Best Non Qm Podcasts (2025)

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What Type Of Mortgage Is Right For Me? FHA, Conventional, VA, USDA, Jumbo, and Non-QM loans 13:30

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8h ago13:30

13:30

Are you trying to figure out which mortgage loan is right for you? Whether you're a first-time homebuyer, real estate investor, or someone rebuilding your credit, this episode breaks down FHA, Conventional, VA, USDA, Jumbo, and Non-QM loans in a way that’s easy to understand and based on real industry experience. Mortgage Loan Officer Ebonie Beaco …

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💰 Daily Mortgage Rates LIVE - 11/12/2025 - Non-QM 2nd Mortgages 12:54

12d ago12:54

12:54

In this episode of Daily Mortgage Rates LIVE!, we break down Non-QM Fixed-Rate 2nd Mortgages — a powerful tool for real estate investors. Tap into your property’s equity without touching your low-rate first mortgage, using alternative income documentation like DSCR, bank statements, or 1099s. Learn how these loans work, today’s rates, and how to qu…

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Beyond Conventional: The Broker’s Guide to Non-QM with Cake Mortgage 32:48

22d ago32:48

32:48

In this episode of the Loan Officer Experience podcast, the host welcomes Haik Avanesyan, Vice President of TPO Sales at Cake Mortgage. They discuss the importance and growth of non-QM loans, highlighting how Cake Mortgage is leading the way in this space. The episode covers the unique benefits and opportunities that non-QM products offer, the sign…

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How Self-Employed Get Approved for Home Loans using Non-QM | Eric Olsen E057 1:01:10

4h ago1:01:10

1:01:10

In this episode of the Blueprint, we dive into the world of Non-Qualified Mortgages (Non-QM) with Eric Olson, an experienced area sales manager at Angel Oak. Host Brad welcomes Eric, detailing his vast experience and expertise in the mortgage business. They discuss the origin and evolution of Non-QM loans, their distinction from traditional mortgag…

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How non-QM and smart securitization are reshaping lending with Jennifer McGuinness 38:47

5d ago38:47

38:47

On today’s sponsored episode, HousingWire CEO and returning Power House host Clayton Collins sits down with Jennifer McGuinness, the CEO of Pivot Financial. With her extensive Wall Street background and her experience at Deutsche Bank, CoreVest, and WinWater, Jennifer brings unparalleled expertise to today’s conversation about non-QM products and t…

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Mastering Authenticity and Consistency in Social Media for Loan Officers 27:03

9h ago27:03

27:03

In this insightful episode, Neel Dhingra, founder of Forward Academy, emphasizes the importance of authenticity and consistency in social media marketing, particularly for loan officers. He discusses the distinction between gaining credibility and merely attracting likes, underscoring the importance of sharing results-driven content. Neel highlight…

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💰 Daily Mortgage Rates LIVE – 11/28/2025 – DSCR Second Mortgages for Investors 12:57

5h ago12:57

12:57

Looking to access equity in your rental properties without touching your first mortgage? On Daily Mortgage Rates LIVE!, we break down DSCR Second Mortgages, loans for investors that qualify based on property cash flow. Learn how these loans can fund renovations, new acquisitions, or portfolio growth while keeping your first mortgage intact. We’ll c…

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Before It’s Too Late: Planning For Dementia & Senior Care | Carol Hunter & Kim Hansen E060 59:46

1d ago59:46

59:46

In this episode of The Blueprint, we dive into a critical and heartfelt topic—helping the elderly, particularly those suffering from dementia. Join us as we welcome Kim Hansen and Carol Hunter, the compassionate team behind Senior Solutions with Equity Union. They share their personal experiences and expertise on managing major life transitions for…

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🏗️ Daily Mortgage Rates LIVE – 11/26/2025 – One-Time Close Construction Loans 12:51

1h ago12:51

12:51

Building your dream home just got easier! Today on Daily Mortgage Rates LIVE, we break down One-Time Close Construction Loans—financing that rolls your land purchase, construction costs, and permanent mortgage into one application and one closing. Learn how staged builder draws work, how the loan converts to a permanent mortgage, and key requiremen…

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Shaping an industry: Susan Milazzo’s legacy at the California MBA 28:25

42m ago28:25

28:25

This week on Power House, Diego sits down with Susan Milazzo, the outgoing CEO of the California Mortgage Bankers Association, who reflects on two decades of transformative change in the mortgage industry. Susan shares her insights on the massive tech adoption that has reshaped every aspect of the loan lifecycle and how AI is becoming integral to m…

