In this episode of The Right Tack, Paul and Jim sit down with Tim Sery, Vice President and Commercial Lender at BankVista, to talk about what private practice owners need to understand when it comes to working with a bank. Whether you’re looking to expand your practice, refinance existing debt, or simply build a stronger relationship with your financial institution, Tim shares candid insights from a lender’s perspective.

He walks us through what banks are really looking for in a borrower, why relationships matter more than you think, and how behavioral health providers can better position themselves for financing—especially when exploring options like SBA loans. Tim also sheds light on common mistakes practice owners make when applying for credit, and how to avoid them.

With decades of experience helping small businesses grow, Tim reminds us that your bank shouldn’t just be a gatekeeper—it should be a partner in your success.

The information shared in this podcast reflects the views of Tim Sery as a guest and is intended for general informational purposes only. It should not be construed as legal, financial, or business advice, nor does it constitute an offer to lend. Listeners should consult their own advisors before making any financial decisions. Any discussion of SBA programs is based on current understanding and may not reflect the most recent guidance or eligibility criteria. BankVista is Member FDIC and Equal Housing Lender.