Best Cotality Podcasts (2025)

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Are algorithms or agents the missing link for disconnected homebuyers? 29:17

Play Pause

5M ago29:17

29:17

AI is becoming more involved in the homebuying process, but disconnected systems are leaving buyers confused and looking to people in order to rebuild trust throughout the process. - Buyers are entering the homebuying process stressed and looking for guidance. Technology has promised speed, but it hasn’t delivered confidence. - Trust in technology …

1
Silent shifts in mortgage fraud raise concerns 23:28

6M ago23:28

23:28

Mortgage fraud cases haven't surged dramatically, but subtle shifts in tactics and technologies are reshaping the industry. - Under the umbrella of purchase fraud, transaction fraud risk, such as undisclosed agreements between the parties and down payment fraud, is making waves. - While New York has long been the top state for fraud risk, Californi…

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Energy is a powerful bridge for the property value divide 35:42

6M ago35:42

35:42

In the second episode of Beyond the Buildings' three-part sustainability series with Cotality Australia, guest host Eliza Owen delves into this often-overlooked but increasingly pressing issue: energy efficiency in Australian homes. But why is energy efficiency coming into the public conversation now? And what’s driving this shift? To unpack these …

1
What happens when lodging becomes a liability? 30:16

7M ago30:16

30:16

The ripple effects of unaffordable—or unavailable—insurance reaches beyond individual households and is distorting entire housing markets. — In the U.S. and Australia, increasing natural disasters are putting pressure on governments and homeowners to find safe and affordable housing solutions. —Data is providing key insights to help identify and pr…

1
Home insurance shortfalls may turn cheap homes into costly futures 28:41

7M ago28:41

28:41

This episode of Beyond the Buildings host Maiclaire Bolton Smith and Cotality’s Assistant Vice President of Product Marketing Tom Larsen explore the escalating crisis in homeowners insurance, revealing why premiums are rising and what it means for homeowners and insurers nationwide.Discover why some states are hit harder than others, how government…

1
Property tax cuts could upend the Florida housing market 20:12

8M ago20:12

20:12

Florida’s proposal to eliminate property taxes sounds like a radical affordability solution — but what would it actually cost? In this episode, Maiclaire Bolton Smith and Chay Halbert unpack the financial, political, and social tradeoffs behind this bold move.• Eliminating property taxes would gut funding for schools and public services, forcing st…

1
Cotality is more than a name — It’s a vision 33:04

8M ago33:04

33:04

CoreLogic rebranded as Cotality, and the company’s CEO Patrick Dodd explains why now was the right time to make the change.- The transition from CoreLogic to Cotality wasn’t just a rebrand, it was transformation with purpose.- What happens when a legacy powerhouse hits refresh? Beyond better serving client needs and adapt to changing market dynamic…

1
How Gen Z will write new rules for homebuying 20:52

8M ago20:52

20:52

Gen Z is entering the housing market and encountering challenges both familiar and unfamiliar to previous generations.- High mortgage rates and home prices are forcing many to explore alternative markets and creative strategies like house hacking.- Tech tools and digital platforms are central to how Gen Z researches, finances, and navigates homebuy…

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Can We Bridge the Widening Property Insurance Gap? 29:53

10M ago29:53

29:53

For years homeowners’ insurance was just there. It was a safety net in the background, ready to catch someone when disaster struck. But now, that net is fraying, and homeowners are scrambling to understand why coverage is becoming so expensive — or in some areas, nearly impossible to obtain. Homeowners across the country — especially in wildfire-pr…

1
New Tariffs, Higher Costs — Who Really Pays the Price? 33:24

11M ago33:24

33:24

As the U.S. waits for the final decision on the fresh tariffs imposed on Canadian, Mexican, and Chinese imports, the housing industry is bracing for the impact of this policy decision. With material costs already a growing concern, these new trade policies could send ripples through supply chains, development timelines, and affordability. Tariffs o…