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🏠 Daily Mortgage Rates LIVE – 11/24/2025 – Portfolio/Blanket Loans for Multi-Property Investors 11:06

5h ago11:06

11:06

Kick off Daily Mortgage Rates LIVE! as we explore Portfolio (Blanket) Loans — a powerful tool for real estate investors. Finance multiple properties under one mortgage to simplify and streamline your strategy, save time, and manage your portfolio efficiently. Learn what Portfolio Loans are, how DSCR-based underwriting works, and key requirements li…

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How to Buy a Home With Little to No Money? The Truth About Down Payment Assistance... 20:35

4h ago20:35

20:35

In this episode, I’m breaking down everything you need to know about Down Payment Assistance and how it can help you buy a home with less money upfront. I’m covering: How Down Payment Assistance Works Whether you can use any lender with DPA If you can apply for DPA on your own Whether you can get pre-approved with one lender and use DPA from anothe…

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Guide to Down Payment Assistance Programs: What Buyers Need to Know Now To Purchase A Home? 24:38

3h ago24:38

24:38

Guide to Down Payment Assistance Programs: What Buyers Need to Know Now To Purchase A Home? This episode discuss how Many first-time buyers are surprised to learn they can receive: ✔ Down Payment Assistance (DPA) ✔ Closing Cost Assistance ✔ Grants That Don’t Need to Be Repaid ✔ Low Down Payment Loans (3%–3.5%) ✔ Lower Credit Score Options ✔ Program…

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Building Strong Lending Relationships with Gold Star Mortgage 23:35

7d ago23:35

23:35

In this episode of The Loan Officer Experience podcast, KT is joined by Christian Butterfield, a lender partner from Gold Star Mortgage, as they discuss the importance of building relationships in the mortgage industry. They delve into Gold Star Mortgage's growth, their service-driven approach, and the evolution from a broker shop to one of the lar…

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🏠 Daily Mortgage Rates LIVE – 11/21/2025 – FHA 203(k) & Conventional Rehab Loans 14:58

4h ago14:58

14:58

On today’s Daily Mortgage Rates LIVE, we’re covering Rehab Loans—FHA 203(k) and Conventional—that let you finance a home purchase or refinance with renovations. These loans cover repairs, upgrades, and additions like decks, pools, and ADUs in a single mortgage. We’ll explain how they work, key requirements, and how to turn any property into your dr…

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Should you buy a home now—or wait for rates to drop? Marry The Property And Date The Rate 24:12

2d ago24:12

24:12

In this video, Ebonie Beaco breaks down one of the most common questions buyers are asking in today’s market. You’ll learn the real factors that matter beyond just interest rates, the pros and cons of buying now vs. waiting, and how to make a smart financial decision based on your goals, your budget, and your timeline. Tune in to get clear, honest,…

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A Simple Guide to Trump’s 50-Year Mortgage Idea | E059 9:02

4h ago9:02

9:02

In this episode of The Blueprint, Brad Rice addresses the current panic surrounding 50-year mortgages. He breaks down the real numbers and explains how this mortgage product is designed to help people qualify for homeownership in a challenging market. By comparing 30, 40, and 50-year mortgages, Brad illustrates the minimal monthly savings and the s…

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Why the broker channel is winning with Rob Pieklo 32:25

1h ago32:25

32:25

This week on Power House, Diego sits down with Robert Pieklo, the president and CEO of eLEND, formerly known as American Financial Resources. Rob is a passionate advocate for wholesale and has led eLEND in a 900% growth period in the wholesale channel. Robert talks about why he believes the broker channel creates the ultimate competitive environmen…

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💰 Daily Mortgage Rates LIVE – 11/19/2025 – Down Payment Assistance (DPA) 11:31

6d ago11:31

11:31

On Daily Mortgage Rates LIVE, we break down how Down Payment Assistance (DPA) programs help homebuyers cover upfront costs like down payments and closing fees. Most DPA options pair with FHA loans and offer grants or low-cost second liens to make buying a home more affordable. We explain how these programs work, eligibility requirements, documents …

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Whats The Difference Between A Pre-Qualification and Pre-Approval? 17:02

