The ripple effects of unaffordable—or unavailable—insurance reaches beyond individual households and is distorting entire housing markets. — In the U.S. and Australia, increasing natural disasters are putting pressure on governments and homeowners to find safe and affordable housing solutions. —Data is providing key insights to help identify and prioritize mitigation measures for particularly vulnerable communities. —Environmental pressures have altered natural disaster response over the past decade, and there are a few things the U.S. could learn from Australia's approach. In this episode: 2:37 – How have recent natural disaster events in the U.S. and Australia shifted how we understand environmental risk? 5:47 – How has natural disaster response changed in the last 10 years, and what role does data play in disaster response? 9:53 – How is the property industry keeping up with the increasing severity of natural disasters? 14:31 – Where are the biggest opportunities to build smarter, safer communities? 17:45 – Erika Stanley goes over the numbers in property market in The Sip. 18:50 – Why is it becoming more difficult to insure high-risk homes? 20:56 – How can better data and insights help insurers mitigate risk rather than exit the market. 25:22 – What is one change that could effectively help insurers prepare for environmental risk?