Join Certified Retirement Counselor Mark Struthers on the Healthy and Wealthy Retirement YouTube channel as he delves into the often-overlooked topic of retirement expenses. Learn how understanding your spending before and during retirement is crucial for financial planning and how it influences your overall retirement well-being.

This episode introduces the concept of the "retirement spending smile," explaining how spending patterns shift throughout the retirement years. From initial excitement and increased spending to eventual decline, except for healthcare costs, discover how to model these changes accurately. Mark elaborates on five different models to help you plan your retirement finances effectively, ensuring your purchasing power is maintained despite inflation.

Expect practical advice on how to make informed decisions for a healthier, wealthier, and happier retirement journey. Don't miss out on these expert insights designed to empower you in planning for the retirement you desire.

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www.SonaWealthAdvisors.com

Disclosure:

Investment advisory services are offered through Sona Financial LLC (DBA Sona Wealth Advisors, Sona Wealth, Sona Wealth Management), an investment adviser registered in the state of MN. Sona Financial only offers investment advisory services where it is appropriately registered or exempt from registration and only after clients have entered into an investment advisory agreement confirming the terms of engagement and have been provided a copy of the firm’s ADV Part 2A brochure and document.

This video or article is for educational purposes only and is not exhaustive. Nothing discussed during this show/episode should be viewed as investment advice. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but is intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax, or financial advice. Please consult a legal, tax, or financial professional for information specific to your individual situation.

This content has not been reviewed by FINRA