557 | 8 Cheap Cashflow Properties in 18 Months, and Still No Passive Income? A Silver Bullet Case Study

The Property Couch

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29d ago 59:28

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They just wanted $104K in passive income. A comfortable retirement. A helping hand for the kids.

Instead? They ended up with a silver bullet strategy: eight regional properties, over $1.1 million in debt, constant tenant issues, and a driveway that cost more than a year’s rent. 😬

In this episode, Ben is joined by Head of Property Wealth Planning at Empower Wealth, David Robertson (or Robbo) to unpack a real case study of a silver bullet property strategy gone completely off the rails.

Here’s what we debunk:
⚠️ Promised high yields? ✅
⚠️ Sold on positive cash flow from Day 1? ✅
⚠️ No proper planning, no risk assessment, no diversification? Unfortunately… ✅

It’s a cautionary tale of what happens when buyer’s agents chase volume, not value — and why skipping the strategy step can cost you years of lost opportunity, tens of thousands in maintenance surprises, and even your dream retirement.

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Chapters

1. 557 | 8 Cheap Cashflow Properties in 18 Months, and Still No Passive Income? A Silver Bullet Case Study (00:00:00)

2. A win from Freo?! Join PICA’s petition, prep for rate cuts + get our free tools (00:01:40)

3. Mindset Minute: Fundamentals, not speculation, folks! (00:04:34)

4. The Silver Bullet Case Study: Investing in their 50s (00:06:37)

5. Goals: $104K passive income target & supporting the kids (00:08:21)

6. Silver Bullet Strategy: Positive cash flow… from day 1?! (00:09:58)

7. Not impacting the family budget: sounds good, right? (00:10:49)

8. 8% yields & low-price points… but what about the downsides? (00:12:52)

9. The family home and portfolio: THIS is what saved them (00:15:07)

10. MyProperty Dashboard: 8-property cluster, $100 cashflow swing (00:16:04)

11. The characteristics of the properties revealed (00:18:00)

12. 8 properties in the bank… so why did they come to us? (00:20:24)

13. Red Flag #1: 13 interest rate rises later… (00:22:00)

14. Red Flag #2: $20K for a new driveway?? (00:23:55)

15. Red Flag #3: Effort, stress & anxiety mounting (00:27:39)

16. The cashflow reality at today’s interest rates (00:29:30)

17. Contribution for the kids: is it still possible? (00:30:54)

18. Downsizing dilemma: Selling the goose that lays the golden egg? (00:33:09)

19. Mackay units: A growth story… or just speculation? (00:34:47)

20. Townsville units: 15 years of opportunity costs (00:36:50)

21. Was Buy & Hold ever really discussed? (00:39:03)

22. How the Buyer’s Agent made $80K in fees… (00:40:46)

23. National unit vs house growth: the long-term view (00:42:19)

24. The 2024 Pivot: The sell-down strategy (aka the exit plan) (00:44:36)

25. From silver bullets to property trading (00:47:14)

26. Why this “secret sauce” strategy is just speculation (00:47:38)

27. Trading vs fundamental strategy: Know the difference (00:50:00)

28. What’s Making Property News: APRA keeps the 3% buffer (00:55:19)

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