1
Will Congress Regulate AI's Rapid Growth in Real Estate? 23:36

11M ago23:36

23:36

From Capitol Hill to the mortgage industry, AI is everywhere. It’s even finding its way into the halls of government. But while AI promises innovation, it’s also raising a ton of questions—especially for policymakers. Last year, Congress introduced over 350 AI-related bills, and while many of these bills simply served to spark debate, it’s clear th…

1
The Homes the LA Wildfires Left: A Hidden Insurance Crisis? 27:36

11M ago27:36

27:36

January’s wildfires in Los Angeles will leave scares. Even those whose homes seem to be structurally sound may actually be hiding severe damage that will only be uncovered as LA begins to recover and rebuild. Garret Gray, CoreLogic’s President of Global Insurance Solutions is one such case. Following a harrowing race against time to evacuate the th…

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How the Stories Properties Tell Shape the U.S.'s Future 30:33

12M ago30:33

30:33

Imagine a world where every piece of property tells a story—where every plot of land, building permit, and insurance claim contributes to a dynamic narrative that evolves over time. In the first episode of Season 5 of Core Conversations, you are invited you to step beyond the ordinary view of properties as an amalgamation of square footage and floo…

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How 2024’s Housing Market Sets the Stage for 2025 32:23

1y ago32:23

32:23

As 2024 slides into 2025, those who have been following the housing market know that there is a lot to unpack from the year. Home affordability, when adjusted for inflation, has reached its lowest point in decades. Inventory trends are diverging across the nation. Generational dynamics are influencing how people are buying homes. But even if the tr…

1
What’s Driving the Appraisal Industry’s Move to Modernize? 28:37

1y ago28:37

28:37

The appraisal industry is undergoing its most significant transformation in decades, blending innovation with tradition to reshape how appraisers value real estate. As the appraisal industry enters a new era driven by technology and changing consumer expectations, advancements like AI-powered valuation tools, as well as desktop and hybrid appraisal…

1
What Will a Second Trump Presidency Mean for U.S. Housing? 25:02

1y ago25:02

25:02

As the U.S. looks ahead to Donald Trump once again taking office in January, the real estate and housing industry is watching closely. Given Trump’s previous term and recent rhetoric on the campaign trail, when the president-elect returns to the White House on January 20, the property market landscape could shift dramatically. A Trump administratio…

1
Nightmare on Main Street: Unpacking 10 Scary Housing Trends 32:09

1y ago32:09

32:09

From soaring mortgage rates to climate risks, the economic landscape of buying a home is filled with uncertainties that could terrify even the most seasoned investor. Whether it’s government policies or technological innovations, there are a wide variety of external factors that wield immense influence over the trajectory of the property market. As…

1
Property Cybercrime Rising: What You Need to Know 33:27

1y ago33:27

33:27

In recent years, cybercrime has surged across nearly every industry, with real estate emerging as a prime target for hackers. The shift toward digital transactions, coupled with the sensitive nature of real estate data, has made the sector a lucrative focus for cybercriminals. From wire fraud to data breaches, the threats are evolving, posing signi…

1
Geospatial Data: Superpowering AI Infrastructure Planning 24:18

1y ago24:18

24:18

Over the next few years, it's estimated that nearly a trillion dollars will be spent on data centers, semiconductors, and power grid upgrades. And this is all just to meet the growing computational needs of AI technologies. In fact, industry estimates suggest that global data center capacity could double by 2030, but this growth is far from straigh…

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How to Solve the U.S. Affordable Housing Crisis 27:15

1+ y ago27:15

27:15

Affordability remains a persistent challenge in the U.S. housing market. With increasing concerns over housing costs, particularly post-pandemic, the affordability crisis has grown to affect millions of households across the country. With nearly one-third of American households now considered cost burdened, the crisis has reached national prominenc…

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Do Appraisers Have What It Takes to Value Short-Term Rentals? 28:16

