You already know that there are a bunch of things people talk about in pockets or completely avoid. Things that may be controversial or uncomfortable but we need to get them off our chest. During "Why Don’t We Talk About This?", licensed clinical social worker and psychotherapist, Paula McMillan-Perez speaks with folks whose learned experiences and/or professions give way to a diverse knowledge of topics that we just aren't talking about...but should be!
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On the road training schools in Trust-Based Observations trainings, we periodically see absolute teaching brilliance during our 20-minute observations. It dawned on us that we have an obligation to share this brilliance with all teachers so they can learn and grow from one another. Each episode is an interview with one of these teachers where we explore their strengths as they share their tips and tricks. Tips and tricks that definitely lead to improved teaching and learning.
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Robert's faith to Techno and Hard Techno roots evolved since early 2000s from turntables to hybrid live exhibitions involving both hardware and software makers that allows him to perform without limits. DJ, producer, remixer and radio host. His 360° introduction to electronic music never stopped to progress during the time without leaking his Techno origins. Born in Italy and adopted in Greece, Robert’s approach to decks started in 1999 in Turin area (Italy) performing on Sunday afternoon pa ...
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Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money ...
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3168: Downhill Racing Meets Value Investing by Vitaliy Katsenelson of Contrarian Edge on Stock Market Investments
10:18
10:18
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10:18Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3168: Vitaliy Katsenelson uses a personal skiing mishap to illustrate how bull markets, much like groomed ski slopes, can hide underlying weaknesses in investment strategies. He urges investors…
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3167: Can Dividend Stocks Fight Inflation While Accelerating Portfolio Growth by Gordon Stein of Cash Flow Cookbook
13:27
13:27
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13:27Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3167: Gordon Stein explores how high-quality dividend stocks can serve as a shield against inflation while potentially accelerating portfolio growth. Highlighting examples like Lockheed Martin,…
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3166: Cash Flow Investments: REITs and Agency Mortgages by JT McGee with The College Investor
12:34
12:34
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12:34Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3166: JT McGee explores the world of mortgage REITs, explaining how they generate impressive dividend yields by leveraging government-backed and non-agency mortgage securities. He outlines the …
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3165: 5 Tips For Buying a Home in a Competitive Market by Mike Ballew of Egg Stack on Real Estate Investing
11:44
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11:44Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3165: Mike Ballew shares practical, strategic guidance for navigating a hyper-competitive housing market, where hesitation can cost you your dream home. His five-step plan empowers buyers to ac…
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3164: How Discovering Your Debt Triggers Can Set You Free From Debt by Jackie Beck on Money Freedom
12:41
12:41
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12:41Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3164: Jackie Beck reveals how identifying your personal debt triggers can be the turning point to lasting financial freedom. By examining the emotional and habitual roots of your spending decis…
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3163: You, Too, Can Be Conned by JL Collins on Financial and Money Advice
13:02
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13:02Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3163: J.L. Collins lays out a sharp and eye-opening warning about the seductive nature of financial scams and the psychological tricks that make them so effective, even on smart, well-intention…
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3162: P.S.: We All Struggle by J. Money on Feeling Overwhelmed and Anxious
12:04
12:04
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12:04Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3162: J. Money reminds readers that everyone, even those who seem to have it all together, struggles sometimes. Through raw honesty and uplifting encouragement, this piece offers a comforting r…
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Encouraging Student Engagement with Marcee McLain
29:07
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29:07In this episode, Craig Randall interviews Marcee McLain, a fifth-grade teacher at Soap Lake Elementary. Marcee shares her journey into teaching, her methods for fostering creativity, and the importance of building strong relationships with students. The discussion also touches on the positive impact of Trust-Based Observations in her classroom.…
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3161: How Should I Invest a Lump Sum? By Chris Reining on Investing Advice
9:52
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9:52Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3161: Chris Reining unpacks the psychological and strategic considerations behind investing a large lump sum, emphasizing the risks of loss aversion and market timing. By advocating for a slowe…
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3160: The Yield Shield: Preferred Shares by Wanderer of Millenial Revolution on Investment Income
14:04
14:04