4d ago17:02

17:02

If you’re thinking about buying a home—whether it's your first or your next—understanding the difference between a pre-qualification and a pre-approval can make or break your entire buying experience. Most buyers don’t realize how much this one step impacts everything: ✔ your budget ✔ your negotiating power ✔ your ability to win an offer ✔ your ove…

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🏡 Daily Mortgage Rates LIVE – 11/17/2025 – VA Loans 11:31

4h ago11:31

11:31

On today’s Daily Mortgage Rates LIVE, we’re covering VA Loans — one of the best homebuying programs for veterans, active-duty service members, and eligible surviving spouses. Learn how VA financing offers 0% down, no PMI, competitive rates, and flexible guidelines, with eligibility including most military members and FICO scores as low as 500. We’l…

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The Evolution of eLend: Rebranding, Growth, and Empowering Brokers 36:41

14d ago36:41

36:41

In this episode of the Loan Officer Experience Podcast, host Kenneth Travis sits down with Michael Brenning from eLend to discuss the company's recent rebranding from AFR. They delve into the impact of their appearance at Fuse, the technological advancements made to enhance broker experiences, and their focus on providing a modern, efficient servic…

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🛠️ Daily Mortgage Rates LIVE - 11/14/2025- Fix & Flip Loans 11:18

10d ago11:18

11:18

Today on Daily Mortgage Rates LIVE!, we’re breaking down Fix & Flip Loans — a fast, flexible way for investors to buy, renovate, and sell properties. These loans offer quick approvals, terms from 6–24 months, amounts up to $5M, and no personal income documentation. We’ll explain how ARV (After Repair Value) helps lenders evaluate your deal and how …

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Why Consider Buying or Selling a Home in Nov Or Dec | Micah Pedersen EP058 20:50

16d ago20:50

20:50

In this episode of The Blueprint, we delve into the real estate market as we approach the end of 2025. Learn why listing your property during the typically slow months of November and December might give you an edge, with less competition and motivated buyers. We'll also cover current mortgage rates, the impact of governmental actions, and future p…

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Grassroots in action: How the BAC turned broker voices to law 20:09

19m ago20:09

20:09

Today on Power House, Zeb sits down with Rachel Clark, Executive Director of the Broker Action Coalition (BAC), a grassroots advocacy network that's been advocating for the mortgage industry since 2022. Rachel is also a co-owner of Firehouse Mortgage, a Houston-based brokerage that specializes in serving first-responders, veterans, and minority hom…

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From flames to financing: Firehouse Mortgage is serving heroes and the underserved 19:45

2h ago19:45

19:45

Today on Power House we are bringing you a conversation between Zeb Lowe and Aaron Clark, a firefighter and co-owner of Firehouse Mortgage, a Houston-based mortgage brokerage that is owned and operated by first responders and veterans. Aaron shares his journey from fighting fires to becoming a loan officer and how a layoff led to the creation of Fi…

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🔴 Daily Mortgage Rates LIVE - 11/07/2025 -Bank Statement Mortgage Loans 11:52

24d ago11:52

11:52

In this episode of "Daily Mortgage Rates LIVE," we dive into Bank Statement Loans—a flexible mortgage option designed for self-employed individuals and business owners. Learn how these loans work, who benefits most, and the pros and cons compared to traditional mortgages. Perfect for freelancers or entrepreneurs with nontraditional income looking t…

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🔴 Daily Mortgage Rates LIVE - 11/05/2025 -Asset Utilization 10:46

26d ago10:46

10:46

On this episode of Daily Mortgage Rates LIVE, we spotlight Asset Utilization — a flexible financing option that lets borrowers qualify using assets instead of traditional income. Learn how lenders assess liquid assets, investments, and reserves to determine eligibility, and why this program suits high-net-worth individuals, retirees, and self-emplo…

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Why Gen Z thinks homeownership is out of reach and what we can do about it 41:02

21d ago41:02

41:02

This week on Power House, Zeb sits down with Kristin Messerli, a strategist and speaker on millennial and Gen Z housing trends and the founder of FirstHome IQ. Kristin talks about the 2025 NextGen Homebuyers Report, which surveyed over 8,000 millennials and Gen Z consumers to uncover the financial literacy gaps when it comes to homeownership. Krist…

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🔴 Daily Mortgage Rates LIVE - 11/03/2025 -Instant HELOCs 11:29

21d ago11:29

11:29

🎥 Daily Mortgage Rates LIVE: Discover Instant HELOCs — fast, flexible Home Equity Lines of Credit that let homeowners access equity when they need it. Learn how they work, their benefits over traditional loans, and how homeowners use them for renovations, debt consolidation, or unexpected expenses. We’ll also compare Instant HELOCs vs HELOANs to he…

