In this installment of Life Well Lived: A Physician’s Guide to Wealth, host James Nutter (fiduciary financial advisor and partner at IM Wealth) continues the Financial Wellness 101 series by tackling one of the hardest parts of personal finance: making decisions when there isn’t a clear “right” answer.

Drawing on lessons from Darren Hardy’s Hero’s Journey leadership program, wisdom from Jeff Bezos, and even insights from LeBron James, James reveals why traditional advice like “live like a resident” often misses the mark—and how physicians can instead lean into their core values to guide financial choices.

Listeners will learn:

• Why “cookie-cutter” financial advice can leave doctors unfulfilled
• How gut instincts, core values, and decision frameworks intersect
• Jeff Bezos’ four principles for high-velocity decision making
• A five-step framework for making tough financial calls without regret
• Why alignment between your inner values and outer actions is the true foundation of financial wellness

Packed with relatable stories (including James’ own missteps), practical strategies, and mindset shifts, this episode equips physicians to stop second-guessing, escape decision paralysis, and start living—and spending—in alignment with what truly matters.

What You’ll Learn in This Episode

• How to distinguish between Type 1 (irreversible) and Type 2 (reversible) decisions
• Why 70% of the data is often “enough” to act
• The role of your gut in decision making—and why ignoring it causes inner conflict
• The five-step decision framework rooted in values and strengths
• Why speed matters more than perfection in financial and life choices

Next Steps

• 📅 Schedule a free financial wellness session with James at IM Wealth
• 🩺 Join IM Wealth’s waiting list for a complimentary diagnostic
• ✍️ Download the Tough Decisions Checklist (coming soon!)

Additional Resources

• Download the PSLF Hacks Checklist
• Book a free financial wellness session with James
• Get access to exclusive physician financial tools at www.imwealth.com
• 1% of IM Wealth’s revenue is dedicated to providing scholarship funds to medical students. Learn more about the Meaningful Journeys Scholarship and how you can join the fight here.
• Learn more about the impact IM Wealth is making in the lives of physicians here.
• Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here.

About the Show:

This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future.

Because true wealth isn’t just about numbers—it’s about freedom.

Find and follow the show on YouTube.

About James Nutter:

James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom.

Follow James on Instagram

A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life.

For more resources, visit IMWealth.com.

Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.