1+ y ago28:16

28:16

As cities across the country grapple with the rise of platforms like Airbnb and VRBO, the implications for the property industry are becoming more complex. How do you accurately value a property that doubles as a business? What happens when local regulations change? Despite the lingering questions in the industry, the rising demand for vacation hom…

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Which Areas of the US Are Most Vulnerable to Extreme Heat? 27:32

1+ y ago27:32

27:32

Extreme heat doesn’t just challenge our physical endurance; it has a ripple effect on nearly every aspect of our lives. From contributing to the intensification of natural disasters like hurricanes and wildfires to affecting property values, insurance risks, and even migration patterns, rising temperatures are worth paying attention to. As natural …

1
What Drives Public Perception of Climate Migration? 23:12

1+ y ago23:12

23:12

Have you ever wondered what happens to communities when climate change forces people to move? The economic and social ramifications are both complex and far-reaching. From community fragmentation to insurers potentially refusing coverage in high-risk areas, there are profound consequences stemming from not adapting to a climate in which natural dis…

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Why Measuring Climate Risk Means Financial Stability for US Banks 27:48

1+ y ago27:48

27:48

Ever wondered how a hurricane might impact the financial sector, or why granular data on property locations is essential? Curious about how these findings might influence future governmental policies and corporate risk management strategies? The Federal Reserve Board (FRB) was too. This year, the FRB asked six major U.S. banks to scrutinize their r…

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University of Miami Researcher Weighs in on Key 2024 Hurricanes Season Trends 26:22

1+ y ago26:22

26:22

As the 2024 Atlantic hurricane season approaches, the climate signals are anything but typical. The transition from El Niño to La Niña and unprecedented sea surface temperatures in the Atlantic have meteorologists and communities paying close attention to the potential severity and frequency of this year's hurricane potential. Warmer ocean temperat…

1
Where Are Labor and Material Cost Affecting Housing Affordability? 23:20

1+ y ago23:20

23:20

As the landscape of the housing market continues to evolve, one topic continues to remain at the forefront: affordability. It’s a topic we frequently explore on this podcast because it touches every facet of the property market, including the rising costs of construction. With more people moving to more affordable regions, there’s a notable impact …

1
Building Codes Cost. But What is Resiliency Actually Worth? 21:44

1+ y ago21:44

21:44

As the frequency and severity of natural catastrophes intensify, the need to strengthen the resiliency of communities against these perils is increasingly urgent. Building codes are a critical tool in this endeavor. However, their adoption and enforcement vary significantly across states. A recent report from the Insurance Institute for Business an…

1
What Are the Ethical Implications of AI in the Property Industry? 24:24

1+ y ago24:24

24:24

A full 67% of IT senior leaders are prioritizing generative AI for their businesses, according to Salesforce data. This statistic underscores the growing importance of AI in today's business landscape and highlights the urgency of understanding its implications. Although AI is not new technology, over the past couple of years, it has reshaped indus…

1
Can Housing Market Foreclosures Remain Low as Consumer Debt Rises? 25:30

1+ y ago25:30

25:30

As housing prices remain elevated, it's crucial to examine the other side of the coin, where worries about affordability linger despite the substantial equity many homeowners have amassed. In a housing market characterized by high prices, soaring equity, and ballooning consumer debt, it is worth examining mortgage delinquency and foreclosure rates,…

1
Why Valuing Barndominiums, Tiny Homes Needs the Cost Approach 24:30

1+ y ago24:30

24:30

Whether you're valuing, insuring, underwriting or even simply buying and selling real estate, understanding the nuances of property valuation is crucial. But why do homes have so many different values and what role does each value play in the grand scheme of things? From market value to insurable value to the cost approach, who you are and what typ…

1
SEC Climate Disclosure Guidance Timeline Pause: Why Companies Benefit 25:00

1+ y ago25:00

25:00

On March 6, 2024, the Securities and Exchange Commission (SEC) sent shockwaves through the financial world by mandating that publicly traded companies disclose details about how climate change affects their businesses. However, this rule hit a roadblock on April 4 when legal challenges led the SEC to pause the implementation timeline, throwing comp…