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Non-QM Unlocked: John Wise on the Evolution, Myths, and Future of Non-Qualified Mortgages 40:45

1M ago40:45

40:45

This episode features John Wise, EVP of Sales National Production at Newfi Lending, discussing the evolution and current landscape of Non-QM (Non-Qualified Mortgage) loans. Host Kenneth and John explore how Non-QM lending has changed since the subprime era, address common misconceptions among brokers, and highlight the growing opportunities in the …

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💼 Daily Mortgage Rates LIVE 10/31/25: Non-QM Loans for Borrowers 13:24

18d ago13:24

13:24

Welcome to Daily Mortgage Rates LIVE! Today, we’re focusing on Non-QM Loans for self-employed borrowers. If you’re a freelancer, entrepreneur, or small business owner, traditional loans can be tricky—Non-QM Loans offer flexible solutions to help you achieve your homeownership goals. We break down how these loans work, who they’re for, current marke…

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The Truth About Non-QM Lending: What They Don’t Teach You About Modern Mortgages! | Stewart Oroz E065 50:20

1M ago50:20

50:20

Join Brad Rice on this episode of The Blueprint as he dives deep into the world of non-QM loans with seasoned mortgage professional Stewart Oroz. With over 30 years of experience, Stewart sheds light on the top reasons borrowers might choose non-QM loans, how they differ from subprime loans, and the kinds of properties and borrower profiles that ty…

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The industry’s best-kept secret with Sarah Middleton and Scott Everett 40:43

29d ago40:43

40:43

This week on Power House, Diego sits down with Scott Everett, President of Supreme Lending, and Sarah Middleton, Chief Growth and Marketing Officer of Supreme Lending. Scott, who recently made his LinkedIn debut after years of behind-the-scenes leadership, discusses why Supreme Lending is no longer the industry's "best kept secret." Sarah shares he…

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🎙️ Daily Mortgage Rates LIVE 10/29/25: DSCR Loans for Investors 13:55

8d ago13:55

13:55

Dive into DSCR Loans (Debt Service Coverage Ratio Loans) on this episode of Daily Mortgage Rates LIVE! Learn how these investor-focused loans differ from traditional mortgages, why they’re easier to qualify for, and how they can help you maximize cash flow. Our hosts and industry experts break down key strategies, market trends, and underwriting ti…

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San Diego's Santacon Founder: Liv Johnson (Ep. #132) 57:20

29d ago57:20

57:20

Liv is the founder of Almost Nakey, an event production company based in San Diego. In episode #132 of the Million Dollar Mortgage Experience, Jon and Liv discuss starting businesses at a young age (Almost Nakey was originally a bikini company), selling in high school and college, building Santacon (in San Diego), working with a team of 600 people …

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🏠 Daily Mortgage Rates LIVE 10/27/25: FHA Loans for Homebuyers 11:55

1M ago11:55

11:55

Welcome to Daily Mortgage Rates LIVE! Today we’re exploring conventional loans—a top choice for many. Learn how they differ from government-backed options, what credit and down-payment expectations are, the pros & cons, and current rate trends. Catch all the episodes of Daily Mortgage Rates LIVE at https://themortgagecalculator.com/Page/Daily-Mortg…

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Inside the Mortgage Game: ARMs, Non-QM, and What’s Next | Adelfo Emanuele E055 1:04:57

27d ago1:04:57

1:04:57

In this episode of The Blueprint, host Brad welcomes Adelfo Emanuele, a seasoned veteran in the mortgage industry with over 30 years of experience. Currently serving as the regional manager for Dart Bank, Adelfo shares his extensive knowledge on the evolution of mortgage products, the benefits of adjustable rate mortgages (ARMs), and how to choose …

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The death of the LO with NEO Home Loans' Ryan Grant 41:05

1M ago41:05

41:05

This week on Power House, Zeb sits down with Ryan Grant, the president and co-founder of NEO Home Loans. Originally trained in martial arts from age four under his father, Ryan brings the unique disciplined thinking of a martial artist to the table to revolutionize mortgage. Ryan talks about how his background shaped his approach to business and le…

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Starting a Tortilla Chip Company: Rochelle Drumm (Ep. #131) 33:59

