Why Your Credit Karma Score Isn’t Your Mortgage Score (and How to Protect Your Buying Power)
Manage episode 518917468 series 3696732
Ever checked Credit Karma and felt confident, then your lender pulled a totally different (and lower) score? In this episode, Steve Kyles, Houston Mortgage Expert, breaks down why your Credit Karma score can be 20–60 points higher than your true mortgage score and what that means for your buying power.
You’ll learn:
- The real difference between VantageScore (Credit Karma) and FICO 2/4/5 (what lenders actually use)
- Why even a 20-point difference can affect your interest rate and approval
- How to shop for a mortgage without hurting your credit
- Five practical ways to boost your mortgage score fast
- How to build your Clear Mortgage Plan with confidence and clarity
If you’re serious about buying a home, or helping your clients do the same, this episode will help you understand your credit, avoid surprises, and make confident financial moves.
CALLS TO ACTION
Want the free downloadable guide?
Email [email protected]
and ask for the Credit Karma vs FICO resource.
Want to see exactly where you stand and build your Clear Mortgage Plan?
Schedule your free 15-minute call at www.ResultsWithSteve.com
Prefer to text?
Reach out directly at 281-701-4521.
3 episodes