From Trauma Surgery Dreams to Financial Freedom: Adam Koós’ Journey and Generational Wealth Strategies

The Retirement Fiduciary Podcast

Content provided by The Retirement Fiduciary, Adam D. Koós, and CEPA. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by The Retirement Fiduciary, Adam D. Koós, and CEPA or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

29d ago 47:46

MP3•Episode home

In this episode, host Adam joins Axel Meierhoefer on The Ideal Investor Show to share his journey from aspiring trauma surgeon to founding Libertas Wealth Management Group. Adam opens up about the life-changing injury that redirected his career path, how his father inspired his love for business, and the unique approach he takes to help clients - both business owners and individuals - build and protect wealth across generations.

From the critical differences between a ‘practice’ and a ‘business,’ to why most Americans start planning far too late, this conversation dives deep into the strategies, mindsets, and planning essentials that create lasting financial security.

Episode Timestamps: 01:00 – Adam’s origin story - from Cleveland roots to business inspiration 03:00 – Early career dreams in trauma surgery and competitive TaeKwonDo 05:00 – A career-ending injury changes everything 06:00 – The surprising conversation with his father that led to financial advising 07:00 – Launching Libertas Wealth Management Group and building a client family 10:00 – Generational wealth and the difference between practices and scalable businesses 12:00 – Why starting retirement planning at 52 is too late 14:00 – Business exit planning and the power of intangibles 16:00 – Using commercial real estate as a pseudo-pension 20:00 – Social Security realities and the income test 24:00 – Bridging the retirement income gap with multiple income streams 27:00 – Why many business owners never fully retire 31:00 – The compounding effect of starting early 36:00 – Combining time and leverage to build wealth 39:00 – Overcoming fear of failure with trusted guidance

Key Takeaways: 💡 Your career path can pivot unexpectedly - build adaptable skills and a strong network.💡 Start retirement planning well before age 52; time is your most valuable asset.💡 Business owners need exit strategies that address both tangible and intangible value drivers.💡 Owning your business’s real estate can create a reliable retirement income stream.💡 Social Security benefits can be reduced if you earn above certain thresholds before full retirement age.💡 Diversify retirement income through a mix of assets, including investments and real estate.💡 Leverage both time and other people’s money to accelerate wealth building.💡 A trusted advisor can help remove the fear and uncertainty from financial decisions.

Key Quotes from Adam Koós: 🗣 “I realized trauma surgery wasn’t my path after an injury, so I found another way to change lives.”🗣 “You’re not just working in your business; you need to be working on your business.”🗣 “Most people start retirement planning at 52. That’s way too late.”🗣 “Intangibles often determine your business’s value more than the numbers.”🗣 “Owning the building your business operates in can become your pseudo-pension.”🗣 “The earlier you start, the more compounding works in your favor—time beats money.”

Connect with Axel Meierhoefer and The Ideal Investor Show: Website: www.idealwealthgrower.com Listen to the podcast

Connect with Adam Koós and Libertas Wealth Management: 🎧 CLICK HERE to subscribe to The Retirement Fiduciary Podcast on Apple LinkedIn: Adam Koós Website: Libertas Wealth

Follow Libertas on Social Media: Facebook: https://facebook.com/libertaswealth Instagram: https://www.instagram.com/libertas.wealth Threads: https://www.threads.com/@libertas.wealth LinkedIn: https://www.linkedin.com/company/libertas-wealth Twitter: https://x.com/LibertasWM TikTok: https://www.tiktok.com/@libertaswealthmanagement YouTube: https://www.youtube.com/@libertaswealth

About Adam Koós: Adam Koos, CFP®, CMT® is a CERTIFIED FINANCIAL PLANNER and one of only 2,600+ Chartered Market Technicians (CMT) worldwide, as well as a Certified Financial Technician (CFTe®) through the International Federation of Technical Analysts (IFTA). He’s been named by Columbus Business First as one of their 20 People to Know in Finance, was a recipient of the Forty Under 40 award, is ranked by Investopedia as one of America’s top 100 Most Influential Advisers, and is the winner of the coveted Better Business Bureau Torch Award for Ethical Enterprising. Adam serves his clients as the president and portfolio manager at Libertas Wealth Management Group, Inc., a Fee-Only Registered Investment Advisory (RIA) firm located in Columbus, Ohio.

155 episodes

#Business #Adam D. Koós #CEPA #Ohio #Retirementplanning #Adamdkoos #Adamkoos #Cashpodcast #Certifiedfinancialplanner #Financialplanner #Wealthmanagement #Financialadvice #Financialplanning #Libertaswealth #Thecashpodcast #Trading #Cash #Retirement Fiduciary #CFP®