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14:04Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3160: Wanderer explains how incorporating preferred shares into a retirement portfolio can mitigate sequence-of-return risk by boosting income during the vulnerable early years of retirement. B…
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3159: Luck, Credit, and the FIRE Movement by Sean Mullaney of FI Tax Guy on Financial Independence
14:10
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14:10Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3159: Sean Mullaney offers a compelling defense of the FIRE movement by reframing it not as a claim to credit or privilege, but as a tool for improving financial outcomes through intentional de…
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3158: How to Create "Tiny Advantages" and Crush Your Opponents by James Altucher on Investing Advice
9:15
9:15
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9:15Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3158: James Altucher draws a powerful parallel between winning at chess and successful investing: both hinge on consistently building tiny advantages. From choosing debt-free companies with str…
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Talking about Navigating Neurospicy with Sandra N. Crespo, LICSW
54:51
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54:51Send us a text Sandra discusses her journey with ADHD, diagnosed at age 38, and the concept of being "neuro spicy." She emphasizes the importance of self-awareness, advocacy, and understanding one's brain to manage ADHD effectively. Sandra highlights the need for accommodations in professional settings, such as performance improvement plans (PIPs),…
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3157: The 3 Most Important Words in Financial Planning by Erik Carter of Financial Finesse
10:37
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10:37Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3157: Erik Carter underscores how embracing a margin of safety, a buffer against unpredictability, can transform your entire approach to financial planning, from investing and retirement to ins…
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3156: [Part 2] 5 Ways We Avoided Lifestyle Inflation to Reach Financial Freedom by Lisa Harrison of Mad Money Monster
10:04
10:04
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10:04Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3156: Lisa Harrison shares how she and her husband sidestepped lifestyle inflation to build wealth and achieve financial freedom, without sacrificing joy or connection. Through mindful home buy…
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3155: [Part 1] 5 Ways We Avoided Lifestyle Inflation to Reach Financial Freedom by Lisa Harrison of Mad Money Monster
9:53
9:53
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9:53Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3155: Lisa Harrison shares her personal journey from a youthful splurge on a flashy car to a values-driven commitment to living within her means. Through candid storytelling and practical advic…
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3154: Why I Won’t Give My Kids An Allowance by Andy Hill of Marriage, Kids and Money
10:28
10:28
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10:28Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3154: Andy Hill challenges the traditional notion of giving kids an allowance by linking money to effort through “Chore Money.” His approach teaches children real-world financial principles, li…
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From Evaluation to Empowerment with Lizz Chappell
33:45
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33:45In this episode, Craig Randall discusses impactful teaching with Lizz Chappell. They delve into building student rapport, the importance of trust, encouraging student vulnerability, and the role of interest in learning.By Craig Randall
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3153: The Percentage Of People With No Wealth Outside Their Home Is Sad by Sam of Financial Samurai
12:31
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12:31Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3153: Sam from Financial Samurai sheds light on a growing financial vulnerability in America: nearly 30% of households have no investments beyond their primary residence. He explores how financ…
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3152: How Can You Afford to Travel the World? by Paula Pant of Afford Anything on Money Lessons
13:13
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13:13Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3152: Paula Pant shares how long-term, global travel can be surprisingly attainable, not just for the wealthy, but for anyone willing to rethink their financial priorities. By breaking down the…
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3151: The Time Value of Money (or why 25 years of cable TV doesn't cost as much as you think) by Stephen Popick with GRS
11:43
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11:43Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3151: Stephen Popick unpacks the often-misunderstood concept of the time value of money, showing why recurring expenses like cable TV aren’t as costly in today’s dollars as they appear over dec…
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3150: 4 Lessons Learned From Our 2nd Rental Property by Julien Saunders of Rich and Regular
12:16
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12:16Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3150: Julien Saunders shares four hard-earned insights from preparing his second rental property, revealing how time, cash, and strategy shape success in real estate investing. Whether you're c…
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Talking about Political Social Work with Victor Manalo, Ph.D, MSW
1:06:09
