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RBS 234: Have We Been Lied To About Social Security’s Break-Even Age? (FQF)

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Manage episode 518226248 series 3437124
Content provided by Rob Berger. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Rob Berger or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

In today's Five Question Friday (FQF) video, we look at these five questions:
1. Have we been lied to about our Social Security break-even age?
2. Is it ok to restart the 4% rule if the market goes up in early retirement?
3. I am nervous about the run up in AI stocks . . . Could it be a good idea to consider diversifying from VTI to an “equal-weighted index fund like Invesco S&P Equal Weight ETF or others like it?
4. I’m 64 and I would like to begin annual Roth conversions from my traditional IRA’s. Can you review the rules surrounding these conversions in one’s retirement years? I would like to know how soon I can withdraw converted funds and their associated earnings penalty free and tax free.
5. You’ve mentioned in the past that you transitioned from a six-fund portfolio to a simpler three-fund setup. I’m curious — was that change mainly about reducing complexity and streamlining your investments, or did it reflect a stage of investment maturity and confidence in a more minimalist approach?
Join the Newsletter. It's Free:
https://robberger.com/newsletter/?utm...

  continue reading

234 episodes

Artwork
iconShare
 
Manage episode 518226248 series 3437124
Content provided by Rob Berger. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Rob Berger or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

In today's Five Question Friday (FQF) video, we look at these five questions:
1. Have we been lied to about our Social Security break-even age?
2. Is it ok to restart the 4% rule if the market goes up in early retirement?
3. I am nervous about the run up in AI stocks . . . Could it be a good idea to consider diversifying from VTI to an “equal-weighted index fund like Invesco S&P Equal Weight ETF or others like it?
4. I’m 64 and I would like to begin annual Roth conversions from my traditional IRA’s. Can you review the rules surrounding these conversions in one’s retirement years? I would like to know how soon I can withdraw converted funds and their associated earnings penalty free and tax free.
5. You’ve mentioned in the past that you transitioned from a six-fund portfolio to a simpler three-fund setup. I’m curious — was that change mainly about reducing complexity and streamlining your investments, or did it reflect a stage of investment maturity and confidence in a more minimalist approach?
Join the Newsletter. It's Free:
https://robberger.com/newsletter/?utm...

  continue reading

234 episodes

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