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Medicare 2026: Critical Changes That Could Cost You Thousands | Your Complete Survival Guide
Manage episode 515123056 series 2852122
🚨 URGENT: Medicare Open Enrollment ends December 7, 2025!
Over 1.2 million Medicare enrollees are losing their plans completely in 2026. Are you one of them? Even if your plan still exists, major changes could cost you thousands of dollars if you don't act now.
In this episode, you'll discover:
✅ The 5 biggest Medicare changes affecting millions of Americans in 2026
✅ Why hospital costs are jumping by $155+ per day for some enrollees
✅ How to verify if your doctors will still be covered (most people skip this!)
✅ The truth about disappearing drug plans (22% reduction) and rising deductibles
✅ My proven 4-step action plan to navigate these changes before the deadline
✅ Free resources that provide unbiased help (no sales pitch!)
Real example from the episode: One enrollee saw her hospital daily rate jump from $395 to $550, PLUS her monthly premium went from $0 to $48. That's over $500 more per year before she even uses healthcare!
Your Action Plan (Don't Wait!):
- Review your Annual Notice of Change
- Verify your doctors and medications are covered
- Compare at least 3 plan options
- Get free help from your state's SHIP program
⏰ Deadline: December 7, 2025 - Don't wait until the last week when counselors are overwhelmed!
🎁 FREE RESOURCE: Download the complete Medicare 2026 Survival Guide with checklists, worksheets, and step-by-step instructions at: medicare.retirementlearninglab.com
Timestamps:
- 0:00 - Introduction: Why this matters NOW
- 4:18 - The 5 major changes explained
- 5:17 - Cost increases: Real examples
- 6:23 - Doctor/hospital network changes
- 7:21 - Prescription drug coverage changes
- 9:26 - Extra benefits being eliminated
- 12:01 - 4-step action plan
- 18:14 - Urgent deadline reminder
- 20:08 - How to get the FREE guide
Disclaimer: This podcast is for educational purposes only and does not constitute medical, legal, or financial advice. Always consult with qualified professionals for personalized guidance.
Connect with Van Richards:
- Website: RetirementLearningLab.com
- Download FREE Guide: medicare.retirementlearninglab.com
- Subscribe for weekly retirement planning tips
#Medicare2026 #MedicareChanges #OpenEnrollment #RetirementPlanning #MedicareAdvantage #SeniorCare #HealthcareCosts #Medicare #Retirement #FinancialPlanning
Don't let these changes catch you off guard. Listen now and take action before December 7th!
45 episodes
Manage episode 515123056 series 2852122
🚨 URGENT: Medicare Open Enrollment ends December 7, 2025!
Over 1.2 million Medicare enrollees are losing their plans completely in 2026. Are you one of them? Even if your plan still exists, major changes could cost you thousands of dollars if you don't act now.
In this episode, you'll discover:
✅ The 5 biggest Medicare changes affecting millions of Americans in 2026
✅ Why hospital costs are jumping by $155+ per day for some enrollees
✅ How to verify if your doctors will still be covered (most people skip this!)
✅ The truth about disappearing drug plans (22% reduction) and rising deductibles
✅ My proven 4-step action plan to navigate these changes before the deadline
✅ Free resources that provide unbiased help (no sales pitch!)
Real example from the episode: One enrollee saw her hospital daily rate jump from $395 to $550, PLUS her monthly premium went from $0 to $48. That's over $500 more per year before she even uses healthcare!
Your Action Plan (Don't Wait!):
- Review your Annual Notice of Change
- Verify your doctors and medications are covered
- Compare at least 3 plan options
- Get free help from your state's SHIP program
⏰ Deadline: December 7, 2025 - Don't wait until the last week when counselors are overwhelmed!
🎁 FREE RESOURCE: Download the complete Medicare 2026 Survival Guide with checklists, worksheets, and step-by-step instructions at: medicare.retirementlearninglab.com
Timestamps:
- 0:00 - Introduction: Why this matters NOW
- 4:18 - The 5 major changes explained
- 5:17 - Cost increases: Real examples
- 6:23 - Doctor/hospital network changes
- 7:21 - Prescription drug coverage changes
- 9:26 - Extra benefits being eliminated
- 12:01 - 4-step action plan
- 18:14 - Urgent deadline reminder
- 20:08 - How to get the FREE guide
Disclaimer: This podcast is for educational purposes only and does not constitute medical, legal, or financial advice. Always consult with qualified professionals for personalized guidance.
Connect with Van Richards:
- Website: RetirementLearningLab.com
- Download FREE Guide: medicare.retirementlearninglab.com
- Subscribe for weekly retirement planning tips
#Medicare2026 #MedicareChanges #OpenEnrollment #RetirementPlanning #MedicareAdvantage #SeniorCare #HealthcareCosts #Medicare #Retirement #FinancialPlanning
Don't let these changes catch you off guard. Listen now and take action before December 7th!
45 episodes
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