit card points, miles and travel. We discuss best redemptions deals, using points efficiently and more!
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Marketplace

Marketplace

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Every weekday, host Kai Ryssdal helps you make sense of the day's business and economic news — no econ degree or finance background required. "Marketplace" takes you beyond the numbers, bringing you context. Our team of reporters all over the world speak with CEOs, policymakers and regular people just trying to get by.
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Do you struggle to understand how people travel using points and miles from credit cards? It can be easy to waste a lot of time learning travel hacking on your own, especially if you find it complex and confusing. Let us pull back the curtain and show you how you can maximize money you're already spending to earn enough credit card points and miles to travel with your family for nearly free. We've used credit card points and miles to take our family of 5 on trips to places like Costa Rica, S ...
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The Personal Finance Club Show

Jeremy Schneider and Jenn Mundia

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The Personal Finance Club Show makes personal finance and investing simple and fun. Each episode unpacks real-world money questions, viral financial claims, and major news headlines in clear, bite-sized pieces. Whether you're decoding your 401(k), getting started with index funds, or wondering if that viral TikTok money hack actually holds up, this show has you covered. Hosts Jeremy Schneider and Jenn Mundia, will share practical advice, straightforward investing tips, and go on an occasiona ...
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The Military Money Manual Podcast

Spencer Reese from MilitaryMoneyManual.com

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Military Money: Investing, spending, saving, financial freedom, and getting out of debt. Real world tactics and strategies for active duty, Guard and Reserve, military spouses, veterans, enlisted, and officers. The Military Money Manual Podcast is all about achieving financial independence while you serve in the US military. Spencer and Jamie, Air Force officers, share everything you need to know to achieve your financial goals while you serve in our Armed Forces. Learn about Military Credit ...
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Send us a text Banks Won’t Tell You THIS About Credit Cards — a 10-minute Fee-by-Fee Reveal exposing the hidden costs banks hide: annual fees, penalty APRs, late-payment charges, cash advance fees, balance transfer catches, foreign transaction surprises, interest compounding, and the credit score traps that make cards cost far more than advertised.…
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Leaving thousands of dollars in credit card offers on the table because you forgot to activate them? Brooke Merkle from CardPointers reveals how the Chrome extension and app automatically track 40+ credit cards, find the best card for every purchase, and helped one user rack up $40,000 in statement credits, all without spreadsheets or mental math. …
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Juggling multiple credit cards without losing your mind (or your score) is possible. Here's the commander's system for total control. #CreditCards #CreditManagement #MultipleAccounts #CreditScore #Autopay See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.…
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Responding to Dave Ramsey's Credit Card Arguments | Hurdy Gurdy Travel PodcastDave Ramsey says, “No credit cards.” I say, “It depends.” In this episode, Justin Vacula reacts to a recent Dave Ramsey clip and explains how credit cards can be a smart tool for business expenses and travel. We get into the real math behind points and cashback, the psych…
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How did Alex, Pam, and Jess go from confusion about points and miles to becoming the Points Talk Squad? In this episode, they each share their personal journeys into the world of award travel. From initial curiosity to their first unforgettable trips, they discuss how discovering points and miles changed the way they travel. You'll hear how each of…
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Send us a text Shocking stat: 60% of Americans say their savings wouldn’t cover a $1,000 emergency — is your cash really safe in a bank? In this 10-minute breakdown we expose the hidden risks of keeping big savings in traditional banks (inflation, low interest, banking crises) and walk through smarter alternatives: high-yield savings, Treasury bill…
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Send us a text Follow me as I turn $10 into a long-term experiment: the ETF 10-Year Challenge (2026 Start). In this case study I open my brokerage app, deposit $10, buy a fractional share of a popular ETF (SPY/VOO/QQQ options shown), and walk through realistic 10-year projection scenarios, expected returns, fees, and reinvestment strategies. Perfec…