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1:06:09Send us a text Victor discusses his journey from macro social work to advocating for social workers' involvement in politics. He emphasized the importance of local government and his role in Higher Education. Additionally, he shares that his “Why?” regarding running for president elect of the National Association of Social Workers (NASW) is to addr…
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3149: 5 Reasons Why Most Don't Become Wealthy by Brian Tracy on Poor Financial Habits
10:42
10:42
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10:42Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3149: Brian Tracy breaks down the five core reasons most people fail to achieve financial independence, from never realizing wealth is possible for them to lacking long-term perspective. He exp…
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3148: What to Do with That Extra Third Paycheck by Kumiko of The Budget Mom on Intentional Spending
10:31
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10:31Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3148: Kumiko Love shares a strategic guide to making the most of an extra paycheck - a financial opportunity that comes just a few times a year for bi-weekly earners. By prioritizing intentiona…
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3147: Get Rich With: the ChaCHING Instinct by Mr. Money Mustache on Financial Independence
11:36
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11:36Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3147: Mr. Money Mustache explains how developing a “ChaCHING!” instinct, feeling rewarded by not spending money, can radically shift your financial trajectory and mindset. By training yourself …
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3146: Do Something. Do Anything. by Steve Kamb of Nerd Fitness on Trading Perfection for Progress
12:17
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12:17Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3146: Steve Kamb delivers a powerful reminder that action beats inaction every time, even if that action isn’t perfect. By showing how small, messy steps forward can overcome analysis paralysis…
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3145: Why I’m Grateful For My Student Loan Debt by Jen Hayes on Money Transformation Success
12:22
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12:22Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3145: Jen Hayes reflects on how student loan debt, while burdensome, became a catalyst for personal growth, minimalism, and financial transformation. Her story challenges conventional thinking …
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3144: The Single Most Important Trait That Defines Personal Finance Success by Robert Farrington of The College Investor
13:50
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13:50Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3144: Robert Farrington unpacks how personal accountability is the ultimate driver of financial success, highlighting that it's not just about numbers, it's about owning every financial decisio…
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3143: Working the ESI Scale to Financial Independence by ESI of ESI Money on Saving and Investing
10:43
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10:43Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3143: ESI breaks down the path to financial independence using a simple scale to evaluate your earning, saving, and investing skills, from disaster to excellent. He argues that success in one a…
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3142: Don't Get Burned by FIRE by Jaime of Keep Thrifty on How to Find Balance with Living and Saving Money
10:40
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10:40Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3142: Jaime of KeepThrifty challenges the conventional pursuit of early retirement by unpacking the emotional and physical burnout that can come with chasing FIRE (Financial Independence, Retir…
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Talking about Body Focused Repetitive Behaviors with Jose Alvear, LCSW
49:38
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49:38Send us a text Jose speaks about his personal and professional experience with body-focused repetitive behaviors (BFRBs) like hair pulling and skin picking. He highlights 4-5% of the population suffers from BFRBs, with nail biting affecting 20-30%. Alviar emphasized the importance of reducing shame and increasing awareness, noting that BFRBs are no…
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3141: Craft a Better Life Than Your Parents by Craig Stephens of Retire Before Dad on Intentional Living
12:46
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12:46Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3141: Craig Stephens reflects on the transformative power of parenthood, showing how it can awaken a deeper sense of purpose and drive to improve upon the life paths laid by previous generation…
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3140: A Different Way of Looking at Spending by J. Money of Budgets Are Sexy on Mindful Consumption
10:08
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10:08Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3140: J. Money invites readers to transform everyday spending into acts of conscious support by reframing expenses as contributions to the people, businesses, and causes we value. This mindset …
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3139: Want to Be a Better Investor? Stop Staring at Your Portfolio by Vitaliy Katsenelson on Building Wealth
12:23
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12:23Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3139: Vitaliy Katsenelson argues that obsessively monitoring your portfolio can lead to emotional decision-making and worse investment outcomes. Instead, he urges investors to zoom out, think l…
