Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 29 August 2025. The topic for this week is: A MINI won’t pull your horse float! This topic is a metaphor about investing for your retirement goals and having the right superannuation fund to do that. Luke is joined by Leon of 2CC. They start this week’s show by talking about how cold it is in Canberra. It’s very fresh at this time of year.

Thank you for joining us live on 2CC, YouTube or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.

Key topics covered include:

• A MINI won’t pull a horse float – what does this metaphor mean in the context of financial planning?
• We buy cars for certain reasons, we also need the right super fund for certain reasons.
• It’s about features and options, like cars, the same can be said for super funds.
• It’s not about disliking one type of super fund (for example an industry fund, personal fund or SMSF), it’s about choosing the right fund for your needs.
• What are the differences between super funds?
• What are the steps to selecting the right super fund? Use this format: Strategy, Structure and then Investment purchases.
• Does balance impact the choice of super fund you have?
• Luke shares his top tips around selecting and using superannuation funds to best effect.

Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’

Do you have the right super fund working for your retirement?

Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation. Luke can also refer you to a mortgage broker should you wish to re-structure your loan or compare the market. Your current bank will never compare the market for you!

Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.

We look forward to your company again. Luke’s book Smart Money Strategy is out now.