Resetting Your Money Routine After Summer: Back-to-School, Back-to-Budget Series (Part 1 of 4)

Everyone's Talkin' Money

Content provided by Shari Rash, Money Podcast for Women, Personal Finance, and Mental Health. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Shari Rash, Money Podcast for Women, Personal Finance, and Mental Health or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

3d ago 26:23

MP3•Episode home

Summer was fun—your bank account says otherwise.

In this kickoff to our Back-to-School, Back-to-Budget mini-series, Shari lays out a simple, no-shame plan to reset your budget after summer, rebuild your money routine, and set up a fall financial reset that actually sticks.

If camps, travel, iced lattes, and “just this once” dinners left you with a summer spending hangover, this episode gives you five practical moves to get back on track before holiday spending hits.

In this series, you’ll learn how to run a fast cash-flow audit, spot money leaks (hello, unused subscriptions), build realistic September budgets, and create fall financial containers for predictable expenses—so you walk into Q4 confident, not scrambling.

You’ll hear:

Why routines (not willpower) drive real financial confidence

The honest summer spending reality check—and how to stop the shame spiral
A step-by-step cash-flow review you can do in 30 minutes
The One-Cut Challenge to reclaim cash this week (subscription audit, anyone?)
How to build a realistic September budget you’ll actually follow
“Financial containers” for fall: back-to-school, holidays, travel, winter wear
The weekly money check-in that keeps you out of panic mode

You’ll walk away with:

A clear, judgment-free picture of where your money went this summer
One recurring expense canceled—and dollars redirected to what matters
A realistic September budget (not perfection—direction)
A simple system to prep for fall + holiday costs before they hit
A 15-minute weekly check-in ritual to stay accountable

This episode is perfect for: Anyone feeling behind after summer who wants a fresh start for fall, listeners prepping for holiday spending, and busy adults who need a budget reset they can keep up with.

Series note: This is Part 1 of 4. Next up: Your Fall Financial Checkup—cash flow, savings, debt, and the sneaky leaks draining your budget.

If this helped, share it with a friend who needs a post-summer money reset, follow the show so you never miss an episode, and come hang with me on Instagram @everyonestalkinmoney for weekly tips and prompts.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

1349 episodes