1
Can Property Data Accurately Predict Shifts in the Property Market? 25:15

1+ y ago25:15

25:15

In today's ever-changing property market, decisions can be swayed by fluctuating interest rates, population shifts, affordability concerns, and climate challenges. However, one constant remains to provide a clear path forward: data-driven insights. From guiding high-level business decisions to shaping regulatory policies, data has become the corner…

1
What Makes Geospatial Data Unique to Expand Telco Infrastructure? 21:12

2y ago21:12

21:12

In the telecommunications industry, navigating infrastructure investments to draft a road map for 5G success is a complex but necessary undertaking. Success requires both location intelligence and geospatial data. As the needs for 5G infrastructure increase in parallel with the demand for connectivity for everything from core networks to self-drivi…

1
Are Investors and Interest Rates Abolishing the Dream of Homeownership? 25:19

2y ago25:19

25:19

Soaring U.S. rental prices have prompted discussions about the nation's trajectory towards a renter-centric society. From the exorbitant rental prices in Miami to the ongoing wisdom that homeownership is an advantageous financial decision, as renters and homeowners search for affordability and stability, they will need to navigate an increasingly c…

1
What Can 2023 Teach Us About Future Natural Catastrophes? 24:43

2y ago24:43

24:43

It already seems like 2023 is long ago, but the consequences of natural disasters and the lessons we’ve learned from them are far from the past. Record-breaking hailstorms; devastating wildfires in Lahaina, Hawaii; and other catastrophic events made global headlines, and for good reason. Historical patterns are changing – just look at the increasin…

1
Some Insurers Banned AI — Will Insurtech Bring It Back? 23:08

2y ago23:08

23:08

Insurance is a topic of perennial interest, but it is not often discussed for furthering cutting-edge technologies like generative AI and machine learning. However, Insurtech, with its ability to redefine business models and leverage cutting-edge technologies, has left an indelible mark on the insurance industry landscape. Whether it’s a homeowner …

1
How Will Big Data Automation Impact Insurance Field Data? 21:58

2y ago21:58

21:58

As the claims and restoration business adapt to pressures of surging inflation, persistent labor shortages and the escalating frequency of natural disasters, automation has emerged as an investment avenue to help streamline processes and enhance efficiency. However, not all technology solutions are created equal. In an industry when data fidelity i…

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Which U.S. Metros Sit in the Crosshairs of Remote Work Migration? 26:33

2y ago26:33

26:33

In the first episode of Season 4 of Core Conversations, Host Maiclaire Bolton Smith and CoreLogic Chief Economist Selma Hepp dive into the aftermath of the pandemic's influence on migration patterns and how remote work has reshaped the housing landscape. While the pandemic may no longer dominate headlines, it continues to exert its influence. Remot…

1
What Is the 2024 Economic Outlook for the Property Industry 9:49

2y ago9:49

9:49

What is the future of the U.S. economy? Host Maiclaire Bolton Smith and CoreLogic Chief Economist Selma Hepp dive into this perennial question in the final episode of Core Conversations: Season 3. From incremental home sales increases to gradually declining mortgage rates, there is a lot that we can expect to happen in 2024. However, geopolitical r…

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2023 Economic Look Back: A Tale of Two Housing Markets 24:08

2y ago24:08

24:08

In the season finale of Core Conversations, host Maiclaire Bolton Smith and CoreLogic Chief Economist Selma Hepp dive into a discussion about the dynamic landscape of the U.S. housing market in 2023. This year, mortgage rates surged by almost 500 basis points, home prices catapulted by 42% over three years and mortgage payments witnessed a staggeri…

