They say, “Never sell your Bitcoin.” Wise words—but the power company still won’t take Satoshis. So how do you keep your crypto working while paying for life? Welcome to HODL and Borrow—the art of leveraging digital gold without letting it go.

In this episode of The Passive Pathway, Nelson—aka Nelly—dives into crypto-backed loans and decentralized lending. Discover how investors use crypto as collateral to access stablecoins, pay bills, or fund ventures—all without selling a coin.

From decoding loan-to-value ratios (without dozing off) to spotting when borrowing makes sense, Nelly breaks it down with humor and insight. We’ll look at platforms that built the movement—from SALT Lending and BlockFi to DeFi leaders like Aave and Maker.

It’s not about debt—it’s about smart liquidity. This approach preserves long-term gains while offering short-term flexibility. Think of it as refinancing your future—except the house is digital and the foundation is blockchain.

Buckle up and grab your metaphorical ledger—this episode proves

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🔗 Links & Resources
📌 Affiliate Tools & Links:

• BitHarvest Blogs: Click Here!
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📌 Recommended Reads & References:

• Think & Grow Rich by Napoleon Hill
• Rich Dad Poor Dad by Robert T. Kiyosaki

👤 Host & Production Credits
Produced, Edited & Hosted by: Nelson, aka Nelly
Music/Effects & Additions: Canva, Mureka & Open Source Rights
Special thanks to our guests, partners, and listeners worldwide. 🌍

📝 Disclaimer: This podcast is for informational purposes only. Always conduct your own research before making financial decisions.

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