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Disruptive geopolitical events often push investors to jump into bonds or sell off stocks temporarily. But when the U.S. military captured Venezuelan leader Nicolás Maduro and President Trump declared control over the oil-rich nation, neither of those happened. In this episode, markets are largely unmoved by Trump’s military intervention. Plus: Exp…
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Do you ever wonder what cards other people have, how they use them, and exactly how many points they're earning each year? I'll be honest—I'm nosy when it comes to other people's points, and I love getting a peek inside someone else's points earning strategies. In this first part of a two-part year-in-review series, I've invited Dr. Andrea Mabry ba…
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Start your 2026 investing strategy with smarter moves, fewer fees, and less stress when markets get rocky. How should you invest in 2026 if tech stocks keep dominating the market? What’s a smart checklist for leveling up your investing this year? Hosts Sean Pyles and Elizabeth Ayoola discuss diversification and investing tools to help you grow your…
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Buy now, pay later can be an ugly trap. More credit and more accounts is not the key to increasing your credit score. The concept of 0% for a store card makes sense IF you have excellent credit, but if you don't these accounts don't help you in the long run and they can be problematic if you aren't managing them properly. #CreditRepair #FixCredit #…
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2025 and 2026: Points, Miles & Future Adventures | Hurdy Gurdy Travel PodcastWelcome to the Hurdy Gurdy Travel Podcast with Justin Vacula, where we share practical ways to make and save money on travel using credit card points, airline miles, hotel points, casino comps, and loyalty program strategies.In this episode, co-host Darren joins Justin for…
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Send us a text This episode from Georgiou Law explains how January is a critical month for consumers with credit card debt. After the holiday season, creditors and debt collectors closely monitor accounts for missed payments, which can quickly escalate into lawsuits if ignored. The episode highlights that ignoring creditor communications increases …
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If you are with SNAP financing for anything, you should be aware of this--it's not breaking news, but it is news that you need to be aware of. #credit #creditreport #creditrepair #creditscore #fico #snapfinance See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.…
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By the end of the year, at least 18 states will restrict the use of SNAP benefits to purchase “non-nutritious” food and drinks. But the definition of non-nutritious is up to each state. In this episode, the knock-on effects of benefit restrictions, for shoppers and retailers. Plus: Gigantic driverless trucks are poised to transform Minnesota iron m…
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Our show is best watched on YouTube: https://go.www.letsgettothepoints.com/Singapore Join us for an ultimate Singapore travel guide as we fly Singapore Airlines and explore the city's best sights, from the historic Raffles Hotel to the stunning Marina Bay Sands. Learn about points and miles in our Elevate course and community: https://letsgettothep…
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The winter holiday season is a key time for nonprofit fundraising — an estimated 30% of annual giving happens in December. But in 2025, highly publicized federal cuts resulted in an individual giving boost throughout the year. In this episode, some nonprofits worry demand will soon outgrow those private donations. Plus: Latino immigrants say deport…
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Learn how to tie your 2026 money goals to your values so you can stick with them all year. How can you match your 2026 money goals to what you really care about? And how do you turn those goals into a plan you’ll actually follow? Hosts Sean Pyles and Elizabeth Ayoola discuss values-based money planning and goal-setting frameworks to help you build …
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In this episode, Harry breaks down how a 100‑point jump in your credit score can change your interest rate, slash your monthly payment, and save you well over $100,000 over the life of a mortgage. #CreditScore #Mortgage #HomeBuying #InterestRates #SaveMoney #FinancialLiteracy #FixCredit #CreditRestoration See Privacy Policy at https://art19.com/pri…
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Total jobless claims fell last week, which is the second-lowest reading in the last two years. Experts, though, say it’s likely a seasonal blip — especially since the labor market has been slowing all year. In this episode, what might be ahead in 2026. Plus: Los Angeles expands rent control, influencers change the consumer economy with “shopaganda,…
