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Content provided by Shari Rash, Money Podcast for Women, Personal Finance, and Mental Health. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Shari Rash, Money Podcast for Women, Personal Finance, and Mental Health or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.
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Building Wealth for the Long Term: 9 Investing & Retirement Lessons That Actually Work. 40 Money Lessons for 40 Part 4

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Manage episode 509443800 series 1856311
Content provided by Shari Rash, Money Podcast for Women, Personal Finance, and Mental Health. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Shari Rash, Money Podcast for Women, Personal Finance, and Mental Health or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Retirement may feel far away, but the decisions you make today will shape how much freedom and flexibility you have tomorrow. In Episode 4 of 40 Money Lessons at 40, Shari Rash unpacks nine essential lessons for building long-term wealth.

This isn’t about chasing hot stocks or becoming a Wall Street expert—it’s about practical, proven strategies that anyone can use to make time and money work together.

You’ll hear:

  • Why diversification is your financial safety net (and how to do it easily).
  • The biggest mistake people make with employer 401(k) matches—and how to fix it today.
  • How Roth IRAs deliver decades of tax-free growth.
  • Why borrowing from retirement accounts robs Future You.
  • How to avoid a “retirement tax bomb” with the right mix of pre-tax and Roth contributions.
  • The tax-efficient accounts (Roth, HSA, 529) that quietly add six figures over time.
  • Why HSAs are the unicorn account for retirement healthcare costs.
  • What you need to know about taxes on W-2, 1099, dividends, and capital gains.
  • The one factor that beats investment returns or contribution size: starting early.

Whether you’re in your 20s, 30s, or hitting your 40s like me, these lessons prove that money is forgiving—you can start fresh today and still build the wealth you need for tomorrow.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

  continue reading

1362 episodes

Artwork
iconShare
 
Manage episode 509443800 series 1856311
Content provided by Shari Rash, Money Podcast for Women, Personal Finance, and Mental Health. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Shari Rash, Money Podcast for Women, Personal Finance, and Mental Health or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Retirement may feel far away, but the decisions you make today will shape how much freedom and flexibility you have tomorrow. In Episode 4 of 40 Money Lessons at 40, Shari Rash unpacks nine essential lessons for building long-term wealth.

This isn’t about chasing hot stocks or becoming a Wall Street expert—it’s about practical, proven strategies that anyone can use to make time and money work together.

You’ll hear:

  • Why diversification is your financial safety net (and how to do it easily).
  • The biggest mistake people make with employer 401(k) matches—and how to fix it today.
  • How Roth IRAs deliver decades of tax-free growth.
  • Why borrowing from retirement accounts robs Future You.
  • How to avoid a “retirement tax bomb” with the right mix of pre-tax and Roth contributions.
  • The tax-efficient accounts (Roth, HSA, 529) that quietly add six figures over time.
  • Why HSAs are the unicorn account for retirement healthcare costs.
  • What you need to know about taxes on W-2, 1099, dividends, and capital gains.
  • The one factor that beats investment returns or contribution size: starting early.

Whether you’re in your 20s, 30s, or hitting your 40s like me, these lessons prove that money is forgiving—you can start fresh today and still build the wealth you need for tomorrow.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

  continue reading

1362 episodes

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