Welcome to a special episode of the Building Your Money Machine Show! Today, I’m flipping the script a bit—we’re not just talking about cutting costs or scrimping and saving. Instead, I’m sharing 10 things that are actually worth spending money on—even when money is tight. I know, it might sound counterintuitive, but hear me out: some expenses aren’t really expenses at all. They’re investments in your protection, your earning power, your health, and your peace of mind.

I walk you through each of these 10 life upgrades—things that don’t just take money out of your wallet, but actually save you, build value, and help you create a future you’ll be proud to live in. From protecting yourself with an emergency fund and health insurance, to investing in new skills, mental health, and even kitchen essentials, these are the game-changers that keep you stable, strong, and moving forward.

I’ll share my own experiences—and the data—to help you see expenses in a whole new light.

IN TODAY’S EPISODE, I DISCUSS:

• Why cutting every expense isn’t always the answer when money is tight
• The essential role of a basic emergency fund—and the surprising difference between the Comfort Fund and the Peace of Mind Fund
• How health insurance, even if it’s just catastrophic coverage, can save you from financial disaster
• Why supportive, durable footwear is a hidden investment in your long-term health (your knees and back will thank you!)
• Growing your income by investing in skills, certifications, and education that the marketplace values

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

• 8 Signs You're Not Ready For Retirement
• How to SURVIVE and THRIVE During a Recession
• Money Principles I Know At 63 But I Wish I Knew At 40
• If You're Thinking Of Retiring Early... Watch This
• I've been through 4 recessions, here's what always happens...

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

• 8 Signs You're Not Ready For Retirement: https://youtu.be/aUhBrFx-NxY
• How to SURVIVE and THRIVE During a Recession: https://youtu.be/xSbRv9BopiA
• Money Principles I Know At 63 But I Wish I Knew At 40: https://youtu.be/aTOC_lC0CAE
• If You're Thinking Of Retiring Early... Watch This: https://youtu.be/SO9yQLytMWI

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