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Medicare 2026: Critical Changes That Could Cost You Thousands | Your Complete Survival Guide

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Manage episode 515123056 series 2852122
Content provided by Van Richards, ChFC®, RICP® and Van Richards. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Van Richards, ChFC®, RICP® and Van Richards or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

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🚨 URGENT: Medicare Open Enrollment ends December 7, 2025!

Over 1.2 million Medicare enrollees are losing their plans completely in 2026. Are you one of them? Even if your plan still exists, major changes could cost you thousands of dollars if you don't act now.

In this episode, you'll discover:

✅ The 5 biggest Medicare changes affecting millions of Americans in 2026
✅ Why hospital costs are jumping by $155+ per day for some enrollees
✅ How to verify if your doctors will still be covered (most people skip this!)
✅ The truth about disappearing drug plans (22% reduction) and rising deductibles
✅ My proven 4-step action plan to navigate these changes before the deadline
✅ Free resources that provide unbiased help (no sales pitch!)

Real example from the episode: One enrollee saw her hospital daily rate jump from $395 to $550, PLUS her monthly premium went from $0 to $48. That's over $500 more per year before she even uses healthcare!

Your Action Plan (Don't Wait!):

  1. Review your Annual Notice of Change
  2. Verify your doctors and medications are covered
  3. Compare at least 3 plan options
  4. Get free help from your state's SHIP program

Deadline: December 7, 2025 - Don't wait until the last week when counselors are overwhelmed!

🎁 FREE RESOURCE: Download the complete Medicare 2026 Survival Guide with checklists, worksheets, and step-by-step instructions at: medicare.retirementlearninglab.com

Timestamps:

  • 0:00 - Introduction: Why this matters NOW
  • 4:18 - The 5 major changes explained
  • 5:17 - Cost increases: Real examples
  • 6:23 - Doctor/hospital network changes
  • 7:21 - Prescription drug coverage changes
  • 9:26 - Extra benefits being eliminated
  • 12:01 - 4-step action plan
  • 18:14 - Urgent deadline reminder
  • 20:08 - How to get the FREE guide

Disclaimer: This podcast is for educational purposes only and does not constitute medical, legal, or financial advice. Always consult with qualified professionals for personalized guidance.

Connect with Van Richards:

  • Website: RetirementLearningLab.com
  • Download FREE Guide: medicare.retirementlearninglab.com
  • Subscribe for weekly retirement planning tips

#Medicare2026 #MedicareChanges #OpenEnrollment #RetirementPlanning #MedicareAdvantage #SeniorCare #HealthcareCosts #Medicare #Retirement #FinancialPlanning

Don't let these changes catch you off guard. Listen now and take action before December 7th!

  continue reading

45 episodes

Artwork
iconShare
 
Manage episode 515123056 series 2852122
Content provided by Van Richards, ChFC®, RICP® and Van Richards. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Van Richards, ChFC®, RICP® and Van Richards or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Send us a text

🚨 URGENT: Medicare Open Enrollment ends December 7, 2025!

Over 1.2 million Medicare enrollees are losing their plans completely in 2026. Are you one of them? Even if your plan still exists, major changes could cost you thousands of dollars if you don't act now.

In this episode, you'll discover:

✅ The 5 biggest Medicare changes affecting millions of Americans in 2026
✅ Why hospital costs are jumping by $155+ per day for some enrollees
✅ How to verify if your doctors will still be covered (most people skip this!)
✅ The truth about disappearing drug plans (22% reduction) and rising deductibles
✅ My proven 4-step action plan to navigate these changes before the deadline
✅ Free resources that provide unbiased help (no sales pitch!)

Real example from the episode: One enrollee saw her hospital daily rate jump from $395 to $550, PLUS her monthly premium went from $0 to $48. That's over $500 more per year before she even uses healthcare!

Your Action Plan (Don't Wait!):

  1. Review your Annual Notice of Change
  2. Verify your doctors and medications are covered
  3. Compare at least 3 plan options
  4. Get free help from your state's SHIP program

Deadline: December 7, 2025 - Don't wait until the last week when counselors are overwhelmed!

🎁 FREE RESOURCE: Download the complete Medicare 2026 Survival Guide with checklists, worksheets, and step-by-step instructions at: medicare.retirementlearninglab.com

Timestamps:

  • 0:00 - Introduction: Why this matters NOW
  • 4:18 - The 5 major changes explained
  • 5:17 - Cost increases: Real examples
  • 6:23 - Doctor/hospital network changes
  • 7:21 - Prescription drug coverage changes
  • 9:26 - Extra benefits being eliminated
  • 12:01 - 4-step action plan
  • 18:14 - Urgent deadline reminder
  • 20:08 - How to get the FREE guide

Disclaimer: This podcast is for educational purposes only and does not constitute medical, legal, or financial advice. Always consult with qualified professionals for personalized guidance.

Connect with Van Richards:

  • Website: RetirementLearningLab.com
  • Download FREE Guide: medicare.retirementlearninglab.com
  • Subscribe for weekly retirement planning tips

#Medicare2026 #MedicareChanges #OpenEnrollment #RetirementPlanning #MedicareAdvantage #SeniorCare #HealthcareCosts #Medicare #Retirement #FinancialPlanning

Don't let these changes catch you off guard. Listen now and take action before December 7th!

  continue reading

45 episodes

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