My name is Arjun Paliwal and I’m the founder of InvestorKit. We help people like you find and secure positive cashflow properties with enormous capital growth potential and secure them at the best prices. Plus, as multi-state licensed buyer’s agents we can give you access to properties across Australia, eliminating location bias…and at times ‘off-market’, before the public even knows they’re for sale.
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Arjun Paliwal Podcasts
What’s the difference between the cash rate and interest rate? And how do they affect your mortgage? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, breaks down how the RBA’s cash rate connects to the interest rates Australians pay on their home loans. You’ll discover how the RBA sets the tone for the broader economy and why bank…
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Will the 5% Deposit Guarantee Trigger a 2026 First-Home Boom? - with Junge Ma
11:06
11:06
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11:06Is the new 5% deposit scheme about to trigger a property boom in 2026, or is the hype bigger than the impact? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, breaks down the government’s upcoming first-home buyer guarantee. With no income caps, no spot limits, and higher price thresholds across major cities and key regionals, thi…
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The TRUTH About Australia's Housing Supply Shortage - with Junge Ma
11:57
11:57
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11:57Is Australia’s housing shortage really as bad as it seems… or is it even worse? In this episode, InvestorKit’s Senior Research Analyst Junge Ma breaks down the truth behind the supply crunch in three simple points. From longer hold periods and planning delays to investor pullback and surging migration, she reveals what’s really driving the crisis a…
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Why Supplies Are So Tight in these 5 Cities - With Junge Ma
8:22
8:22
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8:22What happens when rental supply dries up, vacancy rates hit record lows, and demand keeps climbing? In this episode, Junge Ma uncovers the data behind Australia’s tightest markets, revealing what’s driving the crunch, how it’s impacting prices, and why investors are paying close attention right now. With vacancy rates plunging and supply drying up,…
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5 Areas in Brisbane Poised for Growth - With Junge Ma
6:48
6:48
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6:48Is Brisbane’s property market still booming, or has the growth run its course? Join Junge Ma, Senior Research Analyst at InvestorKit, as she explores the current state of Brisbane’s market and reveals five key locations that still show promising signs of growth—despite recent fluctuations. With insights backed by data, Junge highlights areas where …
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Which regional Victorian town offers a better investment opportunity in 2025 — Ballarat or Bendigo? Join Junge Ma, Senior Research Analyst at InvestorKit, as she explores a compelling comparison between Ballarat and Bendigo with a $650K budget in mind. She highlights the similarities and differences between the two towns’ local economies, sales mar…
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2025 Real Growth Predictions - With Junge Ma
6:22
6:22
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6:22Where is the Australian property market heading as we closing out 2025? Join Junge Ma as she shares three exciting growth predictions for the months ahead. In this episode, they explore a hotspot market that's already thriving, a second wind market poised for recovery, and an early adopter market showing promising signs of growth. They dive into th…
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Greater Perth: This Suburb is No Longer a Smart Buy - With Junge Ma
8:13
8:13
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8:13Is Kwinana in Greater Perth still a smart place to invest in 2025? In this episode, Junge Ma, the Lead Research Analyst at InvestorKit, reveals why it’s now considered one of the worst investment locations. With a significant slowdown in growth, declining sales pressure, and a surge in incoming supply, she unpacks the data that signals it’s time to…
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Are off-market properties really the hidden gems they’re made out to be? InvestorKit’s lead analyst, Junge Ma, busts three big myths about off-market deals. She explains why they’re not always the bargain they seem—and how agents often use them to create false urgency. Listeners will learn that off-market listings do not necessarily mean less compe…
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Why Off-the-plan Apartments Don't Work - With Junge Ma
13:20
13:20
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13:20Are off-the-plan apartments really the smart investment choice they’re made out to be? Junge Ma dives into the myths surrounding off-the-plan properties, revealing why they often fall short of expectations. Using real data and case studies, she exposes risks like weak cash flow and poor capital growth. Throughout the episode, Junge tackles five pre…
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Where not to buy with these 3 budgets - With Junge Ma
7:44
7:44
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7:44Where should you avoid investing your hard-earned money in today’s property market? Join Junge Ma, Lead Research Analyst at InvestorKit, as she reveals three specific regions to steer clear of, based on budgets of $600,000, $900,000, and $1.2 million. With her expert insights and data-driven analysis, viewers will gain a clearer understanding of th…
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Where to Buy with these 3 budgets - With Junge Ma
9:37
9:37
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9:37Looking to invest in property but unsure where your budget will stretch the furthest in 2025? Join Junge Ma in this episode as she dives into the world of property investment, exploring the best locations for various budgets. With a focus on short-term growth, she breaks down key factors such as market pressure, vacancy rates, and rental yields to …
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What a 0.25% Rate Drop Means for Property Prices - With Junge Ma
11:14
11:14