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3138: Giving Up the Lottery Fantasy by Chris Guillebeau on How to Build A Life Rooted in Purpose and Autonomy
10:50
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10:50Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3138: Chris Guillebeau reflects on the allure of the lottery fantasy and shares why he’s chosen to let it go for good. Instead of hoping for sudden wealth, he champions the satisfaction of buil…
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In this episode, Craig interviews Clarissa Larson, a passionate and dedicated sixth-grade teacher from Central Washington. Clarissa shares her journey into teaching, the impact of her mother on her career, and her innovative teaching strategies. Topics include the importance of classroom management, the benefits of starting as a paraeducator, build…
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3137: Preferred vs Common Stocks: How Do They Differ by Amy Blacklock and Vicki Cook with Women Who Money
13:59
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13:59Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3137: Amy Blacklock and Vicki Cook explain the key differences between common and preferred stocks, offering clarity on how each type fits distinct investment goals. While common stocks offer g…
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3136: Bankruptcy and Debt: You Can Come Out Stronger in the End by Tracie with Jackie Beck
10:53
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10:53Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3136: Tracie shares her deeply personal journey from bankruptcy to financial freedom, offering a raw, relatable look at the emotional toll of debt and the power of persistence. By embracing bud…
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3135: Do What You Hate to Do What You Love by Chris Reining on Financial Independence
9:23
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9:23Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3135: Chris Reining challenges the popular career advice to "do what you love" by showing how it's often wiser, and more sustainable, to do what you hate so that you can eventually afford the f…
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Live this week a DJ set from AKKON (DSR Digital / Dolma Records / Eclipse Recordings)By Robert T. Master
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3134: Your Retirement Checklist by Mike Ballew of Egg Stack on Financial Freedom and Money Goals
10:44
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10:44Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3134: Mike Ballew delivers a no-nonsense breakdown of the essential financial and logistical steps to take before retiring, from ditching debt and adjusting investments to creating an end-of-li…
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Send us a text Paula shares some the mental health benefits of owning or engaging with pets, highlighting Mental Health Awareness Month. She shares her personal experience with her rescue service dog, Fonzie, a tripawed cancer survivor, highlighting how pets can improve mood, reduce anxiety, and increase daily exercise. As well as some additional w…
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3133: How Does Mental Health Affect Your Financial Health by Lyle Soloman with Fiology
14:21
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14:21Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3133: Lyle Soloman explores the deep, often overlooked connection between mental well-being and financial stability, revealing how issues like depression, anxiety, and low self-esteem can lead …
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3132: [Part 2] Save Money Where It Matters Most by Corey of The Fioneers on Financial Focus
11:37
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11:37Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3132: Corey from The Fioneers emphasizes the importance of focusing on the "big three" expenses, housing, transportation, and food, to meaningfully boost savings without losing balance in life.…
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3131: [Part 1] Save Money Where It Matters Most by Corey of The Fioneers on Financial Independence
11:26
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11:26Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3131: Corey of The Fioneers breaks down how focusing on the “big three” expenses, housing, transportation, and food, can dramatically improve your financial flexibility and fast-track your path…
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3130: How to Communicate With Your Partner When You Disagree by Corey Allan on Money Disagreements
9:38
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9:38Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3130: Corey Allan explores practical ways couples can navigate disagreements without damaging their connection, especially when core values or lifestyle changes like minimalism are at stake. Dr…
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3129: What Does Zero Percent APR Really Mean? by Jamie Cattanach on Wealth Building Habits
10:19
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10:19Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3129: Jamie Cattanach breaks down the truth behind enticing 0% APR credit card offers, revealing how easily they can turn into a debt trap if you’re not careful. By understanding the fine print…
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3128: How To Adopt Financial Habits That Stick by Mark Dennis with Financial Finesse on Money Freedom
13:06
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13:06Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3128: Mark Dennis shares practical strategies for building financial habits that actually last, emphasizing the importance of values-based goals, small wins, and systems over willpower. Learn h…
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