Catastrophic losses -- those events causing widespread, multimillion-dollar damage -- are becoming more frequent and varied, impacting ministries regardless of their direct involvement in a disaster. Zach Mize, a senior agent and partner with Lightwell Insurance Advisors with nearly two decades of experience insuring churches, explores how ministries can identify their most significant risks, develop proactive insurance strategies, and ensure organizational continuity even when disasters happen. The episode aims to empower churches and nonprofits with practical steps and crucial coverage insights to weather both expected and unexpected storms, underscoring the importance of tailored planning and strong local agency relationships.