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11:14What impact does a 0.25% interest rate drop really have on property markets across Australia? Join Junge Ma in this episode as she explores historical trends, revealing how significant rate cuts have triggered property price growth in various cities, from Sydney to Perth. With a focus on the last two years, Junge highlights the differing responses …
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Low Budget Killing Your Property Growth - With Junge Ma
10:03
10:03
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10:03How much of a difference can a $50,000 to $100,000 budget increase make in your property investment strategy? In this insightful episode, Junge Ma, the Lead Research Analyst at InvestorKit, explores how even modest budget adjustments can significantly expand your market options and enhance potential gains. With the national median house price on th…
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Is Paying Off Your Mortgage in 10 years a Good Strategy? - with Junge Ma
7:35
7:35
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7:35What if everything you thought about mortgage repayments was wrong? In this eye-opening episode, Junge Ma, the lead research analyst at InvestorKit, challenges the conventional wisdom by comparing two individuals: one focused on paying off their home loan in 10 years, and the other investing in a property portfolio over 30 years. The surprising res…
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Long-Term Growth Doesn't Look Like What You Think - With Arjun Paliwal
19:31
19:31
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19:31Does past performance really dictate future property growth in Australia? Arjun Paliwal challenges this common belief, revealing how cities once dismissed as "duds" are now outperforming traditional powerhouses like Sydney and Melbourne. He delves into the crucial role of market cycles, urging listeners to look beyond superficial data to unearth tr…
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Perth vs Melbourne: Which Property Market is set to Boom in 2025? - With Arjun Paliwal
17:00
17:00
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17:00Curious about how Perth and Melbourne are shaping up in the second quarter of 2025? In this insightful episode, Arjun Paliwal explores the stark contrasts between these two markets—Perth, which has minted countless property millionaires, and Melbourne, which has faced a tougher road. He unpacks the latest on market pressures, cash flow, and yields,…
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Why Rentvesting is Soaring in 2025? - With Arjun Paliwal
11:17
11:17
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11:17Are you considering getting into the property market but unsure whether to buy a home or invest elsewhere? In this episode of the InvestorKit podcast, host Arjun Paliwal unpacks the growing trend of rentvesting—a strategy where individuals rent where they want to live while investing in more affordable or high-growth areas. It’s a rising movement i…
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Land to Asset Ratio Explained - With Junge Ma
5:19
5:19
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5:19Are you placing too much importance on land size when evaluating property investments? In this episode, Junge Ma dives into the concept of land-asset ratio and challenges some of the most common assumptions investors make. With clear explanations and practical insights, she helps listeners understand what this ratio really means for long-term portf…
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Is Melbourne Property Investment Right for You in 2025? - With Arjun Paliwal
15:29
15:29
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15:29Is Melbourne really the right property market for you in 2025? The headlines say it’s heating up, but that doesn’t mean it suits every investor. In this episode, Arjun Paliwal breaks down how to assess if Melbourne fits your goals, based on your income, borrowing power, and ability to hold the property long-term. Before jumping into the hype, Arjun…
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When Is the Right Time to Sell Your Investment Property? - With Junge Ma
7:21
7:21
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7:21When is the right time to sell a property? That’s the question many investors struggle with — and in this episode, you'll finally get the clarity you need. Lead Research Analyst Junge Ma from InvestorKit takes you through a real-life breakdown of when to sell, when to hold, and how each decision can make or break your portfolio. From Ballarat to To…
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Build to Rent: A Game Changer for Australian Real Estate? - With Arjun Paliwal
9:23
9:23
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9:23Is Build to Rent the next major shift in Australia's property market? In this episode, Arjun Paliwal takes a deep dive into how the growing trend of large-scale rental communities could transform the way Australians rent, invest, and view property. They explore whether this change is something investors should embrace or be cautious of — and how it…
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What The Data Says About Adding Value - With Arjun Paliwal
12:39
12:39
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12:39Are you really adding value to your property, or just spending time and money with little return? In this episode, property expert Arjun Paliwal explores the intricacies of adding value through renovations and developments. He breaks down the key factors to consider, including time commitment, opportunity cost, and whether to renovate for capital g…
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The First Quarter Top 3 Performing Areas 2025 - With Junge Ma
10:05
10:05
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10:05Ready to uncover the top three performing property markets in Australia for the first quarter of 2025? In this insightful episode, Junge Ma, Lead Research Analyst at InvestorKit, shares how Stirling in Greater Perth, Albury in New South Wales, and Townsville are shaping the real estate landscape with impressive growth rates and market dynamics. Jun…
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8 Strongest Yields in Australia 2025 - With Junge Ma
11:27
11:27
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11:27Looking for investment suburbs that pay solid rent and still have room to grow? In this episode, Lead Research Analyst Junge Ma from InvestorKit breaks down eight Australian markets where cash flow meets capital growth potential, proving you don’t have to choose between the two. Junge dives into the data behind each region—Geraldton (WA), Mildura (…
