A New Way To See Money With Carl Richards The Retirement Fiduciary podcast

Content provided by The Retirement Fiduciary, Adam D. Koós, and CEPA. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by The Retirement Fiduciary, Adam D. Koós, and CEPA or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

The Retirement Fiduciary Podcast »
A New Way to See Money with Carl Richards

1d ago 25:56

MP3•Episode home

Adam Koós sits down with Carl Richards, author, keynote speaker, and creator of the iconic Sketch Guy column in The New York Times.

For more than a decade, Carl has been known for turning complex financial concepts into simple, powerful sketches that spark meaningful conversations. His new book, Your Money: Reimagining Wealth in Simple Sketches, invites us to view money not as spreadsheets and numbers, but as a tool for freedom, clarity, and connection.

Together, Adam and Carl explore why money can’t solve all our fears, how retirees can confidently spend the money, and what it really means to live a wealthy life.

Episode Timestamps: 01:00 – Carl’s unexpected path into finance and sketching 06:00 – The moment he discovered sketches make money “click” 10:00 – Why simplifying ideas often takes dozens of iterations 11:00 – The book as a “conversation grenade” to spark meaningful dialogue 14:00 – Why money will never be enough to pay for all your fears 18:00 – If money walked into the room—what would it say to you? 19:00 – The “spend the money” sketch every retiree should know 21:00 – Wealth as numbers vs. wealth as meaning 24:00 – AI, robo-advisors, and why human connection still matters 26:00 – How Carl thinks about “self-driving money” 28:00 – Why experiences with loved ones are the best ROI

Key Takeaways: Money can’t solve all your fears, its job is different. Wealth is about meaning and choices, not just numbers. Retirees need to give themselves permission to spend the money. The best ROI often comes from experiences with people you love. Financial advice will always need a human element, even in the age of AI.

Key Quotes from Carl Richards: “There will never be enough money to pay for all your fears.” “If money were a person, it would be an earnest but disappointed golden retriever.” “What if you’re not bad with money—what if you’re just giving it jobs it can’t do?” “Spend the money: on experiences with people you love.”

Connect with Carl Richards: Website: behaviorgap.com https://www.linkedin.com/in/thinkingcarl/ https://x.com/behaviorgap https://www.instagram.com/behaviorgap Book: Your Money: Reimagining Wealth in Simple Sketches (available October 21)

The link to pre-order Carl's book on Amazon, or folks can head to their favorite local bookstore

The link to place a bulk order of Carl's book.

Listeners can save an additional 5% by using the code YourMoney5 at checkout.

Follow Libertas on Social Media: Facebook: https://facebook.com/libertaswealth Instagram: https://www.instagram.com/libertas.wealth Threads: https://www.threads.net/@libertas.wealth LinkedIn: https://www.linkedin.com/company/libertas-wealth Twitter/X: https://x.com/LibertasWM TikTok: https://www.tiktok.com/@libertaswealthmanagement YouTube: https://www.youtube.com/@libertaswealth

156 episodes

#Business #Adam D. Koós #CEPA #Ohio #Retirementplanning #Adamdkoos #Adamkoos #Cashpodcast #Certifiedfinancialplanner #Financialplanner #Wealthmanagement #Financialadvice #Financialplanning #Libertaswealth #Thecashpodcast #Trading #Cash #Retirement Fiduciary #CFP®