Is the new 5% deposit scheme about to trigger a property boom in 2026, or is the hype bigger than the impact?

In this episode, Junge Ma, Senior Research Analyst at InvestorKit, breaks down the government’s upcoming first-home buyer guarantee. With no income caps, no spot limits, and higher price thresholds across major cities and key regionals, this is the most generous version of the scheme yet. Junge looks at past cycles and data to show why the impact will likely be targeted, not nationwide.

You’ll see which markets are positioned to benefit the most, from outer-ring city corridors to rising regional hubs, and why investors should stay data-driven instead of chasing headlines.

Watch the full breakdown to learn where the real opportunities lie and how to position yourself smartly heading into 2026.

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Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

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