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Understanding Property Market Trends: Does Winter Offer Better Deals? - With Junge Ma
8:00
8:00
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8:00Is winter really the secret weapon for property buyers? Junge Ma, breaks down the facts behind one of real estate’s most popular myths: that winter gives buyers an advantage. Using real data from Greater Adelaide across several years, she challenges the idea that less competition and slower sales make winter the best time to purchase property. In t…
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The Impact of Victoria's New 7.5% Airbnb Tax on the Property Market - With Junge Ma
9:21
9:21
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9:21How do large-scale restrictions affect the property market? In this episode, Junge Ma delves into the implications of the new 7.5% tax on Airbnb properties introduced by the Victorian government on January 1, 2025. She explores how this tax could impact the rental market, particularly in Melbourne, where over half of Victoria's 63,000 short-stay ac…
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Finding Double-Digit Growth in 2025 - With Junge Ma
10:37
10:37
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10:37During the COVID boom, finding double-digit growth could almost always be done while wearing a blindfold. However, nowadays, that's no longer the case. In this insightful episode, Junge Ma explores the evolving property market landscape following the COVID boom. She discusses the importance of selecting the right properties and locations to achieve…
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Unit Boom Coming: Does the Data Agree? - With Arjun Paliwal
21:32
21:32
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21:32Are units the next big opportunity for investors? In this episode, I’m unpacking the massive price disparity between houses and units in Australia. Have you ever wondered why houses seem to be a better investment? I’ve got the data to back it up! Join me as I explore long-term growth trends across eight capital cities, revealing how units fared aga…
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Strategy Stacking Explained - With Arjun Paliwal
9:12
9:12
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9:12What is strategy stacking, and how can you implement it in growing your portfolio? Join me as I uncover the powerful concept of strategy stacking in property investing. Discover how combining different strategies can lead to remarkable financial outcomes as I share my personal success story of a property that skyrocketed in value from $365,000 to o…
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145k Jobs In 3 Locations - Are They Set for Growth? - With Junge Ma
9:01
9:01
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9:01How does a booming number of job opportunities affect the property market? Join Junge Ma, the lead research analyst at InvestorKit, in this insightful episode as she explores the dynamic relationship between job opportunities and the property market in Australia. Discover how three locations are experiencing significant job growth, with vacancy rat…
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Is Everyone Selling in Perth? - With Junge Ma
10:48
10:48
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10:48You may have heard talks about everyone selling in Perth. What does the data say about this, and should you sell now as well? Join Junge Ma, lead research analyst at InvestorKit, in this insightful episode as she unpacks the current state of the Perth property market in early 2025. Is it true that "everyone is selling in Perth"? Junge explores the …
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What is Cross-Collateralisation and Why Should You Avoid It? - With Arjun Paliwal
10:19
10:19
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10:19What is cross-collateralisation and why do investors with large portfolios avoid it? Join me in this insightful episode as I unpack the complexities of cross-collateralisation in property investing. Listeners will learn why seasoned investors often steer clear of this practice and how it can impact their ability to access equity and manage their po…
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3 Key Metrics to Consider Before Investing in Melbourne Suburbs - With Arjun Paliwal
13:10
13:10
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13:10Are you looking to invest in Melbourne suburbs? You need to learn three key metrics to help you make more informed decisions. Join me as I unpack essential metrics for property investors looking to navigate the Melbourne market. In this episode, listeners will learn why avoiding units is crucial, how lower quartile pricing is on the rise, and the i…
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The 5 Worst Melbourne Suburbs To Avoid - With Junge Ma
7:56
7:56
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7:56If you're looking to invest in Melbourne in 2025, you need to know about these five suburbs that need to be avoided at all costs. Join Junge Ma, the lead research analyst at InvestorKit, as she uncovers the five worst suburbs for property investment in Melbourne right now. In this insightful episode, she breaks down the key issues affecting these a…
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Investing in Darwin: Trends, Pros, and Cons for 2025 - With Junge Ma
11:51
11:51
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11:51Is it a good idea to invest in Darwin in 2025? Join Junge Ma, Lead Research Analyst at InvestorKit, in this insightful episode as she explores the investment landscape of Darwin, Australia. With the job market on the rise and a notable shift in property trends, is 2025 the year Darwin finally sees significant price growth? Junge breaks down the lat…
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Is Gen Z Really Locked Out of Property? - With Junge Ma
16:58
16:58
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16:58Is it still possible for Gen Z to buy property? Join Junge Ma, lead research analyst at InvestorKit, as she unpacks the realities of the property market for Gen Z in this insightful episode. With skyrocketing property prices and stagnant incomes, many young Australians feel locked out of home ownership. However, Junge reveals that there are still p…
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When is Regional Too Regional? - 3 Tools to Determine - With Junge Ma
9:56
9:56
