Send us a text

In this special episode in Women's Month in South Africa, Arthi and Malika tackle equity head-on, joined by wonderful guest Shivani Naidoo, Head of EQT - an Old Mutual Wealth fintech.

How does equity investing create equity in the wider world, you ask?

According to Shivani, we have to take a few steps back before even asking this, and rather be curious about what would make one an investing success. It begins with purpose, not products, and understanding your financial "why" is the foundation of wealth-building that lasts. Time in the market is your greatest superpower, with the magic of compounding rewarding those who start early—even with small amounts.

Some really special nuggets of guidance in the episode include:
• Clarify your investing purpose to guide decisions and stay grounded during market volatility
• Understand the opportunity cost of delayed investing and how compounding favors early starters
• Build a balanced investment portfolio like a superhero team—each asset class plays a specific role
• Create your personal investment code (IPS) as a mission brief to stay on track during turbulence
• Know your time horizon to determine appropriate risk levels for different goals
• Practice regular rebalancing to maintain your desired asset allocation as markets move
• Recognize common investment "villains" like overconfidence bias, trend-chasing, and emotional decision-making
• Consider working with a financial advisor as an accountability partner to enhance returns
Start your investment journey now, regardless of how small your first step might be.

Remember that your future isn't a trade-off but a "trade-up"—you're investing in something greater for tomorrow.
Listen in to hear how Arthi, Malika, and Shivani unpack these and more even further to get you more confident in your investing journey towards financial freedom and wealth.

Share 📢and write a review as Arthi and Malika continue on their mission to simplify the complexities of money management and empower you toward financial freedom.

Freebie: Download your free IPS template to get you started today!

About Shivani Naidoo

Shivani Naidoo is a South African investment professional and fintech builder. With her entrepreneurial drive, she’s leading a new digital investment platform created for a generation of emerging wealth builders. With a background in portfolio management, as a CFA charterholder and now the Head of EQT — an Old Mutual Wealth powered fintech — Shivani brings both depth and clarity to the evolving space where finance and technology meet.

At the heart of her work is a commitment to building systems that are simple, scalable, and serve as a tool for empowerment. Her career has spanned traditional asset management and the rapidly evolving world of Wealth-Tech, giving her a unique perspective on how the company investment industry is changing and what that means for investors, institutions, and the future of financial advice.

This #podcastepisode is proudly sponsored by Old Mutual Wealth.

Learn more about EQT - visit: https://www.oldmutual.co.za/wealth/eqt/