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Home price growth is cooling, new reports show. Though homeowners may be struggling to sell at asking price, it is good news for prospective buyers. Especially those who’ve been waiting on the sidelines for a good deal. But, as with most housing issues, the slowdown is regional. Also in this episode: Auto sales were strong in 2025, Gen Zers see cas…
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What are your travel plans for 2026, and how are you using points and miles to make them happen? In this episode, Alex, Pam, and Jess share their exciting plans for the upcoming year. From safaris in Tanzania to river cruises in France, they break down how they're using credit card rewards to book these dream trips and maximize their points. The Sq…
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The housing market is showing modest improvement, with pending home sales rising over 3% in November and prices growing just 1.2% year over year. Rising inventory and falling mortgage rates mean affordability is improving, though rates likely need to dip below 6% for demand to really pick up. Also in this episode: The 2026 outlook for oil prices an…
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Is 2026 the year you finally take control of your military finances? With a 3.8% pay raise, new TSP contribution limits of $24,500, and proven strategies that helped one E-7 reach $600,000 in net worth by year 14, Spencer and Jamie break down exactly how to build wealth while serving, even if you're starting from scratch or recovering from financia…
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Have you ever taken a step back and actually evaluated what your points did for you over an entire year? In this episode, I'm inviting you to do your own Year in Points Review—a way to look at how you earned points, how you used them, and whether your approach to earning and redeeming rewards helped you reach your travel goals. I walk through why a…
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Learn how to explore your money beliefs and take real steps toward saving and investing, even on a tight income. What’s really behind your money habits? How can you build savings and invest if you’re not earning much? Hosts Sean Pyles and Elizabeth Ayoola discuss how your relationship with money shapes your financial behaviors and what you can do t…
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The issues consumers face with Zelle. Most consumers don't realize that Zelle is owned by several of the big banks, but are they doing enough to protect consumers against fraudulent activities? #credit #creditrepair #creditreport #zelle #venmo @paypal See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com…
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Send us a text As the year comes to a close, financial stress often feels heavier — especially when debt, lawsuits, or unpaid balances are part of the picture. In this special December holiday episode of Clear Your Debt, Claim Your Future, attorney Efstathios Georgiou discusses why December is a critical financial crossroads, what creditors are qui…
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The number of workers recieving end-of-year bonuses is falling. Some of that has to do with shifting workplace norms and some is related to this tight labor market in which employees stay in jobs without extra perks. In this episode, the state of the holiday bonus. Plus: The history of Play-Doh, the year in anime, and a recap of the week’s economic…
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Comp cruise with Margaritaville at Sea with special guest Marc | Hurdy Gurdy Travel PodcastHow did I score a free (or nearly free) balcony suite cruise using a mix of credit card points and casino loyalty perks? In this episode of the Hurdy Gurdy Travel Podcast, host Justin Vacula breaks down his December 2025 Margaritaville at Sea cruise and expla…
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Our show is best watched on YouTube: https://go.www.letsgettothepoints.com/EVABiz We break down exactly how to book EVA Air Business Class for families, including which aircraft types to look for and a step-by-step walkthrough of the booking process. We also share about the EVA Hello Kitty flight experience. Learn about points and miles in our Elev…
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Credit repair isn't a diet; it's a lifestyle. Build the habits that make a 750+ score your permanent reality, not just a temporary high. #CreditWellness #FinancialHabits #LongTermCredit #CreditMaintenance #FinancialHealth See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.…
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The average cost of heating is expected to jump more than 9% this winter, according to projections from the National Energy Assistance Directors Association. In this episode, why energy bills are up — for home heating and home cooling. Plus: Productivity measurements don’t match up to our service-based economy, Americans invest in U.K. soccer teams…
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Learn the truth behind myths about building wealth, plus hear from a couple looking to align on financial goals and values. Can you build wealth without starting a business? How can couples figure out what to do with extra money in their budget? Hosts Sean Pyles and Elizabeth Ayoola share their “money hot takes” and then talk to a married couple ab…