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9:56When is a regional city considered to be "too regional"? Join Junge Ma, the lead research analyst at InvestorKit, in this insightful episode as she discusses the potential for substantial returns in regional markets while learning how to identify towns that may be too risky for investment. Junge shares three critical tools to evaluate regional town…
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What is an Easement - Everything You Need to Know! - With Junge Ma
10:37
10:37
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10:37What is an easement, and what part does it play in property investment? Join Junge Ma, the lead research analyst at InvestorKit, in this enlightening episode as she unpacks the essential topic of property easements. Discover what easements are, the four most common types, and when they might pose a problem for property owners. Junge shares practica…
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Are Melbourne Minimum Rental Standards Really That Bad? - With Junge Ma
7:02
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7:02Are the new minimum rental standards bad for investors, or is it a win-win situation for both investors and tenants? Junge Ma, Lead Research Analyst at InvestorKits, unpacks the new minimum rental standards in Victoria. With many investors leaving the market, Junge reveals why this could be a golden opportunity for those willing to stay. She discus…
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3 Property Deal Breakers You Must Avoid - With Junge Ma
9:03
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9:03What are the deal breakers that you need to avoid when investing in property? Junge Ma, the Lead Research Analyst at InvestorKit, reveals three crucial deal breakers that property investors should avoid. While many are aware of common risks like bushfires and flood hazards, she dives into less talked-about factors that can significantly impact prop…
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Why Blue Chip Assets Aren't Always the Best Investment Choice - With Junge Ma
9:27
9:27
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9:27Are blue chip assets always good investments? Join Junge Ma, lead research analyst at InvestorKit, as she debunks the myth that blue chip suburbs are the ultimate investment choice for property investors. In this insightful episode, Junge explores the potential pitfalls of investing in blue chip locations, including higher negative cash flow, weake…
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Queensland Regional Towns Compared - With Junge Ma
19:12
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19:12Regional centres in Queensland have been performing really well in the past few years—which ones are still set for growth? In this episode, Junge Ma ranks six regional cities in Queensland based on their market pressure and growth potential heading into 2025. Discover how these areas are performing in terms of population growth, job market strength…
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Do Rate Cuts Cause Property Price Booms? - With Junge Ma
7:37
7:37
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7:37Do Rate Cuts Cause Property Price Booms? Will a rate cut cause a property price boom? Join Junge Ma as she explores the intriguing relationship between cash rate changes and property prices in Australia. In this episode, she breaks down historical trends and presents compelling charts that reveal the complexities of the housing market. Discover how…
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Will Scrapping Negative Gearing Crash Australia's Property Market? - With Junge Ma
8:07
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8:07Will scrapping negative gearing crash the property market in Australia? In this episode, Junge Ma provides a historical perspective on negative gearing, discussing its introduction, past restrictions, and the effects on property prices. She gives her insights on the potential effects of banning negative gearing based on past data and logical reason…
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Top 25 Undersupplied Areas of 2025- With Junge Ma
9:11
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9:11What are the Top 25 Undersupplied Areas that will set you up for massive potential in 2025? Join Junge Ma in this insightful episode as she investigates Australia's housing supply crisis. She reveals five of the top 25 undersupplied regions for 2025, shedding light on the factors driving the housing market's challenges. Discover how population grow…
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Was our 2023 Hot List right? honest review might shock you
9:19
9:19
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9:19Revisiting our Top 23 Suburbs in 2023—how did they actually perform? Discover how these suburbs fared over 21 months, with many achieving impressive capital growth. However, not all predictions hit the mark. Junge reveals the factors that led to some suburbs underperforming in 2023, including unexpected cash rate hikes and their effects on buyer co…
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Understanding Townsville's Growth: Key Indicators and Future Predictions
12:35
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12:35Is the Townsville market about to tank? In this episode, Junge delves into the property market of Townsville, which has seen a significant 17% increase in median house prices over the past year, now exceeding $500,000. She explores whether this growth is sustainable and what factors are driving it. The discussion covers key economic indicators such…
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Why Australia's 1.2 Million Homes Target is Unlikely to be Met
18:41
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18:41Is it still possible to complete the 1.2 million homes project on time? The data actually says no, and I'll be breaking down why not. The government aims to build over 200,000 homes annually, but only 162,000 homes were completed in the last year, indicating a 32% shortfall. Even if homes are approved, they may not be built in time to meet the targ…
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The Deeper Details of Commercial Property Deals - With Chris Huxter
17:38
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17:38How can you spot deal breakers in good commercial properties? Chris Huxter, head of commercial at InvestorKit, joins us today as he analyses two intriguing deals that seemed promising at first but revealed critical concerns upon closer inspection. With real-life examples, he illustrates how to identify potential risks and make informed investment d…
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