Can I Move My Indian Pension to the UK?
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In this episode of The SmartMove2UK podcast, we dive into a question that’s top of mind for many Indians now living in the UK: Can I Move My Indian Pension to the UK ?
We break down the key concept of QROPS (Qualifying Recognised Overseas Pension Scheme) — what it is, why it matters, and how to check if your Indian pension qualifies. You'll also learn about the potential tax implications of an "unauthorised transfer" and the essential steps for a smooth pension transfer process.
Here’s what you’ll discover:
✅ How to check if your Indian pension qualifies as a QROPS
✅ The step-by-step process for transferring your pension
✅ Why financial advice from both Indian and UK advisors is crucial
✅ Key pros and cons of transferring your pension to the UK
If you’re wondering whether it’s worth the effort, we discuss the factors you should consider, like currency, tax relief, and your retirement plans.
Whether you’re planning to retire in the UK or return to India, this episode will provide clarity on your options.
Disclaimer: This episode is for informational purposes only and does not constitute financial advice. Always consult a qualified advisor before making financial decisions.
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