In this week’s episode of A Life Well Lived: A Physician’s Guide to Wealth, James Nutter shares a powerful mindset shift: time—not money—is your most valuable asset.

Drawing from his own annual “Time Audit” ritual, James explains how to review your past year to uncover what truly matters. He breaks down the process step by step—from reviewing photos and calendars to identifying the people, habits, and commitments that either drain or enrich your life.

You’ll learn how to leave behind what no longer serves you, double down on what fuels you, and build a more intentional, joy-filled life and career. Whether you’re burned out, overscheduled, or simply ready to feel lighter and more aligned, this episode offers a playbook to buy back your time—one thoughtful choice at a time.

What You’ll Learn in This Episode

• Why time is the most valuable, non-renewable asset
• How to perform your own annual “Time Audit”
• Ways to identify what brings ROI—Return on Joy
• How to say no to energy-draining people and commitments
• Why busy physicians often trade joy for obligation—and how to stop
• Simple steps to create space for what matters most
• How to shift from “time scarcity” to intentional living

Next Steps

• 🗓Schedule your own Time Audit — block off 3–5 hours in the next 30–60 days.
• ☕️ Go off the grid — pick a quiet coffee shop or space where you won’t be interrupted.
• 📸Review your year — look through your photos, calendar, and notes week by week.
• ✍️Make two lists: what to leave behind and what to bring forward.
• 💡Celebrate your “ROJ” moments — Return on Joy experiences that made the year meaningful.
• 🔁Repeat annually — the more you do this, the clearer and lighter life becomes.

Additional Resources

• Download the PSLF Hacks Checklist
• Book a free financial wellness session with James
• Get access to exclusive physician financial tools at www.imwealth.com
• 1% of IM Wealth’s revenue is dedicated to providing scholarship funds to medical students. Learn more about the Meaningful Journeys Scholarship and how you can join the fight here.
• Learn more about the impact IM Wealth is making in the lives of physicians here.
• Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here.

About the Show:

This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future.

Because true wealth isn’t just about numbers—it’s about freedom.

Find and follow the show on YouTube.

About James Nutter:

James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom.

Follow James on Instagram.

Disclaimer

The opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan.

A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life.

For more resources, visit IMWealth.com.

Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.