26d ago33:59

33:59

Rochelle Drumm is the founder of Chipz Happen, a tortilla chip company based in San Diego, CA. This is part 3 of 4 of the entrepreneur series. In episode #131 of the Million Dollar Mortgage Experience, Jon and Rocelle discuss starting a chip company from the ground up, being in competition with Frito Lay, focusing on creating a healthy alternative …

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Leading Through Change: Kenny Phillips on Empowerment and Culture in Mortgage Lending 29:25

1M ago29:25

29:25

Join host Kenneth Travis as he sits down with Kenny Phillips, Chief Sales Officer at EPM, for an inspiring conversation about leadership, culture, and the changing landscape of mortgage lending. Discover how teamwork, transparency, and empowerment drive success at EPM, and hear Kenny’s journey from the early days in finance to leading one of the in…

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What Happens When AI Becomes Smarter Than US? | Pete Lunenfeld 1:18:34

2M ago1:18:34

1:18:34

Join Brad Rice in an exhilarating episode of 'The Blueprint' as he dives deep into the world of artificial intelligence with Pete Lunenfeld, founder, CEO, and CTO of CurrentWave AI. Discover how AI is revolutionizing knowledge management in businesses, the evolution of generative AI, and the advancements in AI technology that are shaping the future…

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The virtual brokerage revolution with eXp CEO Leo Pareja 28:03

1M ago28:03

28:03

This week on Power House, Diego sits down with Leo Pareja, CEO of eXp Realty, the world's fastest-growing, cloud-based brokerage with over 83,000 agents across 27 countries. Leo discusses his transition to CEO during the NAR settlement announcement and how eXp has evolved from a bootstrapped startup to a major industry player. He shares how eXp bui…

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Bartender Turned Liquor Entrepreneur: Michael Bolmey (Ep. #130) 1:00:12

2M ago1:00:12

1:00:12

Michael Bolmey is the founder of Hugo Cognac. He helped build Screwball whiskey from the beginning. This is part 3 of 4 of the entrepreneur series. In episode #130 of the Million Dollar Mortgage Experience, Jon and Michael discuss getting started in liquor business, starting Screwball Whiskey (a peanut butter whiskey), entrepreneur stories/lessons/…

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Unlocking Broker Success: Operational Insights & Industry Trends with Michael Brenning, COO of AFR 29:13

2M ago29:13

29:13

In this episode of the Loan Officer Experience podcast, host Kenneth sits down with Michael Brenning, Chief Operating Officer of AFR, to dive deep into the operational strategies, technology advancements, and industry trends shaping the mortgage broker community. Whether you’re a seasoned loan officer or considering a move from retail to wholesale,…

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Interest Rates, Lawsuits & Big Changes: What Homebuyers Need to Know! | E054 50:58

2M ago50:58

50:58

In this episode of The Blueprint, join host Brad Rice and guest Micah Pedersen as they delve into the current real estate market landscape. They discuss what to expect as we approach the end of the year, with a focus on interest rates, opportunities for first-time home buyers, and the broader changes impacting real estate transactions. Learn about …

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The playbook to serving the underserved with Panorama Mortgage Group 30:58

1M ago30:58

30:58

This week on Power House, Diego sits down with Hector Amendola, the president of Panorama Mortgage Group, formerly known as Alterra Home Loans. In 2022, Panorama rebranded from Alterra to what we now know as Panorama, with Alterra remaining as their retail arm. Panorama focuses on specifically serving underserved and underrepresented communities no…

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The Power of Perseverance: Greg Reid (Ep. #129) 50:30

2M ago50:30

50:30

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The Power of Culture and Innovation in Lending – A Conversation with Chris Mozilo 36:07

2M ago36:07

36:07

In this episode of the Loan Officer Experience, host Kenneth “KT” Travis sits down with Chris Mozilo, Senior Vice President of TPO Production at Kind Lending. They discuss Chris’s journey in the mortgage industry, the importance of company culture, the differences between retail and broker channels, and how to thrive in today’s challenging market. …

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Is It Too Good To Be True? The Real Deal On Reverse Mortgages | Erica Bernard-Webb E053 1:14:21

2M ago1:14:21

1:14:21

Welcome back to The Blueprint for a special mortgage edition featuring reverse mortgages. Join us as we sit down with Erica Bernard-Webb, an experienced mortgage expert with over three decades in the industry. Learn everything you need to know about reverse mortgages—from their basic principles and different structuring options to their benefits an…