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The labor market has been tightening all year, and Americans have grown increasingly anxious about their ability to find new jobs. A bit of good news? New unemployment claims fell last week. But that isn’t likely to signal a full job market turnaround in the new year. Plus: AI investment hasn’t slowed under Trump’s tariffs, a TikTok creator shares …
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It looks like it is going to get harder to keep earning Chase Ultimate Rewards in 2026, especially if you have relied on them to keep your points life simple. Chase has started limiting referrals and adding vague language to their card applications, making approval rules much less clear than the old timelines we used to count on. But don't panic—th…
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From July through September, U.S. gross domestic product rose 4.3%, the highest in two years. At a time when many consumers are feeling economic pressure, higher earners and certain businesses are doing very well — and spending to match it. In this episode, can the impressive rate of growth continue? Plus: Affordable Care Act marketplace insurance …
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Festivus 2025 Episode 70: Show Notes Keywords Festivus, travel, airlines, loyalty programs, grievances, travel stories, miles, points, travel achievements, travel miracles Summary Our Annual Festivus Tradition continues! In this episode, we celebrate Festivus with special guest JT Genter, discussing our travel experiences. We air our grievances wit…
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What were the highlights this year for award travel for the Points Talk Squad? In this episode, Alex, Pam, and Jess take you through their year of points and miles. The Squad walks through their card openings, closures, and the strategies they used to earn millions of points. They also share how they used those points for family vacations, girls' t…
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Gold surpassed $4,400-per-ounce for the first time Monday. Prices are up 60% in 2025. In the same year, the value of the U.S. dollar slipped 9%. What gives? In both cases, economic and geopolitical uncertainty play a role. Also in this episode: Ranchers can't simply produce more beef to tamp down rising prices, corporations are on the hunt for “sto…
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We revisit a year of family travel to rank the hotels, flights, and upgrades that delivered real value, and we tell two travel stories that never made it to air: a runaway carry-on on an escalator and a seatmate who ate our snacks. We also reassess elite status and share where we’ll spend points next year. • best hotels across Barcelona, Cabo, Lake…
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What really changed in the points and miles world this year—and how should that shape your strategy going forward? In part two of our 2025 Year in Review, Kelly and I continue breaking down one of the most transformative years we've seen in award travel. Beyond rising annual fees and tightening loyalty programs, this year revealed deeper structural…
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Learn how to navigate job loss and reshape your money mindset to feel more in control — emotionally and financially. What should you do with your money after losing a job? How can you feel better about money and stop stressing about finances? Hosts Sean Pyles and Elizabeth Ayoola discuss managing job loss and improving your relationship with money …
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Send us a text This video breaks down the real decision tree for handling debt: bankruptcy, debt settlement, or litigation defense. Attorney Georgiou explains that there’s no one-size-fits-all answer—your best path depends on your debt, income, assets, and personal goals. The podcast covers when bankruptcy makes sense, when debt settlement is smart…
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Someone living their life on your dime? We walk you through the 3-step crisis plan to lock down your credit and evict the identity thief for good. #IdentityTheft #Fraud #CreditFreeze #CreditReport #FixCredit See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.…
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Consumer sentiment really ran the gamut this year. But right now, Americans are feeling almost as bad about the economy as they were when inflation was at its peak summer of 2022. In this episode, we chronicle 2025’s consumer vibes rollercoaster. Plus: Kansas City’s housing market preps for the 2026 World Cup, a college professor offers an AI-drive…
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Our show is best watched on YouTube: https://go.www.letsgettothepoints.com/TokyoRecap Discover how we planned the ultimate Tokyo adventure using points and miles to book luxury flights and premium hotel stays for a fraction of the cost. Learn about points and miles in our Elevate course and community: https://letsgettothepoints.com/elevate Credit C…
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