1
Why the US Mortgage System Is a Shield From Inflation 16:24

2y ago16:24

16:24

Ever wondered why the U.S. mortgage market offers 30-year, fixed-rate mortgages and what impact this unique loan offering has on housing prices? This is a question that host Maiclaire Bolton Smith and CoreLogic Professional Economist Thom Malone dive into during part two of this episode on the differences between the U.S. and international housing …

1
Why US Property Retains Its Value Compared to Other Global Markets 23:11

2y ago23:11

23:11

Property is the world’s largest asset class, so any fluctuation within this market has far-reaching effects. Just consider how property values in countries like Australia, New Zealand, Canada, the U.K., and the U.S. have sent ripples throughout the global economy. There are many factors that affect the housing market, and one is the amount of inves…

1
How Could Gig Work and Automation Lead to More Mortgage Fraud? 13:30

2y ago13:30

13:30

Instances of mortgage fraud have remained relatively stable in recent years. In the second quarter of 2023, CoreLogic estimates that 1 in 134 applications contained fraud, up from 1 in 131 during the same period in 2022. But that doesn’t mean that lenders shouldn’t be on the lookout for warning signs. In the 2023 Mortgage Fraud Report, researchers …

1
Occupancy Fraud May Be the Next Risk for the Mortgage Industry 17:45

2y ago17:45

17:45

Elevated interest rates have had ripple effects across the U.S. property market. From the appearance of the lock-in effect, which has slowed down home purchases, to increasing questions of affordability, the climbing cost of taking out a mortgage has spurred many to consider how to lower the price tag. One trend that CoreLogic® has spotted in the p…

1
How Will Climate Change Influence Wildfires in the US? 10:31

2y ago10:31

10:31

Wildfires are an annual occurrence in many areas of the U.S. However, as our climate changes, fires are beginning to ignite in areas that are traditionally at low risk. Just look at the Hawaiian island of Maui. Despite the increasing number of regions experiencing wildfires, only about 9% of U.S. properties meet the threshold for high or extreme wi…

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Does Low Wildfire Risk Create a False Sense of Security? Spoiler: Yes 19:41

2+ y ago19:41

19:41

Knowing the wildfire risk of a home is becoming increasingly important — both for homeowners and insurers. However, it is insufficient to simply know that there is a probability of a wildfire occurring at a certain property. It is imperative to understand the development of historic risks into current risks and how this score will evolve in the fut…

1
Are Insurers Prepared for an El Niño-Fueled Hurricane Season? 9:00

2+ y ago9:00

9:00

El Niño has undoubtedly impacted the 2023 hurricane season. But it is not the only weather pattern that is exerting influence. Ocean temperature — also known as sea surface temperature — is also driving the storms swirling in the Atlantic Ocean. As reports of record-breaking temperatures in the Atlantic appeared this summer, scientists at the Natio…

1
Will Scorching Ocean Temps or El Niño Define Hurricane Season? 16:18

2+ y ago16:18

16:18

The 2023 hurricane season has so far been a wild ride — but that shouldn't be a surprise. With the El Niño Southern Oscillation (ENSO) swinging into an El Niño pattern and reports of triple-digit ocean temperatures in the Gulf of Mexico, June through November was bound to bring some noteworthy activity, and that pattern could continue. But what doe…

1
Can Wildfire Mitigation Stop the California Insurer Exodus? 10:45

2+ y ago10:45

10:45

More and more people live in high wildfire-risk areas across the United States. In fact, according to CoreLogic’s 2023 Wildfire Risk Report, California, Colorado and Texas lead the nation in the number of at-risk homes and their total reconstruction cost value. The influx of people into these areas means that there is continued demand for insurers …

1
How Will Property Data Help Manage the California Insurance Crisis? 14:22

2+ y ago14:22

14:22

Home insurance is a critical consideration when applying for a mortgage. Without insurance, it’s exceedingly difficult to purchase a property. However, with climate change influencing weather patterns and contributing to the increasing severity of natural disasters, some insurers are reassessing their coverage to better manage their risk. Insurance…