Feeling tired? Burned out? Like you’re working hard but nothing’s changing?

This episode is for you.

In Episode 4 of Wealth Without Borders w/ Tone, we talk about the moments when motivation disappears — and how discipline, mindset, and small daily habits are what actually build financial freedom.

Tone, a Filipino American who learned money the hard way, breaks down the emotional side of money: exhaustion, long hours, debt, saving, supporting family, and the quiet grind that nobody talks about.

You’ll learn why progress feels invisible, why motivation isn’t enough, how to beat the temptation to quit, and how to build wealth slowly and consistently — even during the tough seasons.

If you’re Filipino, Asian, or someone who didn’t grow up learning about money, this episode will help you stay grounded, stay focused, and stay in the fight.

The information provided in this podcast is for general informational purposes only and does not constitute financial, investment, or other professional advice. Opinions expressed are those of the hosts and guests, and listeners should conduct their own research or consult with a licensed professional before making financial decisions.